Damse Kaasmakerij
ActiveDamse Kaasmakerij has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €105k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 795 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-6
Solvency77▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 0.98 in 2024; short-term debt: 18.6% and cash: 7.3% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
5.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
16 d late
2023
4 d early
2022
23 d late
2021
25 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.07M▲ 10.9%
2024 · €963k
2018: €318k
2019: €318k
2020: €291k
2021: €514k
2022: €611k
2023: €754k
2024: €963k
2018 → 2025
Total assets
€2.04M▼ 4.1%
2024 · €2.13M
2018: €1.20M
2019: €1.20M
2020: €1.37M
2021: €1.63M
2022: €1.82M
2023: €2.04M
2024: €2.13M
2018 → 2025
Net result
€105k▼ 50.2%
2024 · €210k
2018: €22k
2019: €-72k
2020: €45k
2021: €223k
2022: €97k
2023: €143k
2024: €210k
2018 → 2025
Working capital
€159k
2024 · €-10k
2018: €97k
2019: €97k
2020: €39k
2021: €105k
2022: €-85k
2023: €-59k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€514k-€611k▲ 18.8%€754k▲ 23.4%€963k▲ 27.8%€1.07M▲ 10.9%
Operating result€332k-€132k▼ 60.1%€214k▲ 62.2%€311k▲ 44.9%€160k▼ 48.6%
Net result€223k-€97k▼ 56.6%€143k▲ 47.6%€210k▲ 47.0%€105k▼ 50.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.04M
Fixed assets
€1.50M▼ 9.0%
Current assets
€540k▲ 13.0%
Equity and liabilities €2.04M
Equity
€1.07M▲ 10.9%
Debt
€977k▼ 16.4%
The debt ratio falls from 54.8% to 47.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€465k▼
2024 · €572k
Cash flow
€410k▼
2024 · €471k
Solvency
52.2%▲
2024 · 45.2%
Current ratio
1.42▲
2024 · 0.98
Quick ratio
1.17▲
2024 · 0.73
Debt / equity
0.91▼
2024 · 1.21
ROE
9.8%▼
2024 · 21.8%
ROA
5.1%▼
2024 · 9.8%
Interest coverage
28.77▼
2024 · 60.40
Debt
€977k▼
2024 · €1.17M
Debt ≤ 1 year
€381k▼
2024 · €488k
Debt > 1 year
€594k▼
2024 · €681k
Income taxes
€40k▼
2024 · €91k
Staff costs
€336k▲
2024 · €255k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.13M€2.04M▼
Fixed assets21/28€1.65M€1.50M▼
Tangible fixed assets22/27€1.64M€1.49M▼
Land and buildings22€894k€848k▼
Plant, machinery and equipment23€747k€646k▼
Furniture and vehicles24€2k€987▼
Financial fixed assets28€11k€11k=
Current assets29/58€478k€540k▲
Stocks and contracts in progress3€123k€95k▼
Stocks30/36€123k€95k▼
Amounts receivable within one year40/41€272k€290k▲
Trade receivables40€236k€231k▼
Other amounts receivable41€37k€58k▲
Cash at bank and in hand54/58€78k€149k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.13M€2.04M▼
Equity10/15€963k€1.07M▲
Contributions10/11€19k€19k=
Reserves13€971k€1.05M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€953k€1.03M▲
Profit (loss) carried forward14€-26k€0▲
Amounts payable17/49€1.17M€977k▼
Amounts payable after more than one year17€681k€594k▼
Financial debts170/4€681k€594k▼
Amounts payable within one year42/48€488k€381k▼
Current portion of amounts payable after more than one year42€146k€145k▼
Trade debts44€215k€182k▼
Suppliers440/4€215k€182k▼
Taxes, remuneration and social security45€116k€54k▼
Taxes450/3€95k€7k▼
Remuneration and social security454/9€21k€47k▲
Other amounts payable47/48€11k€0▼
Accrued charges and deferred income492/3€287€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€255k€336k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261k€305k▲
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€834k€809k▼
Operating profit (loss)9901€311k€160k▼
Financial income75/76B€95€1k▲
Recurring financial income75€95€1k▲
Financial charges65/66B€9k€16k▲
Recurring financial charges65€9k€16k▲
Profit (loss) for the period before taxes9903€301k€144k▼
Income taxes67/77€91k€40k▼
Profit (loss) for the period9904€210k€105k▼
Profit (loss) for the period to be appropriated9905€210k€105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€184k€79k▼
Profit (loss) brought forward from the previous period14P€-26k€-26k=
Transfer from equity791/2-€26k
Transfer to equity691/2€210k€105k▼
To other reserves6921€210k€105k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €1MEq €1.07M ▲10.9%
6 profitable years in a row build equity to €1.07M.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 16 days late
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
30-09
Financial
Highest result since 2018net €223k ▲392%
Operating result €332k, net result €223k, both a record.
30-09
Financial
Equity above €500kEq €514k ▲76.6%
2 profitable years in a row build equity to €514k.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
30-09
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
30-09
Financial
Weakest financial yearnet €-72k ▼431%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pardostraat 18340 DammeGround area
1,034 m²
Building footprint
240 m²
Volume, LiDAR
1,008 m³
Parcel 31026C0796/00N007, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Damse Kaasmakerij
since 20112.203.352.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026C0796/00N007 | Flanders | 1,034 m² | 1 · 240 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDamme2.203.352.624
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Of 273 companies in sector 10510 we hold annual accounts for 121. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2011
Fiscal year end30-09
Activities, NACEBEL
10510Manufacture of food products
46331Wholesale trade
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.