CLO Management
ActiveCLO Management has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €87k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-71
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.2%
Return on assets
60.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 16974 sector peers (2025).
NBB · sector comparisonPosition among 16974 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
61 d early
2022
56 d early
2021
83 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 97.8%
2024 · €275k
2021: €19k
2022: €160k
2023: €192k
2024: €275k
2021 → 2025
Total assets
€144k▼ 51.3%
2024 · €295k
2021: €32k
2022: €183k
2023: €205k
2024: €295k
2021 → 2025
Net result
€87k▲ 2.3%
2024 · €85k
2021: €16k
2022: €138k
2023: €34k
2024: €85k
2021 → 2025
Working capital
€-566
2024 · €271k
2021: €19k
2022: €156k
2023: €185k
2024: €271k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€160k▲ 750%€192k▲ 20.1%€275k▲ 43.6%€6k▼ 97.8%
Operating result€21k-€180k▲ 754%€45k▼ 75.1%€107k▲ 140%€109k▲ 2.1%
Net result€16k-€138k▲ 773%€34k▼ 75.5%€85k▲ 153%€87k▲ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€7k▲ 66.3%
Current assets
€137k▼ 52.9%
Equity and liabilities €144k
Equity
€6k▼ 97.8%
Debt
€138k▲ 589%
The debt ratio rises from 6.8% to 95.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €110k
Cash flow
€90k▲
2024 · €88k
Solvency
4.2%▼
2024 · 93.2%
Current ratio
1.00▼
2024 · 14.58
Quick ratio
1.00▼
2024 · 14.58
Debt / equity
22.94▲
2024 · 0.07
ROA
60.7%▲
2024 · 28.9%
Interest coverage
133.90▲
2024 · 102.13
Debt
€138k▲
2024 · €20k
Debt ≤ 1 year
€138k▲
2024 · €20k
Income taxes
€25k▼
2024 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €144k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€295k€144k▼
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€4k€6k▲
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€2k€4k▲
Financial fixed assets28€225€225=
Current assets29/58€291k€137k▼
Amounts receivable within one year40/41€30k€37k▲
Trade receivables40€27k€36k▲
Other amounts receivable41€3k€2k▼
Current investments50/53€50k€2k▼
Cash at bank and in hand54/58€211k€97k▼
Deferred charges and accrued income490/1€943€732▼
Equity and liabilities
Total equity and liabilities10/49€295k€144k▼
Equity10/15€275k€6k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€269k€0▼
Amounts payable17/49€20k€138k▲
Amounts payable within one year42/48€20k€138k▲
Financial debts43€125€17▼
Credit institutions430/8€125€17▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€11k€11k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€3k€122k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€451€465▲
Gross operating margin9900€110k€112k▲
Operating profit (loss)9901€107k€109k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€1k€836▼
Recurring financial charges65€1k€836▼
Profit (loss) for the period before taxes9903€110k€112k▲
Income taxes67/77€25k€25k▼
Profit (loss) for the period9904€85k€87k▲
Profit (loss) for the period to be appropriated9905€85k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€271k€356k▲
Profit (loss) brought forward from the previous period14P€186k€269k▲
Profit to be distributed694/7€2k€356k▲
Return on contributions (dividend)694€2k€356k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €275k ▲43.6%
4 profitable years in a row build equity to €275k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €138k ▲773%
Operating result €180k, net result €138k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.79
Current ratio from 2.56 to 7.79.
31-12
Financial
Equity above €150kEq €160k ▲750%
2 profitable years in a row build equity to €160k.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Cuypersstraat 31040 EtterbeekGround area
1,252 m²
Building footprint
279 m²
Volume, LiDAR
2,936 m³
2 parcels, Brussels, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
CLO Management
since 20212.314.726.836
CLO Management
since 20212.314.726.935
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302G0094/00R000 | Flanders | 927 m² | 1 · 150 m² | 10.1 m · 2 fl. |
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 3,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.