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DAMINC

Active
Private limited companyfounded 20251 yr activeRuitersdreef 3, 2970 Schilde, BelgiumKBO/BCE: BE 1024.583.779
Summary

DAMINC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,111 and a net result of €47,111. Its solvency ranks better than 52% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.82; short-term debt: 46.2% and cash: 20% of total assets), and 46.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.8%
Return on assets
44.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 June 2025, DAMINC was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€57,111
Total assets
€106,143
Net result
€47,111
Working capital
-€8,677

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €106,143
Fixed assets €65,789
Current assets €40,354
Equity and liabilities €106,143
Equity €57,111
Debt €49,031
Debt finances 46.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€59,785
Cash flow
€47,988
Current ratio
0.82
Debt to equity
0.86
ROE
82.5%
ROA
44.4%
Interest coverage
3190.22
Debt ≤ 1 year
€49,031
Income taxes
€11,778

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€106,143
Fixed assets21/28€65,789
Tangible fixed assets22/27€65,789
Furniture and vehicles24€65,789
Current assets29/58€40,354
Amounts receivable within one year40/41€14,877
Other amounts receivable41€14,877
Cash at bank and in hand54/58€21,192
Deferred charges and accrued income490/1€4,285
Equity and liabilities
Total equity and liabilities10/49€106,143
Equity10/15€57,111
Contributions10/11€10,000
Profit (loss) carried forward14€47,111
Amounts payable17/49€49,031
Amounts payable within one year42/48€49,031
Trade debts44€91
Suppliers440/4€91
Other amounts payable47/48€48,940
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€877
Other operating charges640/8€341
Gross operating margin9900€60,126
Operating profit (loss)9901€58,908
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€58,889
Income taxes67/77€11,778
Profit (loss) for the period9904€47,111
Profit (loss) for the period to be appropriated9905€47,111
Appropriation of the result
Profit (loss) to be appropriated9906€47,111

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€877
Other operating charges640/8€341
Gross operating margin9900€60,126
Operating profit (loss)9901€58,908
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€58,889
Income taxes67/77€11,778
Profit (loss) for the period9904€47,111
Profit (loss) for the period to be appropriated9905€47,111
Line2025
Assets
Total assets20/58€106,143
Fixed assets21/28€65,789
Tangible fixed assets22/27€65,789
Furniture and vehicles24€65,789
Current assets29/58€40,354
Amounts receivable within one year40/41€14,877
Other amounts receivable41€14,877
Cash at bank and in hand54/58€21,192
Deferred charges and accrued income490/1€4,285
Equity and liabilities
Total equity and liabilities10/49€106,143
Equity10/15€57,111
Contributions10/11€10,000
Profit (loss) carried forward14€47,111
Amounts payable17/49€49,031
Amounts payable within one year42/48€49,031
Trade debts44€91
Suppliers440/4€91
Other amounts payable47/48€48,940
Line2025
Profit (loss) for the period9904€47,111
+ Depreciation and write-downs630€877
Operating cash flow (approximation)€47,988

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,628 m²
Building footprint
156 m²
Volume, LiDAR
947 m³
Parcel 11922C0606/00R002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAMINC
Ruitersdreef 3, 2970 SchildeFinancial service activities, except insurance and pension funding
since 20252.376.634.711
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922C0606/00R002 Flanders 1,628 m² 1 · 156 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,509. 2,554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
64310Financial service activities, except insurance and pension funding
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82300Organisation of conventions and trade shows
82990Other business support services
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024583779
Also 9925:BE1024583779
Registered 16-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.