DANY CONSTRUCTION
ActiveSummary
DANY CONSTRUCTION has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2,940 and a net result of €1,433. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 9973 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+13
Solvency49▲+16
Growth85=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24%
Return on assets
11.7%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €2,940
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
134 d early
2023
16 d early
2022
40 d early
2021
23 d late
2020
26 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€99,201▲ 63.5%
2018 · €60,661
EBIT margin
18.9%▲ 19.4pp
2018 · -0.6%
Net result
€1,433▲ 670%
2023 · €186
Working capital
-€2,999▲ 65.4%
2023 · -€8,679
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€7,036▼ 62.4%€5,556▼ 21.0%-€17,845€380€1,858▲ 388%
Net result€6,080within the sector's middle half▼ 67.3%€4,069within the sector's middle half▼ 33.1%-€18,118below the sector's middle half€186within the sector's middle half€1,433within the sector's middle half▲ 670%
EBIT margin
Equity€15,369within the sector's middle half▲ 65.4%€19,438within the sector's middle half▲ 26.5%€1,320below the sector's middle half▼ 93.2%€1,507below the sector's middle half▲ 14.1%€2,940below the sector's middle half▲ 95.1%
Total assets€18,263below the sector's middle half▲ 55.4%€47,401below the sector's middle half▲ 160%€21,379below the sector's middle half▼ 54.9%€18,220below the sector's middle half▼ 14.8%€12,250below the sector's middle half▼ 32.8%
Debt€2,894▲ 17.3%€27,963▲ 866%€20,059▼ 28.3%€16,713▼ 16.7%€9,310▼ 44.3%
Working capital€15,788within the sector's middle half▲ 75.8%€12,792within the sector's middle half▼ 19.0%-€7,010below the sector's middle half-€8,679below the sector's middle half▼ 23.8%-€2,999below the sector's middle half▲ 65.4%
Solvency84.2%above the sector's middle half▲ 5.1pp41.0%within the sector's middle half▼ 43.1pp6.2%below the sector's middle half▼ 34.8pp8.3%below the sector's middle half▲ 2.1pp24.0%within the sector's middle half▲ 15.7pp
Current ratio9.34above the sector's middle half▲ 4.691.76within the sector's middle half▼ 7.580.54below the sector's middle half▼ 1.210.48below the sector's middle half▼ 0.060.68below the sector's middle half▲ 0.20
Return on assets (ROA)33.3%above the sector's middle half▼ 124.9pp8.6%within the sector's middle half▼ 24.7pp-84.7%below the sector's middle half▼ 93.3pp1.0%within the sector's middle half▲ 85.8pp11.7%within the sector's middle half▲ 10.7pp
Staff (FTE)0.2
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 388% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12,250
Fixed assets
€5,939 ▼ 41.7%
Current assets
€6,311 ▼ 21.5%
Equity and liabilities €12,250
Equity
€2,940 ▲ 95.1%
Debt
€9,310 ▼ 44.3%
Debt's share of the balance-sheet total falls from 91.7% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6,104▲
2023 · €2,216
Cash flow
€5,679▲
2023 · €2,022
Debt to equity
3.17▼
2023 · 11.09
ROE
48.7%▲
2023 · 12.4%
Interest coverage
83.39▲
2023 · 11.10
Debt ≤ 1 year
€9,310▼
2023 · €16,713
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €513 | €3,018 | €168 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €303 | €1,684 | €7,010 | €1,836 | €4,246 | ▲ 131% |
| Other operating charges640/8 | - | - | €200 | €113 | €46 | ▼ 59.5% |
| Non-recurring operating charges66A | - | - | - | €1,075 | - | - |
| Gross operating margin9900 | €7,340 | €7,753 | -€7,618 | €3,572 | €6,150 | ▲ 72.2% |
| Operating profit (loss)9901 | €7,036 | €5,556 | -€17,845 | €380 | €1,858 | ▲ 388% |
| Financial income75/76B | - | - | €4 | €5 | - | - |
| Recurring financial income75 | €25 | - | €4 | €5 | - | - |
| Financial charges65/66B | - | €342 | €277 | €200 | €425 | ▲ 113% |
| Recurring financial charges65 | €297 | €342 | €277 | €200 | €73 | ▼ 63.3% |
| Non-recurring financial charges66B | - | - | - | - | €352 | - |
| Profit (loss) for the period before taxes9903 | €6,765 | €5,214 | -€18,118 | €186 | €1,433 | ▲ 670% |
| Income taxes67/77 | €685 | €1,144 | - | - | - | - |
| Profit (loss) for the period9904 | €6,080 | €4,069 | -€18,118 | €186 | €1,433 | ▲ 670% |
| Profit (loss) for the period to be appropriated9905 | €6,080 | €4,069 | -€18,118 | €186 | €1,433 | ▲ 670% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18,263 | €47,401 | €21,379 | €18,220 | €12,250 | ▼ 32.8% |
