CAPRO
ActiveCAPRO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-82k) and a net result of €-14k. Equity is shrinking by ~67.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-56
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.04 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-446.8%
Return on assets
-78.4%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€82k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
16 d early
2023
1 d early
2022
36 d late
2021
113 d late
2020
30 d late
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€28k
EBIT margin
-68.3%
Net result
€-14k▲ 66.2%
2024 · €-43k
2019: €-3k
2020: €-5k
2021: €-16k
2022: €-12k
2023: €-15k
2024: €-43k
2019 → 2025
Working capital
€-97k▼ 17.5%
2024 · €-82k
2019: €22k
2020: €17k
2021: €-12k
2022: €-22k
2023: €-38k
2024: €-82k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€28k
Equity€2k-€-10k€-25k▼ 141%€-68k▼ 171%€-82k▼ 21.3%
Operating result€-16k-€-12k▲ 25.2%€-17k▼ 43.9%€-46k▼ 171%€-19k▲ 57.7%
Net result€-16k-€-12k▲ 24.1%€-15k▼ 21.5%€-43k▼ 192%€-14k▲ 66.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €46k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€15k=
Current assets
€4k▼ 5.9%
Key figures and ratios
Solvency
-446.8%▼
2024 · -363.9%
Current ratio
0.04▼
2024 · 0.04
Quick ratio
0.04▼
2024 · 0.04
Debt / equity
-1.22▲
2024 · -1.27
ROE
17.5%▼
2024 · 63.0%
ROA
-78.4%▲
2024 · -229.4%
Debt
€100k▲
2024 · €86k
Debt ≤ 1 year
€100k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€18k▼
Fixed assets21/28€15k€15k=
Intangible fixed assets21€10k€10k=
Tangible fixed assets22/27€4k€4k=
Plant, machinery and equipment23-€1k
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€875€875=
Current assets29/58€4k€4k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40-€626
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€19k€18k▼
Equity10/15€-68k€-82k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-74k€-88k▼
Amounts payable17/49€86k€100k▲
Amounts payable within one year42/48€86k€100k▲
Trade debts44€4k€880▼
Suppliers440/4€4k€880▼
Other amounts payable47/48€82k€99k▲
Income statement
Code20242025
Turnover70-€28k
Goods, raw materials, services and sundry goods60/61-€44k
Other operating charges640/8€594€3k▲
Gross operating margin9900€-45k€-16k▲
Operating profit (loss)9901€-46k€-19k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€231€128▼
Recurring financial charges65€231€128▼
Profit (loss) for the period before taxes9903€-43k€-14k▲
Profit (loss) for the period9904€-43k€-14k▲
Profit (loss) for the period to be appropriated9905€-43k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-88k▼
Profit (loss) brought forward from the previous period14P€-33k€-74k▼
Transfer from equity791/2€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 113 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
VERDUYN Luc Albert
CurrentNon-statutory director · since 02-01-2024
02-01-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantenlaan 358450 BredeneGround area
2,147 m²
Building footprint
242 m²
Volume, LiDAR
1,252 m³
2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Biekorfstraat 23, 8400 Oostende
since 19942.064.970.939
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0300/02_000 | Flanders | 1,416 m² | 1 · 84 m² | 10.3 m · 3 fl. |
| 35002B0238/00R000 | Flanders | 731 m² | 1 · 158 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vinoca
BE 0788.256.840
Maasmechelen · Eq €2k
HAZAL
BE 0647.558.142
Ukkel · Eq €2k
LOCO PROJECTS
BE 0476.946.822
Herk-de-Stad · Eq €2k
MOTORS STORE
BE 0798.116.493
Braine-l'Alleud · Eq €2k
NO LIMIT CARS
BE 0754.602.986
Schaarbeek · Eq €2k
Of 10,622 companies in sector 47811 we hold annual accounts for 5,194. 866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-1993
Fiscal year end31-03
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.