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DAUMEN CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearRue des Grands Prés 1, 4960 Malmedy, BelgiumKBO/BCE: BE 1022.691.190
Summary

DAUMEN CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,864 and a net result of €53,864. Its solvency ranks better than 73% of 9,265 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€91,278total assets 2025
Equity
€58,864
Profit
€53,864
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 9 days early
Why 87raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.83, cash €76,153Equity €58,864 (64.5% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 89
equity 64.5% of total assets
Liquidity 84
short-term debt 35.3% · cash 83.4%
Profitability 100
return on assets 59.0%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,427 companies, NACE 41, micro)
Last 24 months 05-2026: 3.6% 06-2026: 3.6%● unchanged vs 05-2026 07-2026: 3.7%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.5%▼ -3.2 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.83, above the usual 1.5; short-term debt: 35.3% and cash: 83.4% of total assets), and 35.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 74% on solvency, 86% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.83, cash €76,153
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €58,864 (64.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DAUMEN Benjamin (director) ·…

Financials · financial year 2025, micro format

Equity
€58,864
Total assets
€91,278
Net result
€53,864
Working capital
€59,019

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €91,278
Equity €58,864
Debt €32,414
Debt finances 35.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.83
Debt to equity
0.55
ROE
91.5%
ROA
59.0%
Debt ≤ 1 year
€32,259
Income taxes
€13,721

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€91,278
Current assets29/58€91,278
Amounts receivable within one year40/41€15,125
Trade receivables40€15,125
Cash at bank and in hand54/58€76,153
Equity and liabilities
Total equity and liabilities10/49€91,278
Equity10/15€58,864
Contributions10/11€5,000
Reserves13€53,864
Distributable reserves133€53,864
Amounts payable17/49€32,414
Amounts payable within one year42/48€32,259
Taxes, remuneration and social security45€24,554
Taxes450/3€24,554
Other amounts payable47/48€7,705
Accrued charges and deferred income492/3€155
Income statement Code2025
Gross operating margin9900€67,585
Operating profit (loss)9901€67,585
Profit (loss) for the period before taxes9903€67,585
Income taxes67/77€13,721
Profit (loss) for the period9904€53,864
Profit (loss) for the period to be appropriated9905€53,864
Appropriation of the result
Profit (loss) to be appropriated9906€53,864
Transfer to equity691/2€53,864
To other reserves6921€53,864

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€67,585
Operating profit (loss)9901€67,585
Profit (loss) for the period before taxes9903€67,585
Income taxes67/77€13,721
Profit (loss) for the period9904€53,864
Profit (loss) for the period to be appropriated9905€53,864
Line2025
Assets
Total assets20/58€91,278
Current assets29/58€91,278
Amounts receivable within one year40/41€15,125
Trade receivables40€15,125
Cash at bank and in hand54/58€76,153
Equity and liabilities
Total equity and liabilities10/49€91,278
Equity10/15€58,864
Contributions10/11€5,000
Reserves13€53,864
Distributable reserves133€53,864
Amounts payable17/49€32,414
Amounts payable within one year42/48€32,259
Taxes, remuneration and social security45€24,554
Taxes450/3€24,554
Other amounts payable47/48€7,705
Accrued charges and deferred income492/3€155
Line2025
Profit (loss) for the period9904€53,864
Operating cash flow (approximation)€53,864

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 22-07-2026 2026-00332491

Similar companies · same sector, comparable size

Of the 29,210 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,154. 13,294 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

DAUMEN CONSTRUCT was incorporated on 24 April 2025 as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
22-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
28-04
Gazette deed Incorporation
Appointment: DAUMEN Benjamin (director) · Permanent representative: DAUMEN Benjamin · Founder10 facts ▸
  • Incorporation, 18-04-2025
  • Founder, DAUMEN Benjamin Johan
  • Founding capital, €5,000
  • Other provision, “statuts arrêtés, arrêt des statuts suivants” (deed in French)
  • Capital
  • Registered office clause, “4960 Malmedy,Rue des Grands Prés,1/7” (deed in French)
  • Board rule, 1
  • Director appointment, DAUMEN Benjamin (director (not named in the articles))
  • Permanent representative, DAUMEN Benjamin
  • Pre-incorporation commitments, “takeover, engagements,obligations et activités entrepris au nom et pour compte de la société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded24-04-2025
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
E-mail benja.daumen@hotmail.com
Phone +32471709488
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022691190
Also 9925:BE1022691190
Registered 08-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1022.691.190

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
1,033 m²
Building footprint
603 m²
Building volume
5,971 m³
Parcel 63049F0358/00P009, Wallonia · tallest building 13.8 m. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
DAUMEN CONSTRUCT
Rue des Grands Prés 1, 4960 MalmedyGeneral construction of other non-residential buildings
since 2025unit no. 2.375.915.624
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
63049F0358/00P009 Wallonia 1,033 m² 1 · 603 m² 13.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DAUMEN CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, organe d'administration peut déplacer le siège dans limites article 2:4 CSA dont dispositions emploi des langues” (deed in French)

deed of 28-04-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“De même, un administrateur-délégué ou tous les administrateurs agissant conjointement représente (nt) la société à l'égard des tiers et en…”
Board ruleHow the board is made up, meets and takes decisions.
“Organe d'administration, Titre IV : Administration – Contrôle” (deed in French)

deed of 28-04-2025

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement nombre actions si plusieurs, Cession d'actions” (deed in French)

deed of 28-04-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 19:00

deed of 28-04-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“En tout temps par décision de l'assemblée générale délibérant dans les formes prévues pour modifications aux statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Faculté assemblée générale de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, pour quelque cause et à quelque…” (deed in French)

deed of 28-04-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Nominatives, Nature des actions” (deed in French)
Other provision: “Tous actes nécessaires ou utiles accomplissement objet, Pouvoirs de l'organe d'administration” (deed in French)
Other provision: “Rémunération des administrateurs, indépendamment frais éventuels représentation voyages déplacements” (deed in French)
Other provision: “Gestion journalière, peut révoquer en tout temps” (deed in French)
Other provision: “3 ans, Contrôle de la société” (deed in French)
Other provision: “Séances – procès-verbaux, registre tenu au siège” (deed in French)
Other provision: “Délibérations, dispositions légales actions sans droit de vote” (deed in French)
Other provision: “Répartition – réserves, chaque action droit égal” (deed in French)
Liquidation distribution: “Après apurement dettes,charges,frais ou consignation montants nécessaires, si actions non entièrement libérées,rétablissement égalité par…” (deed in French)
Other provision: “Communications,sommations,assignations,significations valablement faites, élection de domicile” (deed in French)
Other provision: “Compétence judiciaire, entre société,actionnaires,administrateurs,commissaires et liquidateurs relatifs aux affaires et exécution des…” (deed in French)
Other provision: “Droit commun, dispositions du Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé réputées inscrites” (deed in French)
4 more provisions in the deed, see the deed of 28-04-2025

deed of 28-04-2025