| Fixed assets21/28 | €581 | €17,696 | €13,096 | €10,185 | €5,939 | ▼ 41.7% |
| Tangible fixed assets22/27 | €581 | €17,696 | €13,096 | €10,185 | €5,939 | ▼ 41.7% |
| Plant, machinery and equipment23 | - | €356 | €2,021 | €1,108 | €194 | ▼ 82.5% |
| Furniture and vehicles24 | - | €17,341 | €11,075 | €9,078 | €5,745 | ▼ 36.7% |
| Current assets29/58 | €17,682 | €29,705 | €8,283 | €8,034 | €6,311 | ▼ 21.5% |
| Amounts receivable within one year40/41 | €2,904 | €13,171 | €3,080 | €613 | €1,123 | ▲ 83.1% |
| Trade receivables40 | - | €6,368 | €2,743 | €613 | - | - |
| Other amounts receivable41 | - | €6,802 | €337 | - | €1,123 | - |
| Cash at bank and in hand54/58 | €13,924 | €16,451 | €4,538 | €7,421 | €5,188 | ▼ 30.1% |
| Deferred charges and accrued income490/1 | - | €83 | €665 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18,263 | €47,401 | €21,379 | €18,220 | €12,250 | ▼ 32.8% |
| Equity10/15 | €15,369 | €19,438 | €1,320 | €1,507 | €2,940 | ▲ 95.1% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €2,969 | €2,969 | €2,969 | €2,969 | €2,969 | = |
| Distributable reserves133 | - | €2,969 | €2,969 | €2,969 | €2,969 | = |
| Profit (loss) carried forward14 | -€21,707 | €4,069 | -€14,048 | -€13,862 | -€12,429 | ▲ 10.3% |
| Amounts payable17/49 | €2,894 | €27,963 | €20,059 | €16,713 | €9,310 | ▼ 44.3% |
| Amounts payable after more than one year17 | - | €11,051 | €4,765 | - | - | - |
| Financial debts170/4 | - | €11,051 | €4,765 | - | - | - |
| Amounts payable within one year42/48 | €1,894 | €16,912 | €15,293 | €16,713 | €9,310 | ▼ 44.3% |
| Current portion of amounts payable after more than one year42 | - | €6,209 | €6,286 | €4,765 | - | - |
| Trade debts44 | €735 | €6,650 | €2,861 | €5,046 | €50 | ▼ 99.0% |
| Suppliers440/4 | - | €6,650 | €2,861 | €5,046 | €50 | ▼ 99.0% |
| Taxes, remuneration and social security45 | - | €1,672 | €2,253 | €1,178 | €2,360 | ▲ 100% |
| Taxes450/3 | - | €1,671 | €1,345 | €448 | - | - |
| Remuneration and social security454/9 | - | €1 | €908 | €730 | €2,360 | ▲ 223% |
| Other amounts payable47/48 | - | €2,382 | €3,893 | €5,724 | €6,900 | ▲ 20.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,080 | €4,069 | -€18,118 | €186 | €1,433 | ▲ 670% |
| + Depreciation and write-downs630 | €303 | €1,684 | €7,010 | €1,836 | €4,246 | ▲ 131% |
| Operating cash flow (approximation) | €6,383 | €5,753 | -€11,108 | €2,022 | €5,679 | ▲ 181% |
| Investment in fixed assets (approximation) | - | -€18,800 | -€2,409 | €1,075 | €0 | ▼ 100% |
| Change in cash | - | €2,528 | -€11,914 | €2,883 | -€2,233 | ▼ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €186
Net result €186 after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€18,118
Net result drops to -€18,118, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 9.34
Current ratio from 4.64 to 9.34; short-term debt falls from €2,467 to €1,894.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €18,596
Net result €18,596 after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 4.64
Current ratio from 0.49 to 4.64; short-term debt falls from €18,584 to €2,467.
Show earlier events
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2016
Ground area
241 m²
Building footprint
72 m²
Volume, LiDAR
603 m³
Parcel 52322B0084/00K046, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dany Construction
since 20162.253.484.105
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322B0084/00K046 | Wallonia | 241 m² | 1 · 72 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEFI RENOV
BE 0669.633.263
Erpe-Mere · Eq €2,936
L'ARBRE DE PORPHYRE
BE 0657.943.080
Ath · Eq €2,944
Abo & Co
BE 0778.294.445
Mechelen · Eq €2,944
WORKTODO
BE 0844.763.102
Hemiksem · Eq €2,947
VINC Algemene Bouwonderneming
BE 0818.356.435
Genk · Eq €2,927
Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 4,536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43230Insulation installation
43331Floor and wall tiling
43410Roofing work
43990Other specialised construction activities
Contact
E-mail
danyconstruction@hotmail.comCourcelles
Phone
071/12.25.37Courcelles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0654918957
Also
9925:BE0654918957
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.