MAXI DECOR
ActiveMAXI DECOR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €205. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency94▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.01 in 2024), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
18 d late
2023
21 d early
2022
14 d early
2021
39 d early
2020
51 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 1.1%
2024 · €18k
2018: €3k
2019: €16k
2020: €20k
2021: €25k
2022: €23k
2023: €22k
2024: €18k
2018 → 2025
Total assets
€36k▲ 1.6%
2024 · €36k
2018: €31k
2019: €34k
2020: €39k
2021: €35k
2022: €31k
2023: €38k
2024: €36k
2018 → 2025
Net result
€205
2024 · €-4k
2018: €-11k
2019: €14k
2020: €3k
2021: €5k
2022: €-2k
2023: €-885
2024: €-4k
2018 → 2025
Working capital
€17k▼ 4.0%
2024 · €18k
2018: €6k
2019: €18k
2020: €20k
2021: €25k
2022: €22k
2023: €21k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€23k▼ 9.5%€22k▼ 3.9%€18k▼ 17.1%€18k▲ 1.1%
Operating result€9k-€-2k€232€-2k€3k
Net result€5k-€-2k€-885▲ 62.7%€-4k▼ 321%€205
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€1k▲ 166%
Current assets
€35k▼ 0.7%
Equity and liabilities €36k
Equity
€18k▲ 1.1%
Debt
€18k▲ 2.1%
The debt ratio rises from 49.4% to 49.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€3k▲
2024 · €-2k
Cash flow
€654▲
2024 · €-4k
Solvency
50.3%▼
2024 · 50.6%
Current ratio
1.94▼
2024 · 2.01
Quick ratio
1.94▼
2024 · 2.01
Debt / equity
0.99▲
2024 · 0.98
ROE
1.1%▲
2024 · -20.6%
ROA
0.6%▲
2024 · -10.4%
Interest coverage
1.27▲
2024 · -0.79
Debt
€18k▲
2024 · €18k
Debt ≤ 1 year
€18k▲
2024 · €18k
Income taxes
€976▲
2024 · €253
Staff costs
€260▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€36k▲
Fixed assets21/28€483€1k▲
Tangible fixed assets22/27€483€1k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€483€264▼
Current assets29/58€35k€35k▼
Amounts receivable within one year40/41€27k€28k▲
Trade receivables40€6k-
Other amounts receivable41€21k€28k▲
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€36k€36k▲
Equity10/15€18k€18k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€18k€18k▲
Amounts payable within one year42/48€18k€18k▲
Financial debts43€874-
Credit institutions430/8€874-
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Bills of exchange payable441-€300
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€9k€12k▲
Accrued charges and deferred income492/3€120-
Income statement
Code20242025
Non-recurring operating income76A€7k-
Remuneration, social security and pensions62€11k€260▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€449▲
Other operating charges640/8€266€1k▲
Gross operating margin9900€9k€5k▼
Operating profit (loss)9901€-2k€3k▲
Financial income75/76B€1k€948▼
Recurring financial income75€1k€948▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-3k€1k▲
Income taxes67/77€253€976▲
Profit (loss) for the period9904€-4k€205▲
Profit (loss) for the period to be appropriated9905€-4k€205▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€10k▲
Profit (loss) brought forward from the previous period14P€14k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €205
Net result €205 after 3 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Canard(H) 57050 JurbiseGround area
736 m²
Building footprint
172 m²
Parcel 53023A0334/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAXI-DECOR
since 19912.055.434.255
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53023A0334/00F000 | Wallonia | 736 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHILDER- EN DECORATIEWERKEN NICOLAS DESMET
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DIMAPI DECO
BE 0666.515.209
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DAVE CONSTRUCT
BE 0629.941.556
Tessenderlo-Ham · Eq €18k
Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 1,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-1991
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.