DAVIDE CHAPE
ActiveSummary
The computed 12-month bankruptcy probability of DAVIDE CHAPE is 2.5% (moderate). The 2025 annual accounts show equity of €273k and a net result of €-3k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 7777 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-19
Solvency60▼-9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.39 in 2024; short-term debt: 38.4% and cash: 7.9% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
18 d late
2024
28 d late
2023
on the day
2022
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€273k▼ 1.2%
2024 · €277k
2022: €65k
2023: €186k
2024: €277k
2022 → 2025
Total assets
€779k▲ 23.6%
2024 · €630k
2022: €125k
2023: €292k
2024: €630k
2022 → 2025
Net result
€-3k
2024 · €91k
2022: €45k
2023: €121k
2024: €91k
2022 → 2025
Working capital
€-22k
2024 · €91k
2022: €9k
2023: €73k
2024: €91k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€65k-€186k▲ 185%€277k▲ 48.8%€273k▼ 1.2%
Operating result€57k-€156k▲ 175%€135k▼ 13.7%€68k▼ 49.4%
Net result€45k-€121k▲ 167%€91k▼ 24.9%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €779k
Fixed assets
€502k ▲ 63.7%
Current assets
€277k ▼ 14.4%
Equity and liabilities €779k
Equity
€273k ▼ 1.2%
Debt
€505k ▲ 42.9%
Debt's share of the balance-sheet total rises from 56.1% to 64.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€243k▲
2024 · €214k
Cash flow
€171k▲
2024 · €170k
Current ratio
0.93▼
2024 · 1.39
Debt to equity
1.85▲
2024 · 1.28
ROE
-1.2%▼
2024 · 32.8%
ROA
-0.4%▼
2024 · 14.4%
Interest coverage
20.50▼
2024 · 48.34
Debt ≤ 1 year
€299k▲
2024 · €232k
Debt > 1 year
€207k▲
2024 · €121k
Income taxes
€60k▲
2024 · €40k
Staff costs
€33k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€630k€779k▲
Fixed assets21/28€307k€502k▲
Tangible fixed assets22/27€307k€502k▲
Plant, machinery and equipment23€2k€876▼
Furniture and vehicles24€112k€221k▲
Leasing and similar rights25€193k€280k▲
Current assets29/58€324k€277k▼
Amounts receivable within one year40/41€237k€200k▼
Trade receivables40€152k€96k▼
Other amounts receivable41€85k€103k▲
Cash at bank and in hand54/58€78k€62k▼
Deferred charges and accrued income490/1€9k€16k▲
Equity and liabilities
Total equity and liabilities10/49€630k€779k▲
Equity10/15€277k€273k▼
Contributions10/11€20k€20k=
Reserves13€50k€80k▲
Distributable reserves133€50k€80k▲
Profit (loss) carried forward14€207k€173k▼
Amounts payable17/49€354k€505k▲
Amounts payable after more than one year17€121k€207k▲
Financial debts170/4€121k€207k▲
Amounts payable within one year42/48€232k€299k▲
Current portion of amounts payable after more than one year42€70k€145k▲
Trade debts44€149k€147k▼
Suppliers440/4€149k€147k▼
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€469€1k▲
Remuneration and social security454/9€13k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€32k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€174k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€23k€27k▲
Gross operating margin9900€270k€307k▲
Operating profit (loss)9901€135k€68k▼
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€131k€57k▼
Income taxes67/77€40k€60k▲
Profit (loss) for the period9904€91k€-3k▼
Profit (loss) for the period to be appropriated9905€91k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€257k€203k▼
Profit (loss) brought forward from the previous period14P€166k€207k▲
Transfer to equity691/2€50k€30k▼
To other reserves6921€50k€30k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-3k ▼104%
Net result drops to €-3k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €200kEq €277k ▲48.8%
3 profitable years in a row build equity to €277k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €121k ▲167%
Operating result €156k, net result €121k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲185%
2 profitable years in a row build equity to €186k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentehuisstraat 271740 TernatGround area
1,081 m²
Building footprint
420 m²
Volume, LiDAR
5,503 m³
Parcel 23086E0386/00A002, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DAVIDE CHAPE
since 20222.330.395.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086E0386/00A002 | Flanders | 1,081 m² | 1 · 420 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CHAPEWERKEN DE BRUYNE WESLEY
BE 0537.714.946
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WOOD WINDOW
BE 0500.590.868
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Of 751 companies in sector 43422 we hold annual accounts for 424. 318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43422Screed work
43320Joinery installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:carabetiulian@gmail.com
Phone:0493370777