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DAMI

Active
Private limited companyfounded 2024active for 2 yearsHoge Buizemont 5, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 1007.126.452
Summary

DAMI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,041 and a net result of €41. Its solvency ranks better than 60% of 1,249 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Civil engineering
NACE 42120
1 site
Size
€9,364total assets 2025
Equity
€5,041
Profit
€41
Turnover not published (micro format)
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 2 days early
Why 82raises riskFounded in 2024Size: total assets €9,364lowers riskLiquidity: current ratio 1.89, cash €3,942Equity €5,041 (53.8% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 42, micro)
Financial strength
Strong
Solvency 79
equity 53.8% of total assets
Liquidity 77
short-term debt 46.2% · cash 42.1%
Profitability 33
return on assets 0.4%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,868 companies, NACE 42, micro)
Last 24 months 04-2025: 1.8% 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.4 percentage points vs 06-2025 08-2025: 2.3%● unchanged vs 07-2025 09-2025: 2.5%▲ +0.2 percentage points vs 08-2025 10-2025: 2.8%▲ +0.3 percentage points vs 09-2025 11-2025: 2.9%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 2.8%▼ -0.1 percentage points vs 11-2025 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 0.4%▼ -2.4 percentage points vs 01-2026lowest value 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 60% on solvency, 79% on liquidity and 19% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.89, cash €3,942
NBB · annual accounts
raises risk · Size: total assets €9,364
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €5,041 (53.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DAMIAN Ioan-Daniel (director) ·…

Financials · financial year 2025, micro format

Equity
€5,041
Total assets
€9,364
Net result
€41
Working capital
€3,862

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €9,364
Fixed assets €1,179
Current assets €8,185
Equity and liabilities €9,364
Equity €5,041
Debt €4,323
Debt finances 46.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€319
Cash flow
€156
Current ratio
1.89
Debt to equity
0.86
ROE
0.8%
ROA
0.4%
Interest coverage
1.62
Debt ≤ 1 year
€4,323
Income taxes
€67
Staff costs
€470

Peer companies

Historical observation

Of the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.3% went bankrupt
3.2% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€9,364
Fixed assets21/28€1,179
Tangible fixed assets22/27€1,179
Plant, machinery and equipment23€1,179
Current assets29/58€8,185
Amounts receivable within one year40/41€522
Other amounts receivable41€522
Cash at bank and in hand54/58€3,942
Deferred charges and accrued income490/1€3,721
Equity and liabilities
Total equity and liabilities10/49€9,364
Equity10/15€5,041
Contributions10/11€5,000
Profit (loss) carried forward14€41
Amounts payable17/49€4,323
Amounts payable within one year42/48€4,323
Trade debts44€4,256
Suppliers440/4€4,256
Taxes, remuneration and social security45€67
Taxes450/3€67
Income statement Code2025
Remuneration, social security and pensions62€470
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115
Gross operating margin9900€789
Operating profit (loss)9901€205
Financial income75/76B€101
Recurring financial income75€101
Financial charges65/66B€197
Recurring financial charges65€197
Profit (loss) for the period before taxes9903€108
Income taxes67/77€67
Profit (loss) for the period9904€41
Profit (loss) for the period to be appropriated9905€41
Appropriation of the result
Profit (loss) to be appropriated9906€41

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€470
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115
Gross operating margin9900€789
Operating profit (loss)9901€205
Financial income75/76B€101
Recurring financial income75€101
Financial charges65/66B€197
Recurring financial charges65€197
Profit (loss) for the period before taxes9903€108
Income taxes67/77€67
Profit (loss) for the period9904€41
Profit (loss) for the period to be appropriated9905€41
Line2025
Assets
Total assets20/58€9,364
Fixed assets21/28€1,179
Tangible fixed assets22/27€1,179
Plant, machinery and equipment23€1,179
Current assets29/58€8,185
Amounts receivable within one year40/41€522
Other amounts receivable41€522
Cash at bank and in hand54/58€3,942
Deferred charges and accrued income490/1€3,721
Equity and liabilities
Total equity and liabilities10/49€9,364
Equity10/15€5,041
Contributions10/11€5,000
Profit (loss) carried forward14€41
Amounts payable17/49€4,323
Amounts payable within one year42/48€4,323
Trade debts44€4,256
Suppliers440/4€4,256
Taxes, remuneration and social security45€67
Taxes450/3€67
Line2025
Profit (loss) for the period9904€41
+ Depreciation and write-downs630€115
Operating cash flow (approximation)€156

