DAVE CONSTRUCT
ActiveDAVE CONSTRUCT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €21k. Its solvency ranks better than 29% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+69
Solvency50▼-50
Growth58
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 4.92 in 2024), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
31.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 29.1%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€66k▲ 108%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€21k▲ 1,173%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€16k▼ 33.4%
2024 · €23k
2024: €23k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€18k▼ 29.1%
Operating result€3k-€28k▲ 947%
Net result€2k-€21k▲ 1,173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 947% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€3k▲ 15.5%
Current assets
€63k▲ 116%
Equity and liabilities €66k
Equity
€18k▼ 29.1%
Debt
€48k▲ 699%
The debt ratio rises from 18.9% to 72.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€30k▲
2024 · €4k
Cash flow
€22k▲
2024 · €3k
Solvency
27.6%▼
2024 · 81.1%
Current ratio
1.33▼
2024 · 4.92
Quick ratio
1.28▼
2024 · 4.58
Debt / equity
2.62▲
2024 · 0.23
ROE
113.1%▲
2024 · 6.3%
ROA
31.2%▲
2024 · 5.1%
Interest coverage
186.63▲
2024 · 25.99
Debt
€48k▲
2024 · €6k
Debt ≤ 1 year
€48k▲
2024 · €6k
Income taxes
€8k▲
2024 · €987
Staff costs
€0▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€66k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€29k€63k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€18k€37k▲
Trade receivables40€4k€13k▲
Other amounts receivable41€13k€23k▲
Cash at bank and in hand54/58€8k€23k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€32k€66k▲
Equity10/15€26k€18k▼
Contributions10/11€200€200=
Reserves13€25k€18k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€25k€18k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€6k€48k▲
Amounts payable within one year42/48€6k€48k▲
Trade debts44€6k€12k▲
Suppliers440/4€6k€12k▲
Taxes, remuneration and social security45€161€7k▲
Taxes450/3€161€6k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€0€28k▲
Accrued charges and deferred income492/3-€6
Income statement
Code20242025
Remuneration, social security and pensions62€14k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€935€0▼
Gross operating margin9900€21k€31k▲
Operating profit (loss)9901€3k€28k▲
Financial income75/76B€54€690▲
Recurring financial income75€54€690▲
Financial charges65/66B€170€163▼
Recurring financial charges65€170€163▼
Profit (loss) for the period before taxes9903€3k€29k▲
Income taxes67/77€987€8k▲
Profit (loss) for the period9904€2k€21k▲
Profit (loss) for the period to be appropriated9905€2k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€21k▲
Transfer from equity791/2-€7k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buurtweg 83945 Tessenderlo-HamGround area
3,495 m²
Building footprint
480 m²
Volume, LiDAR
1,959 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D&E Interieur
since 20152.247.434.174
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A1339/00Y000 | Flanders | 2,882 m² | 1 · 304 m² | 7.6 m · 1 fl. |
| 72024A1829/00P000 | Flanders | 612 m² | 1 · 176 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,814 companies in sector 43341 we hold annual accounts for 2,639. 1,982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2015
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.