BMC Building
ActiveThe computed 12-month bankruptcy probability of BMC Building is 2.1% (moderate). The 2024 annual accounts show equity of €59k and a net result of €32k. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 9981 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency92▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.21 in 2023; short-term debt: 33.2% and cash: 27.8% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
19 d late
2022
17 d late
2021
41 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€59k▲ 59.5%
2023 · €37k
2021: €11k
2022: €24k
2023: €37k
2021 → 2024
Total assets
€88k▲ 33.4%
2023 · €66k
2021: €19k
2022: €44k
2023: €66k
2021 → 2024
Net result
€32k▲ 75.3%
2023 · €18k
2021: €14k
2022: €17k
2023: €18k
2021 → 2024
Working capital
€57k▲ 60.2%
2023 · €35k
2021: €10k
2022: €23k
2023: €35k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€11k-€24k▲ 107%€37k▲ 55.8%€59k▲ 59.5%
Operating result€17k-€21k▲ 19.7%€22k▲ 7.3%€39k▲ 75.7%
Net result€14k-€17k▲ 19.4%€18k▲ 5.6%€32k▲ 75.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 76% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €88k
Fixed assets
€2k▲ 43.9%
Current assets
€86k▲ 33.1%
Equity and liabilities €88k
Equity
€59k▲ 59.5%
Debt
€29k▲ 0.3%
The debt ratio falls from 44.1% to 33.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2023 · €23k
Cash flow
€33k▲
2023 · €19k
Solvency
66.8%▲
2023 · 55.9%
Current ratio
2.94▲
2023 · 2.21
Quick ratio
2.94▲
2023 · 2.21
Debt / equity
0.50▼
2023 · 0.79
ROE
54.3%▲
2023 · 49.4%
ROA
36.3%▲
2023 · 27.6%
Interest coverage
47.89▲
2023 · 37.29
Debt
€29k▲
2023 · €29k
Debt ≤ 1 year
€29k▲
2023 · €29k
Income taxes
€6k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€66k€88k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24€2k€2k▲
Current assets29/58€64k€86k▲
Amounts receivable within one year40/41€20k€61k▲
Trade receivables40€1k€8k▲
Other amounts receivable41€19k€52k▲
Cash at bank and in hand54/58€44k€25k▼
Deferred charges and accrued income490/1€313€784▲
Equity and liabilities
Total equity and liabilities10/49€66k€88k▲
Equity10/15€37k€59k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€35k€57k▲
Amounts payable17/49€29k€29k▲
Amounts payable within one year42/48€29k€29k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€10k€18k▲
Taxes450/3€10k€18k▲
Other amounts payable47/48€5k€10k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€885€715▼
Other operating charges640/8€150€494▲
Gross operating margin9900€23k€40k▲
Operating profit (loss)9901€22k€39k▲
Financial charges65/66B€619€830▲
Recurring financial charges65€619€830▲
Profit (loss) for the period before taxes9903€22k€38k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€18k€32k▲
Profit (loss) for the period to be appropriated9905€18k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€67k▲
Profit (loss) brought forward from the previous period14P€22k€35k▲
Profit to be distributed694/7€5k€10k▲
Directors or managers695€5k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €32k ▲75.3%
Operating result €39k, net result €32k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Daalstraat 1621930 ZaventemGround area
525 m²
Building footprint
113 m²
Volume, LiDAR
1,077 m³
Parcel 23772C0320/00V000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BMC Building
since 20212.312.602.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0320/00V000 | Flanders | 525 m² | 1 · 113 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MORABITO PAG
BE 0764.539.449
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GROUP BW INVEST
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 13,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.