DAVID RENDERS
ActiveDAVID RENDERS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €1k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-62
Solvency95▼-5
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 3.45 in 2024), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
34 d early
2023
40 d early
2022
13 d early
2021
60 d late
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▲ 0.4%
2024 · €261k
2018: €88k
2019: €73k
2020: €115k
2021: €172k
2022: €173k
2023: €254k
2024: €261k
2018 → 2025
Total assets
€520k▲ 38.7%
2024 · €375k
2018: €358k
2019: €325k
2020: €312k
2021: €346k
2022: €308k
2023: €369k
2024: €375k
2018 → 2025
Net result
€1k▼ 96.6%
2024 · €33k
2018: €26k
2019: €-15k
2020: €42k
2021: €68k
2022: €12k
2023: €102k
2024: €33k
2018 → 2025
Working capital
€136k▼ 25.0%
2024 · €181k
2018: €116k
2019: €91k
2020: €110k
2021: €157k
2022: €147k
2023: €210k
2024: €181k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€173k=€254k▲ 47.2%€261k▲ 2.9%€262k▲ 0.4%
Operating result€106k-€42k▼ 60.5%€115k▲ 175%€53k▼ 53.6%€-256
Net result€68k-€12k▼ 82.6%€102k▲ 764%€33k▼ 67.4%€1k▼ 96.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €256 after €53k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€297k▲ 150%
Current assets
€222k▼ 13.1%
Equity and liabilities €520k
Equity
€262k▲ 0.4%
Debt
€257k▲ 127%
The debt ratio rises from 30.3% to 49.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€68k▼
2024 · €79k
Cash flow
€70k▲
2024 · €59k
Solvency
50.5%▼
2024 · 69.7%
Current ratio
2.58▼
2024 · 3.45
Quick ratio
2.58▼
2024 · 3.45
Debt / equity
0.98▲
2024 · 0.43
ROE
0.4%▼
2024 · 12.7%
ROA
0.2%▼
2024 · 8.9%
Interest coverage
8.04▼
2024 · 18.14
Debt
€257k▲
2024 · €113k
Debt ≤ 1 year
€86k▲
2024 · €74k
Debt > 1 year
€166k▲
2024 · €38k
Income taxes
€52▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€375k€520k▲
Fixed assets21/28€119k€297k▲
Tangible fixed assets22/27€119k€297k▲
Land and buildings22€49k€238k▲
Furniture and vehicles24€41k€32k▼
Other tangible fixed assets26€29k€28k▼
Current assets29/58€256k€222k▼
Amounts receivable within one year40/41€82k€28k▼
Trade receivables40€71k€19k▼
Other amounts receivable41€10k€9k▼
Current investments50/53€9k€9k=
Cash at bank and in hand54/58€162k€184k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€375k€520k▲
Equity10/15€261k€262k▲
Contributions10/11€12k€12k=
Reserves13€258k€258k=
Distributable reserves133€258k€258k=
Profit (loss) carried forward14€-10k€-8k▲
Amounts payable17/49€113k€257k▲
Amounts payable after more than one year17€38k€166k▲
Financial debts170/4€38k€166k▲
Amounts payable within one year42/48€74k€86k▲
Current portion of amounts payable after more than one year42€42k€27k▼
Financial debts43€27€36▲
Other loans439€27€36▲
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€10€2k▲
Taxes450/3€10€2k▲
Other amounts payable47/48€24k€55k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€69k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€81k€71k▼
Operating profit (loss)9901€53k€-256▼
Financial income75/76B€703€10k▲
Recurring financial income75€703€1k▲
Non-recurring financial income76B-€9k
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€50k€1k▼
Income taxes67/77€17k€52▼
Profit (loss) for the period9904€33k€1k▼
Profit (loss) for the period to be appropriated9905€33k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€-8k▼
Profit (loss) brought forward from the previous period14P€-10k€-10k▲
Transfer from equity791/2€26k-
Transfer to equity691/2€33k-
To other reserves6921€33k-
Profit to be distributed694/7€26k-
Return on contributions (dividend)694€26k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €102k ▲764%
Operating result €115k, net result €102k, both a record.
31-12
Financial
Equity above €200kEq €254k ▲47.2%
4 profitable years in a row build equity to €254k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Equity above €150kEq €172k ▲49.6%
2 profitable years in a row build equity to €172k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €100kEq €115k ▲57.1%
Equity rises from €73k to €115k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-15k ▼158%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prijskampstraat 11170 Watermaal-BosvoordeGround area
78 m²
Building footprint
65 m²
Volume, LiDAR
575 m³
Parcel 21652E0486/00P006, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAVID RENDERS
since 20052.220.427.493
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0486/00P006 | Brussels | 78 m² | 1 · 65 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADVOCATENKANTOOR PAUWELS DANNY
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 6,906 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2005
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.