Equity
€5,000 from €146,286 in 2024
Equity fell by 97% in 1 year.
DATA TALKS
Overview
Lifetime
4 annual accounts with figures on one time axispeak €135,889 (2024)
€111,054▼ 18.3%
peak €79,779 (2024)
€55,804▼ 30.1%
peak €146,286 (2024)
€5,000▼ 96.6%
€89,711▲ 239%
Board1 name since 2021
1 directorLEBEAU Raphaël Jean Colin
Documentsfilings and deeds
02-04-2026120 days before the deadline
2025micro format
Gross margin from €135,889 to €111,054Result from €79,779 to €55,804Dividend €197,089Equity from €146,286 to €5,000Debts from €26,459 to €89,711Cash from €16,258 to €48,060
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Debts
€89,711 ▲ 239%
Debts rose by €63,252 in 2025.
Liquidity
1.29 was 6.84 in 2024
Short-term debts rose from €26,459 to €89,711.
Filings
4 annual accounts 1 late
The 2022 accounts came 10 days late. The other three were filed on time.
Position in the sector
3.9%
Lower solvency than 89% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
92
Excellent
Financially stronger than 35% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €5,000 (3.9% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.29, cash €48,060
Size: total assets €126,664
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 12% of them on solvency, 42% on liquidity, 82% on profitability and 5% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as DATA TALKS has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DATA TALKS itself is lower: 0.1% within 12 months. It rests on far more data about DATA TALKS than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for DATA TALKS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
120 days early
2024
55 days early
2023
43 days early
2022
10 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 52 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (3 of the last 4 accounts filed within 58 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778395801
Registered office moved from Etterbeek to Ganshoren
New registered office: Rue Frans Vervaeck 147-1083 Ganshoren · Previous registered office: rue Richard Kips 16, 1040 Etterbeek · General meeting of 20-10-2022 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: LEBEAU Raphaël Jean Colin · Appointment: LEBEAU Raphaël Jean Colin (director) · published on 13-12-2021 · Gazette deed
First establishment
Frans Vervaeckstraat 147, Ganshoren
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DATA TALKS Ganshoren | €126,664 | €111,054 | 3.9% | - |
| glitched_fox Brussels | €128,944 | €99,349 | 5.8% | - |
| EARCHITECTURA Jette | €143,231 | €109,747 | 3.3% | - |
| Dynamics Of Creative Engineering Etterbeek | €133,682 | €117,318 | 64.8% | - |
| End To End Auderghem | €128,042 | €100,080 | 2.8% | - |
| CLO Management Etterbeek | €143,638 | €112,379 | 4.2% | - |
| Spitz Technology Etterbeek | €106,242 | €130,166 | 99.5% | - |
These companies have the same main activity as DATA TALKS: computer programming (NACE 62100). They are comparable in size and age: total assets between €106,000 and €144,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 09-12-2021Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.325.305.9721083 Ganshoren, since 09-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 18-03-2026
Annual accounts 2025
- €111,054▼ 18.3%
- €55,804▼ 30.1%
- €5,000▼ 96.6%
- €126,664▼ 34.6%
- Filing
- Filed on 02-04-2026, 120 days before the end of the filing period
Insights on DATA TALKS
DATA TALKS files the micro format. That format states no turnover. The gross margin rose from €58,786 in 2022 to €111,054 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-04-2026, 120 days before the deadline€111,054
▼ 18.3%
€93,584
▼ 27.1%
€55,804
▼ 30.1%
€25,800
▼ 83.3%
3.9%
▼ 71.6 percentage points
1.29
▼ 5.55
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €140,000 and €230,000.
Balance sheet
balance sheet total €126,664 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
3.9%
Higher than 11% of 21,208 companies in 2025.
1.29
Higher than 27% of 20,571 companies in 2025.
44.1%
Higher than 81% of 20,746 companies in 2025.
DATA TALKS
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
126,664 | 193,628 | 128,517 | 63,815 | |
21/28 |
11,152 | 12,664 | 17,665 | 928 | |
22/27 |
11,152 | 12,664 | 17,665 | 928 | |
24 |
11,152 | 12,664 | 17,665 | 928 | |
29/58 |
115,512 | 180,964 | 110,852 | 62,887 | |
40/41 |
63,978 | 162,610 | 24,649 | 18,956 | |
40 |
39,039 | 42,728 | 22,022 | 17,091 | |
41 |
24,939 | 119,882 | 2,627 | 1,865 | |
54/58 |
48,060 | 16,258 | 85,556 | 43,931 | |
490/1 |
3,474 | 2,096 | 647 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
126,664 | 193,628 | 128,517 | 63,815 | |
10/15 |
5,000 | 146,286 | 66,507 | 34,133 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
14 |
- | 141,286 | 61,507 | 29,133 | |
16 |
31,953 | 20,883 | 19,041 | 16,181 | |
160/5 |
31,953 | 20,883 | 19,041 | 16,181 | |
164/5 |
31,953 | 20,883 | 19,041 | 16,181 | |
17/49 |
89,711 | 26,459 | 42,969 | 13,502 | |
42/48 |
89,711 | 26,459 | 42,969 | 13,502 | |
43 |
107 | 183 | - | 89 | |
430/8 |
107 | 183 | - | 89 | |
44 |
6,495 | 4,581 | 3,813 | 283 | |
440/4 |
6,495 | 4,581 | 3,813 | 283 | |
45 |
35,676 | 21,696 | 12,661 | 12,570 | |
450/3 |
35,676 | 21,696 | 12,661 | 12,570 | |
47/48 |
47,434 | - | 26,494 | 560 | |
| Income statement | |||||
9900 |
111,054 | 135,889 | 72,311 | 58,786 | |
630 |
6,005 | 5,002 | 1,569 | 347 | |
635/8 |
11,070 | 1,842 | 2,861 | 16,181 | |
640/8 |
396 | 630 | 40 | 90 | |
9901 |
