DAUPHIN
ActiveSummary
DAUPHIN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€45,432) and a net result of -€4,521. Equity is shrinking by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-95
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.34 in 2024; short-term debt: 314.8% and cash: 0.7% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-214.8%
Return on assets
-21.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€45,432
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
70 d late
2023
16 d early
2022
9 d late
2021
162 d late
2020
510 d late
2019
279 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 144 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€45,432▼ 11.1%
2024 · -€40,911
Total assets
€21,146▲ 0.1%
2024 · €21,127
Net result
-€4,521
2024 · €4,829
Working capital
-€45,432▼ 11.1%
2024 · -€40,911
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,597▲ 10.0%-€17,042▼ 204%-€3,229▲ 81.1%€4,970-€4,356
Net result-€18,559below the sector's middle half▼ 173%-€17,180below the sector's middle half▲ 7.4%-€3,379within the sector's middle half▲ 80.3%€4,829within the sector's middle half-€4,521below the sector's middle half
Equity-€25,181below the sector's middle half▼ 280%-€42,361below the sector's middle half▼ 68.2%-€45,740below the sector's middle half▼ 8.0%-€40,911below the sector's middle half▲ 10.6%-€45,432below the sector's middle half▼ 11.1%
Total assets€11,908below the sector's middle half▼ 45.0%€13,908below the sector's middle half▲ 16.8%€27,338below the sector's middle half▲ 96.6%€21,127below the sector's middle half▼ 22.7%€21,146below the sector's middle half▲ 0.1%
Debt€37,089▲ 31.2%€56,269▲ 51.7%€73,078▲ 29.9%€62,037▼ 15.1%€66,577▲ 7.3%
Working capital-€25,181▼ 280%-€42,361▼ 68.2%-€45,740▼ 8.0%-€40,911▲ 10.6%-€45,432▼ 11.1%
Solvency-211.5%below the sector's middle half▼ 180.9pp-304.6%below the sector's middle half▼ 93.1pp-167.3%below the sector's middle half▲ 137.3pp-193.6%below the sector's middle half▼ 26.3pp-214.8%below the sector's middle half▼ 21.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,356 after €4,970 in 2024.
Key figures and ratios
Current ratio
0.32▼
2024 · 0.34
Quick ratio
0.01▼
2024 · 0.01
Debt to equity
-1.47▲
2024 · -1.52
ROA
-21.4%▼
2024 · 22.9%
Debt ≤ 1 year
€66,577▲
2024 · €62,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,763 | €6,477 | €607 | €911 | €907 | ▼ 0.3% |
| Gross operating margin9900 | -€3,834 | -€10,564 | -€2,623 | €5,880 | -€3,449 | ▼ 159% |
| Operating profit (loss)9901 | -€5,597 | -€17,042 | -€3,229 | €4,970 | -€4,356 | ▼ 188% |
| Financial charges65/66B | €152 | €138 | €150 | €141 | €165 | ▲ 17.1% |
| Recurring financial charges65 | €152 | €138 | €150 | €141 | €165 | ▲ 17.1% |
| Profit (loss) for the period before taxes9903 | -€5,749 | -€17,180 | -€3,379 | €4,829 | -€4,521 | ▼ 194% |
| Income taxes67/77 | €12,810 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€18,559 | -€17,180 | -€3,379 | €4,829 | -€4,521 | ▼ 194% |
| Profit (loss) for the period to be appropriated9905 | -€18,559 | -€17,180 | -€3,379 | €4,829 | -€4,521 | ▼ 194% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,908 | €13,908 | €27,338 | €21,127 | €21,146 | ▲ 0.1% |
| Current assets29/58 | €11,908 | €13,908 | €27,338 | €21,127 | €21,146 | ▲ 0.1% |
| Stocks and contracts in progress3 | €11,472 | €12,372 | €14,322 | €20,722 | €20,722 | = |
| Stocks30/36 | €11,472 | €12,372 | €14,322 | €20,722 | €20,722 | = |
| Amounts receivable within one year40/41 | €429 | €1,523 | €12,921 | €392 | €269 | ▼ 31.3% |
| Trade receivables40 | - | - | €10,847 | - | - | - |
| Other amounts receivable41 | €429 | €1,523 | €2,074 | €392 | €269 | ▼ 31.3% |
| Cash at bank and in hand54/58 | €7 | €13 | €95 | €13 | €155 | ▲ 1,090% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,908 | €13,908 | €27,338 | €21,127 | €21,146 | ▲ 0.1% |
| Equity10/15 | -€25,181 | -€42,361 | -€45,740 | -€40,911 | -€45,432 | ▼ 11.1% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €27,731 | €27,731 | €27,731 | €27,731 | €27,731 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €25,872 | €25,872 | €25,872 | €25,872 | €25,872 | = |
| Profit (loss) carried forward14 | -€71,504 | -€88,684 | -€92,063 | -€87,233 | -€91,755 | ▼ 5.2% |
| Amounts payable17/49 | €37,089 | €56,269 | €73,078 | €62,037 | €66,577 | ▲ 7.3% |
| Amounts payable within one year42/48 | €37,089 | €56,269 | €73,078 | €62,037 | €66,577 | ▲ 7.3% |
| Trade debts44 | €10,419 | €3,375 | €15,133 | €3,392 | €5,480 | ▲ 61.6% |
| Suppliers440/4 | €10,419 | €3,375 | €15,133 | €3,392 | €5,480 | ▲ 61.6% |
| Taxes, remuneration and social security45 | €13,239 | €12,810 | - | - | - | - |
| Taxes450/3 | €13,239 | €12,810 | - | - | - | - |
| Other amounts payable47/48 | €13,430 | €40,085 | €57,945 | €58,645 | €61,097 | ▲ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,559 | -€17,180 | -€3,379 | €4,829 | -€4,521 | ▼ 194% |
| Operating cash flow (approximation) | -€18,559 | -€17,180 | -€3,379 | €4,829 | -€4,521 | ▼ 194% |
| Change in cash | - | €6 | €82 | -€82 | €142 | ▲ 273% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Back to profitnet €4,829
Net result €4,829 after 6 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 162 days late
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 510 days late
2021
31-12
Financial
Weakest financial yearnet -€18,559
Net result drops to -€18,559, the lowest in the series; recovery starts the following year.
06-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 279 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1991
Ground area
846 m²
Building footprint
130 m²
Volume, LiDAR
1,257 m³
Parcel 11362H0602/02E000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 292, 2950 Kapellen
since 19912.052.183.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362H0602/02E000 | Flanders | 846 m² | 1 · 130 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTO RANI
BE 0451.004.171
Jette · Eq €186
POPEYE'S CARS
BE 0750.898.378
Verviers · Eq €174
EXPRESS FREEZE
BE 1002.258.933
Brussel · Eq €218
L.A.S.
BE 0568.539.962
Ans · Eq €219
JLC AUTO
BE 1003.651.971
Herstal · Eq €221
Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. 163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-1991
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Contact
Phone
036650407Kapellen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443522897
Also
9925:BE0443522897
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.