DAVY BLOCKX
ActiveDAVY BLOCKX has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €427k and a net result of €41k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-15
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 12.2 against 19.22 in 2024), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
8.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
77 d early
2023
50 d early
2022
13 d early
2021
54 d early
2020
19 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€427k▼ 14.9%
2024 · €502k
2018: €205k
2019: €301k
2020: €388k
2021: €452k
2022: €509k
2023: €511k
2024: €502k
2018 → 2025
Total assets
€460k▼ 12.9%
2024 · €528k
2018: €278k
2019: €369k
2020: €466k
2021: €479k
2022: €536k
2023: €539k
2024: €528k
2018 → 2025
Net result
€41k▼ 35.4%
2024 · €63k
2018: €86k
2019: €110k
2020: €107k
2021: €103k
2022: €88k
2023: €71k
2024: €63k
2018 → 2025
Working capital
€374k▼ 22.8%
2024 · €484k
2018: €183k
2019: €286k
2020: €382k
2021: €450k
2022: €475k
2023: €485k
2024: €484k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€509k▲ 12.5%€511k▲ 0.5%€502k▼ 1.8%€427k▼ 14.9%
Operating result€143k-€117k▼ 18.1%€103k▼ 11.8%€80k▼ 22.2%€51k▼ 36.0%
Net result€103k-€88k▼ 14.8%€71k▼ 19.5%€63k▼ 10.9%€41k▼ 35.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 36% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€53k▲ 200%
Current assets
€407k▼ 20.3%
Equity and liabilities €460k
Equity
€427k▼ 14.9%
Debt
€33k▲ 25.5%
The debt ratio rises from 5.0% to 7.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€63k▼
2024 · €88k
Cash flow
€52k▼
2024 · €71k
Solvency
92.8%▼
2024 · 95.0%
Current ratio
12.20▼
2024 · 19.22
Quick ratio
12.06▼
2024 · 19.02
Debt / equity
0.08▲
2024 · 0.05
ROE
9.5%▼
2024 · 12.6%
ROA
8.9%▼
2024 · 11.9%
Interest coverage
358.39▼
2024 · 557.46
Debt
€33k▲
2024 · €27k
Debt ≤ 1 year
€33k▲
2024 · €27k
Income taxes
€15k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€528k€460k▼
Fixed assets21/28€18k€53k▲
Tangible fixed assets22/27€18k€53k▲
Furniture and vehicles24€17k€53k▲
Other tangible fixed assets26€450€300▼
Current assets29/58€511k€407k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€2k€16k▲
Trade receivables40-€3k
Other amounts receivable41€2k€13k▲
Current investments50/53€220k€209k▼
Cash at bank and in hand54/58€281k€174k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€528k€460k▼
Equity10/15€502k€427k▼
Contributions10/11€12k€12k=
Reserves13€490k€415k▼
Distributable reserves133€490k€415k▼
Amounts payable17/49€27k€33k▲
Amounts payable within one year42/48€27k€33k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k-
Remuneration and social security454/9-€2k
Other amounts payable47/48€18k€27k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€91k€65k▼
Operating profit (loss)9901€80k€51k▼
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Financial charges65/66B€158€175▲
Recurring financial charges65€158€175▲
Profit (loss) for the period before taxes9903€89k€56k▼
Income taxes67/77€26k€15k▼
Profit (loss) for the period9904€63k€41k▼
Profit (loss) for the period to be appropriated9905€63k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€41k▼
Transfer from equity791/2€72k€116k▲
Transfer to equity691/2€63k€41k▼
To other reserves6921€63k€41k▼
Profit to be distributed694/7€72k€116k▲
Return on contributions (dividend)694€72k€116k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €41k ▼35.4%
Net result drops to €41k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €509k ▲12.5%
5 profitable years in a row build equity to €509k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 18.57
Current ratio from 5.97 to 18.57; short-term debt falls from €77k to €26k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Highest result since 2018net €110k ▲27.7%
Operating result €151k, net result €110k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berg 202470 RetieGround area
988 m²
Building footprint
193 m²
Volume, LiDAR
1,012 m³
Parcel 13036A0578/00S000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berg 20, 2470 Retie
since 20142.226.632.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036A0578/00S000 | Flanders | 988 m² | 1 · 193 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATHOS
BE 0415.803.663
Herent · Eq €427k
ETMG
BE 0674.900.759
Ukkel · Eq €427k
ADD-OK
BE 0435.971.151
Perwez · Eq €428k
SAMSEP INVESTMENTS
BE 0597.868.408
Kalmthout · Eq €425k
REPROSOL
BE 0453.725.418
Destelbergen · Eq €429k
Of 7,247 companies in sector 43350 we hold annual accounts for 2,333. 1,396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2014
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
46474Wholesale trade
47552Retail sale of lighting equipment
47592Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.