93,584 | 128,417 | 67,842 | 42,168 | |
75/76B |
1 | - | 48 | - | |
75 |
1 | - | 48 | - | |
65/66B |
12,924 | 25,261 | 24,609 | 85 | |
65 |
12,924 | 25,261 | 24,609 | 85 | |
9903 |
80,660 | 103,156 | 43,280 | 42,084 | |
67/77 |
24,857 | 23,377 | 10,073 | 12,150 | |
9904 |
55,804 | 79,779 | 33,207 | 29,933 | |
9905 |
55,804 | 79,779 | 33,207 | 29,933 | |
| Appropriation of the result | |||||
9906 |
197,089 | 141,286 | 62,340 | 29,933 | |
14P |
141,286 | 61,507 | 29,133 | - | |
694/7 |
197,089 | - | 833 | 800 | |
694 |
197,089 | - | 833 | 800 | |
| Social balance sheet | |||||
Hours worked1013 |
- | 0 | - | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 02-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 99,588 | 133,418 | 69,411 | 42,515 | ||
| 61,808 | 84,780 | 34,776 | 30,280 | ||
| 4,493 | 0 | 18,306 | 1,275 | ||
| 31,801 | -69,298 | 41,625 | - | ||
| 25,800 | 154,505 | 67,883 | 49,385 | ||
| 3.9% | 75.5% | 51.7% | 53.5% | ||
| 1.29 | 6.84 | 2.58 | 4.66 | ||
| 17.94 | 0.18 | 0.65 | 0.40 | ||
| - | 54.5% | 49.9% | 87.7% | ||
| 44.1% | 41.2% | 25.8% | 46.9% | ||
| 7.71 | 5.28 | 2.82 | over 100 |
A ratio outside any meaningful range has been withheld (balance sheet total €126,664, equity €5,000).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €4,493 | - | €18,306 | €1,275 |
| €6,005 | €5,002 | €1,569 | €347 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on DATA TALKS
The operating result for 2025 is 27% lower than in 2024.
Debt's share of the balance-sheet total rises from 13.7% to 70.8%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 13-12-2021
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 13-12-2021
Mandates through the years
1 name, the dashed line is todayLEBEAU Raphaël Jean Colin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LEBEAU Raphaël Jean Colin
- Director (not named in the articles), appointed by deed of 13-12-2021, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €50 in 2025
- Source
- deed of 13-12-2021
Articles of association
deed of 13-12-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 13-12-2021 ↗
- LEBEAU Raphaël Jean Colin 100 shares (100%)
Network & group
No group
DATA TALKS has no parent and no holdings in its annual accounts. LEBEAU Raphaël Jean Colin is the only director. DATA TALKS shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
11 events since 2021Filings
Financial
Establishments
Address
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 120 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0778395801
2025
Annual accounts 2024 filed PDFmicro format · 55 days before the deadline
2024
Highest result from 2022 to 2025 net €79,779 ▲140% The operating result of €128,417 and the net result of €79,779 are both a record.
Liquidity more than doubled current ratio 6.84 The current ratio rises from 2.58 to 6.84. Short-term debt falls from €42,969 to €26,459.
Equity above €100,000 equity €146,286 ▲120% With a profit in every financial year since 2022, equity grows to €146,286.
Annual accounts 2023 filed PDFmicro format · 43 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 10 days late
2022
Registered office moved from Etterbeek to GanshorenNew registered office: Rue Frans Vervaeck 147-1083 Ganshoren · Previous registered office: rue Richard Kips 16, 1040 Etterbeek · General meeting of 20-10-20222 points ▸
- General meeting, 20-10-2022
- Registered-office move, Rue Frans Vervaeck 147-1083 Ganshoren
- The deed holds 1 more point.
2021
IncorporationFounding capital of €5,000, 100 shares · Founder: LEBEAU Raphaël Jean Colin · Appointment: LEBEAU Raphaël Jean Colin (director) · published on 13-12-20217 points ▸
- Registered office clause, Rue Richard Kips 16, 1040 Etterbeek
- Board rule, 1
- Director appointment, LEBEAU Raphaël Jean Colin (director (not named in the articles))
- Permanent representative, LEBEAU Raphaël Jean Colin
- Founder, LEBEAU Raphaël Jean Colin
- Founding capital, €5,000, 100 shares
- 100 shares
- The deed holds 6 more points.
First establishment Frans Vervaeckstraat 147, Ganshoren
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 9 December 2021, DATA TALKS was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 In 2022 the registered office moved to Ganshoren.3 LEBEAU Raphaël Jean Colin is director of the company, appointed by deed of 13-12-2021.2 Total assets went from €63,815 in 2022 to €126,664 in 2025.4
Company details
Identity
- Enterprise number
- 0778.395.801
- VAT number
- BE 0778.395.801
- Peppol ID
- 0208:0778395801
- LEI code
- 984500C5460FF43AFE49 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-12-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of May at 18:00deed of 13-12-2021 (in French)
- Peppol
- Reachable since 18-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DATA TALKS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-12-2021 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 13-12-2021 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
63120
Computing infrastructure, data processing, hosting and other information service activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Frans Vervaeckstraat 147 registered office 1083 Ganshoren | 09-12-2021 | 2.325.305.972 |
1 former office
- 1040 Etterbeek until the deed of 25-11-2022
Buildings and parcels at the address
- Ground area
- 153 m²
- Buildings
- 75 m²
- Volume, LiDAR
- 573 m³
- Tallest building
- 11.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21008A0402/00Z010 | 153 m² | 1 · 75 m² | 11.2 m · 3 |