Dany-healthy-coaching / Personal Trainer
ActiveSummary
Dany-healthy-coaching / Personal Trainer has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-3k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-70
Solvency100=
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 4.9 in 2024; short-term debt: 23.2% and cash: 4.6% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
-13.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
52 d early
2024
43 d early
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 15.1%
2024 · €17k
2023: €16k
2024: €17k
2023 → 2025
Total assets
€18k▼ 1.5%
2024 · €19k
2023: €17k
2024: €19k
2023 → 2025
Net result
€-3k
2024 · €555
2023: €1k
2024: €555
2023 → 2025
Working capital
€2k▼ 74.0%
2024 · €8k
2023: €11k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€17k▲ 3.4%€14k▼ 15.1%
Operating result€1k-€860▼ 40.0%€-2k
Net result€1k-€555▼ 51.1%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €860 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€12k ▲ 38.4%
Current assets
€6k ▼ 36.4%
Equity and liabilities €18k
Equity
€14k ▼ 15.1%
Debt
€4k ▲ 110%
Debt's share of the balance-sheet total rises from 10.9% to 23.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-101▼
2024 · €2k
Cash flow
€-469▼
2024 · €1k
Current ratio
1.48▼
2024 · 4.90
Debt to equity
0.30▲
2024 · 0.12
ROE
-17.9%▼
2024 · 3.3%
ROA
-13.7%▼
2024 · 3.0%
Interest coverage
-0.50▼
2024 · 10.59
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€165▼
2024 · €365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€18k▼
Fixed assets21/28€9k€12k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€9k€8k▼
Furniture and vehicles24€9k€8k▼
Financial fixed assets28€117€117=
Current assets29/58€10k€6k▼
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€4k€6k▲
Other amounts receivable41€4k-
Cash at bank and in hand54/58€2k€847▼
Equity and liabilities
Total equity and liabilities10/49€19k€18k▼
Equity10/15€17k€14k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€2k€-837▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€662€82▼
Suppliers440/4€662€82▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€874€2k▲
Other operating charges640/8€719€586▼
Gross operating margin9900€2k€485▼
Operating profit (loss)9901€860€-2k▼
Financial income75/76B€225-
Recurring financial income75€225-
Financial charges65/66B€164€203▲
Recurring financial charges65€164€203▲
Profit (loss) for the period before taxes9903€921€-2k▼
Income taxes67/77€365€165▼
Profit (loss) for the period9904€555€-3k▼
Profit (loss) for the period to be appropriated9905€555€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-837▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼555%
Net result drops to €-3k, the lowest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
David Van Beverstraat 29A1150 Sint-Pieters-WoluweGround area
265 m²
Building footprint
207 m²
Volume, LiDAR
2,563 m³
Parcel 21682C0093/00M004, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dany-healthy-coaching / Personal Trainer
since 20222.338.454.917
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0093/00M004 | Brussels | 265 m² | 1 · 207 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEVIN GOUSSENS
BE 1020.515.224
Fernelmont · Eq €14,219
ADVANTAGE COACHING
BE 0562.800.136
Ukkel · Eq €14,073
FromTheFields
BE 1022.899.543
Sint-Genesius-Rode · Eq €13,993
Five Elements Shaolin Kempo
BE 1004.683.735
Mortsel · Eq €14,381
Swimwise
BE 0607.910.678
Malle · Eq €13,921
Of 13,492 companies in sector 85510 we hold annual accounts for 718. 574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:coachingdany@gmail.com
Phone:0484594640