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ARGOPS

Active Private limited companyfounded 2025active for 1 yearBrusselsesteenweg 237, 2800 MechelenKBO/BCE: BE 1022.119.088

Lifetime

1 annual account with figures
peak €84,886 (2025)
€84,886 
peak €65,982 (2025)
€65,982 
peak €68,982 (2025)
€68,982 
€28,938 
Board1 name since 2025
Documentsfilings and deeds
17-03-2026136 days before the deadline
2025micro format
Incorporation 10-041 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Position in the sector

€65,982

Higher net result than 82% of companies in office administrative support. Sector median €16,204 · 9,692 companies.

Checked score

97
Excellent
Financially stronger than 80% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 05-2026: < 0.1%lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

95equity 70.4% of total assets
88short-term debt 29.6% · cash 79.1%
100return on assets 67.4%

Score breakdown

raises risk
Founded in 2025
lowers risk
Liquidity: current ratio 3.31, cash €77,426
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €68,982 (70.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 71% of them on solvency, 82% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as ARGOPS has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ARGOPS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for ARGOPS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 3.31, above the usual 1.5. Short-term debt is 29.6% and cash 79.1% of total assets. 29.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.31, cash €77,426
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Equity €68,982 (70.4% of total assets)
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
136 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

CM
Director
  • CLOSSET, Mathias 120 sharesdeed of 10-04-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1022119088
Incorporation Founding capital of €3,000, 120 shares · Founder: CLOSSET, Mathias · Appointment: CLOSSET, Mathias (director) · published on 10-04-2025 · Gazette deed
First establishment Brusselsesteenweg 237, Mechelen
All 4 events

Comparable companies

same main activity, similar in size and age
Company
ARGOPS Mechelen €97,919 €84,886 70.4% -
PROAXX Puurs-Sint-Amands €115,997 €82,167 -11.0% -
Het FinANce Huys BV Bierbeek €87,335 €78,504 73.2% -
Cubioo Zemst €104,063 €90,836 63.6% -
Bfacility&services Schaerbeek €94,467 €90,476 83.8% -
Tideshift Consulting Rotselaar €86,822 €81,659 67.0% -
CHACE Tielt €118,078 €79,921 47.5% -

These companies have the same main activity as ARGOPS: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €86,800 and €118,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 08-04-2025Normal situation
Activity
Office administrative and support servicesNACE 82100and 4 others
Establishment unit
2.372.995.1322800 Mechelen, since 08-04-2025
Financial year end
31 December
Peppol
Reachable since 12-11-2025
Company details

Annual accounts 2025

€97,919
Filing
Filed on 17-03-2026, 136 days before the end of the filing period
Financials

Insights on ARGOPS

ARGOPS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,982 and a net result of €65,982.

Its solvency ranks better than 69% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ARGOPS

What is the company number of ARGOPS?
The company number of ARGOPS is 1022.119.088. The VAT number is the same number with BE in front: BE 1022.119.088.
Where is ARGOPS based?
The registered office is at Brusselsesteenweg 237, 2800 Mechelen.Company details
What does ARGOPS do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of ARGOPS?
ARGOPS is a private limited company (BV).
When was ARGOPS founded?
ARGOPS was founded on 08-04-2025.
Is ARGOPS still active?
Yes, ARGOPS is an active enterprise in the KBO register.
What is the turnover of ARGOPS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €84,886 and 36 comparable companies (NACE 82). It probably lies between €140,000 and €240,000.Financials
Is ARGOPS profitable?
In financial year 2025, ARGOPS made a profit of €65,982.
Where can I find the annual accounts of ARGOPS?
ARGOPS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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