DAPARE ET FILS
ActiveDAPARE ET FILS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €205k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 12% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency30▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.94 in 2024; short-term debt: 94% and cash: 13.2% of total assets), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 378 sector peers (2025).
NBB · sector comparisonPosition among 378 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
22 d early
2023
21 d early
2022
31 d late
2021
4 d late
2020
9 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€205k▲ 20.4%
2024 · €170k
2018: €92k
2019: €151k
2020: €203k
2021: €281k
2022: €231k
2023: €281k
2024: €170k
2018 → 2025
Working capital
€-263k▼ 15.4%
2024 · €-228k
2018: €6k
2019: €-160k
2020: €-154k
2021: €-171k
2022: €-178k
2023: €-190k
2024: €-228k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€210k-€212k▲ 0.7%€212k▲ 0.3%€212k▲ 0.1%€217k▲ 2.3%
Operating result€316k-€274k▼ 13.1%€341k▲ 24.2%€221k▼ 35.2%€267k▲ 20.7%
Net result€281k-€231k▼ 17.6%€281k▲ 21.2%€170k▼ 39.3%€205k▲ 20.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.14M
Fixed assets
€512k=
Current assets
€3.63M▲ 8.6%
Equity and liabilities €4.14M
Equity
€217k▲ 2.3%
Debt
€3.93M▲ 7.8%
The debt ratio rises from 94.5% to 94.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€375k▲
2024 · €321k
Cash flow
€313k▲
2024 · €270k
Solvency
5.2%▼
2024 · 5.5%
Current ratio
0.93▼
2024 · 0.94
Quick ratio
0.25▼
2024 · 0.25
Debt / equity
18.07▲
2024 · 17.15
ROE
94.3%▲
2024 · 80.1%
ROA
4.9%▲
2024 · 4.4%
Interest coverage
9.06▲
2024 · 9.04
Debt
€3.93M▲
2024 · €3.64M
Debt ≤ 1 year
€3.90M▲
2024 · €3.57M
Debt > 1 year
€31k▼
2024 · €71k
Income taxes
€21k▲
2024 · €15k
Staff costs
€443k▲
2024 · €423k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.86M€4.14M▲
Fixed assets21/28€512k€512k=
Intangible fixed assets21-€488
Tangible fixed assets22/27€511k€511k=
Land and buildings22€207k€194k▼
Plant, machinery and equipment23€29k€24k▼
Furniture and vehicles24€275k€293k▲
Financial fixed assets28€379€379=
Current assets29/58€3.34M€3.63M▲
Stocks and contracts in progress3€2.45M€2.67M▲
Stocks30/36€2.45M€2.67M▲
Amounts receivable within one year40/41€261k€403k▲
Trade receivables40€32k€174k▲
Other amounts receivable41€228k€229k▲
Cash at bank and in hand54/58€625k€547k▼
Deferred charges and accrued income490/1€12k€17k▲
Equity and liabilities
Total equity and liabilities10/49€3.86M€4.14M▲
Equity10/15€212k€217k▲
Contributions10/11€161k€161k=
Capital10€161k€161k=
Issued capital100€161k€161k=
Reserves13€51k€56k▲
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Distributable reserves133€35k€40k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.64M€3.93M▲
Amounts payable after more than one year17€71k€31k▼
Financial debts170/4€71k€31k▼
Amounts payable within one year42/48€3.57M€3.90M▲
Current portion of amounts payable after more than one year42€67k€45k▼
Trade debts44€3.16M€3.47M▲
Suppliers440/4€3.16M€3.47M▲
Taxes, remuneration and social security45€85k€85k▼
Taxes450/3€35k€37k▲
Remuneration and social security454/9€50k€48k▼
Other amounts payable47/48€264k€297k▲
Income statement
Code20242025
Non-recurring operating income76A€750€0▼
Remuneration, social security and pensions62€423k€443k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€108k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-11k▼
Other operating charges640/8€39k€48k▲
Non-recurring operating charges66A-€616
Gross operating margin9900€783k€855k▲
Operating profit (loss)9901€221k€267k▲
Financial income75/76B€110€280▲
Recurring financial income75€110€280▲
Financial charges65/66B€35k€41k▲
Recurring financial charges65€35k€41k▲
Profit (loss) for the period before taxes9903€186k€226k▲
Income taxes67/77€15k€21k▲
Profit (loss) for the period9904€170k€205k▲
Profit (loss) for the period to be appropriated9905€170k€205k▲
Appropriation of the result
Profit (loss) to be appropriated9906€170k€205k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€211€5k▲
To other reserves6921€211€5k▲
Profit to be distributed694/7€170k€200k▲
Return on contributions (dividend)694€20k€20k=
Directors or managers695€150k€180k▲
Social balance
Average headcount (FTE)90878.79.4▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 4 days late
2021
31-12
Financial
Highest result since 2018net €281k ▲38.5%
Net result €281k, the highest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Try Châlons 255660 CouvinGround area
3.1 ha
Building footprint
1,079 m²
Parcel 93014B0144/00W003, Wallonia. Linked by address, not a title deed.
1 establishment unit
DAPARE ET FILS
since 19902.046.891.723
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93014B0144/00W003 | Wallonia | 3.1 ha | 1 · 1,079 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE MEULEMANS
BE 0466.341.554
Begijnendijk · Eq €217k
VICIOUS
BE 0659.843.983
Oostkamp · Eq €217k
GARAGE GUISSARD
BE 0440.932.009
Chiny · Eq €217k
ELLINORE
BE 0828.735.039
Antwerpen · Eq €217k
GARAGE INTERNATIONAL TOURING
BE 0861.413.844
Oostende · Eq €217k
Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 2,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-01-1990
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.