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 29-01-2026 2026-00017752

Similar companies · same sector, comparable size

Of the 165 active companies whose main activity is civil engineering (NACE 42120), figures are known for 69. 20 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DAMIAN Ioan-Daniel
Director · since 14-03-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DAMIAN Ioan-Daniel
  • Director, from 14-03-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 14 March 2024, DAMI was incorporated as a private limited company.1 DAMIAN Ioan-Daniel has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-03-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
18-03
Gazette deed Incorporation
Appointment: DAMIAN Ioan-Daniel (director) · Founder · Founding capital8 facts ▸
  • Incorporation, 14-03-2024
  • Founder, DAMIAN Ioan-Daniel
  • Founding capital, €5,000
  • Bank account, “bijzondere rekening, vennootschap in oprichting” (deed in Dutch)
  • Capital
  • Registered office clause, “9500 Geraardsbergen,Hoge Buizemont 5” (deed in Dutch)
  • Director appointment, DAMIAN Ioan-Daniel (director)
  • Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded14-03-2024
Financial year end30-06
Activities, NACEBEL 2025
42120Civil engineering
41003General construction of other non-residential buildings
42130Civil engineering
42212Civil engineering
43110Demolition
43120Site preparation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007126452
Also 9925:BE1007126452
Registered 11-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1007.126.452

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
660 m²
Building footprint
166 m²
Building volume
460 m³
Parcel 41018B1100/00L000, Flanders · tallest building 4.4 m. Linked by address, not a title deed.
1 establishment unit
DAMI
Hoge Buizemont 5, 9500 GeraardsbergenCivil engineering
since 2024unit no. 2.357.029.328
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
41018B1100/00L000 Flanders 660 m² 1 · 166 m² 4.4 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Vervaardiging van metalen constructiewerken en delen daarvan; Bouw van autowegen,straten en andere wegpaden voor voertuigen en voetgangers…” (deed in Dutch)
21 activities (deed in Dutch)
  1. Vervaardiging van metalen constructiewerken en delen daarvan
  2. Bouw van autowegen,straten en andere wegpaden voor voertuigen en voetgangers
  3. Bouw van spoorwegen:aanleggen van bedding,plaatsen van rails,uitvoeren en herstellingswerken
  4. Bouwen van bruggen en tunnels
  5. Bouw van bruggen(inclusief bruggen voor verhoogde wegen),viaducten,enzovoorts.
  6. Bouw van tunnels voor spoorweg-en autoverkeer en van overige ondergrondse doorgangen.
  7. Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg-en waterbouw
  8. Verhuur en lease van andere machines en werktuigen en andere materiële goederen
  9. Onderhoud en reparatie van rollend materieel voor spoor-en tramwegen en van mechanische en elektromechanische signaal-en veiligheidstoestellen
  10. Bouw van boven-en ondergrondse spoorwegen
  11. Installatie van verlichtings-en signaleringssysteem voor de wegen en spoorwegen,in havens en luchthavens
  12. Optrekken van de ruwbouw van individuele huizen
  13. Algemene bouw van andere niet-residentiële gebouwen
  14. Bouw van rioleringen
  15. Aanleg van waterdistributienetten en rioleringen
  16. Slopen
  17. Bouwrijp maken van terreinen
  18. Verhuur van machines voor de bouwnijverheid met bedieningspersoneel
  19. Ontwerpen van tuinen,parken,enzovoorts
  20. Uitwerking van projecten op het gebied van de burgerlijke en uitiliteitsbouw,de weg-en waterbouw en het verkeer
  21. Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg-en waterbouw

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DAMI
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, enkel besluit bestuursorgaan kan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen in…” (deed in Dutch)

deed of 18-03-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)

deed of 18-03-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of December at 19:00

deed of 18-03-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 18-03-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bevoegdheden bestuursorgaan, geheel van bevoegdheden aan hem toegekend,met mogelijkheid deel te delegeren” (deed in Dutch)
Other provision: “Algemene vergadering beslist of mandaat al dan niet ten kosteloze titel wordt uitgeoefend, vergoeding bestuurders” (deed in Dutch)
Other provision: “Bestuursorgaan bepaalt of zij alleen dan wel gezamenlijk optreden, dagelijks bestuur” (deed in Dutch)
Other provision: “Wanneer door wet vereist en binnen wettelijke grenzen,toezicht toevertrouwd aan één of meerdere commissarissen,benoemd voor hernieuwbare…” (deed in Dutch)
Other provision: “Jaarlijkse nettowinst, elk aandeel recht op gelijk aandeel in winstverdeling” (deed in Dutch)
Liquidation distribution: “Netto actief verdeeld onder alle aandeelhouders naar verhouding aantal aandelen,goederen in natura opzelfde wijze” (deed in Dutch)

deed of 18-03-2024