DAMI
ActiveSummary
DAMI has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €270,748. Equity has been growing by about 27% per year since 2018. Its solvency ranks better than 47% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-12-2000 Normal situation
- Activity
- Non-specialised wholesale NACE 46392and 2 others
- Joint committees
- 119 Paritair Comité voor de handel in voedingswaren
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.101.126.403 2220 Heist-op-den-Berg, since 22-12-2000
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- PEETERS GertrudaDirector · since 22-08-2023
- Immo DamiDirector · since 01-04-2024 · permanent representative Gerry De Roover
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €1.8m
- ▲ 42.2%
- Turnover
- ≈ €7.5m
- estimated
- Profit
- €270,748
- ▲ 274%
- Equity
- €1.2m
- ▲ 0.7%
- Total assets
- €3.0m
- ▲ 4.1%
- Employees on 31-12-2025
- 24
- ▲ 26.3%
Score breakdownraises risk1 of the last 3 accounts latelowers riskFounded in 2000Figures for financial year 2025 (filed on 02-08-2026)Profit of €270,748 (financial year 2025)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency
65-1
equity 39.9% of total assets
Liquidity
32+1
short-term debt 52.7% · cash 6.8%
Profitability
80+10
return on assets 9.0%
Bankruptcy probability within 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.4%▼ -0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.55 in 2024), above the usual 1.5. Short-term debt is 52.7% and cash 6.8% of total assets. However, 60.1% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 47% of them on solvency, 32% on liquidity, 81% on profitability and 38% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 days early
2023
63 days late
2022
7 days late
2021
51 days early
2020
33 days early
2019
13 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 31-07-2026 at the NBB all 25 filings
Turnover
≈ €7.5m
Estimated: probably between €4.5m and €13.0m
Total assets
€3.0m▲ 4.1%
2024 · €2.9m
Net result
€270,748▲ 274%
2024 · €72,318
Working capital
€851,391▲ 3.7%
2024 · €821,147
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€245,251
▲ 601%
2025
20182025
Net result
€270,748
▲ 274%
2025
highest quarter of the sector
20182025
Equity
€1.2m
▲ 0.7%
2025
highest quarter of the sector
20182025
Total assets
€3.0m
▲ 4.1%
2025
highest quarter of the sector
20182025
Debt
€1.8m
▲ 6.6%
2025
20182025
Working capital
€851,391
▲ 3.7%
2025
highest quarter of the sector
20182025
Solvency
39.9%
▼ 1.4pp
2025
middle half of the sector
20182025
Current ratio
1.54
▼ 0.02
2025
middle half of the sector
20182025
Return on assets (ROA)
9.0%
▲ 6.5pp
2025
middle half of the sector
20182025
Staff (FTE)
20.3
▲ 30.1%
2025
highest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.07m-€0.2m▲ 131%€0.2m▲ 40.5%€0.2m▲ 2.8%€0.5m▲ 104%€0.5m▲ 2.4%€0.04m▼ 93.1%€0.2m▲ 601%
Net result€0.06m-€0.1m▲ 76.2%€0.2mabove the sector's middle half▲ 64.1%€0.2mabove the sector's middle half▲ 4.5%€0.4mabove the sector's middle half▲ 105%€0.4mabove the sector's middle half▼ 0.9%€0.07mwithin the sector's middle half▼ 81.6%€0.3mabove the sector's middle half▲ 274%
Equity€0.1m-€0.2m▲ 93.4%€0.4mwithin the sector's middle half▲ 58.3%€0.5mwithin the sector's middle half▲ 34.7%€0.8mwithin the sector's middle half▲ 60.0%€1.1mwithin the sector's middle half▲ 41.2%€1.2mwithin the sector's middle half▲ 6.4%€1.2mabove the sector's middle half▲ 0.7%
Total assets€1.3m-€1.5m▲ 13.5%€1.6mwithin the sector's middle half▲ 9.3%€2.0mwithin the sector's middle half▲ 22.4%€2.7mwithin the sector's middle half▲ 37.9%€2.9mabove the sector's middle half▲ 5.9%€2.9mabove the sector's middle half▲ 1.5%€3.0mabove the sector's middle half▲ 4.1%
Debt€1.2m-€1.2m▲ 5.2%€1.2m=€1.5m▲ 18.8%€1.9m▲ 30.4%€1.7m▼ 8.9%€1.7m▼ 1.7%€1.8m▲ 6.6%
Working capital-€0.05m-€0.06m€0.1mwithin the sector's middle half▲ 129%€0.5mwithin the sector's middle half▲ 250%€0.6mwithin the sector's middle half▲ 19.4%€0.8mwithin the sector's middle half▲ 34.7%€0.8mwithin the sector's middle half▼ 1.3%€0.9mabove the sector's middle half▲ 3.7%
Solvency9.4%-16.0%▲ 6.6pp23.1%within the sector's middle half▲ 7.2pp25.5%within the sector's middle half▲ 2.3pp29.5%within the sector's middle half▲ 4.1pp39.4%within the sector's middle half▲ 9.8pp41.3%within the sector's middle half▲ 1.9pp39.9%within the sector's middle half▼ 1.4pp
Current ratio0.95-1.06▲ 0.101.14below the sector's middle half▲ 0.081.51within the sector's middle half▲ 0.371.45within the sector's middle half▼ 0.061.62within the sector's middle half▲ 0.171.55within the sector's middle half▼ 0.061.54within the sector's middle half▼ 0.02
Return on assets (ROA)5.0%-7.7%▲ 2.7pp11.6%above the sector's middle half▲ 3.9pp9.9%within the sector's middle half▼ 1.7pp14.7%above the sector's middle half▲ 4.8pp13.8%above the sector's middle half▼ 0.9pp2.5%within the sector's middle half▼ 11.3pp9.0%within the sector's middle half▲ 6.5pp
Staff (FTE)9.8-11.4▲ 16.3%12above the sector's middle half▲ 5.3%12above the sector's middle half=12.9above the sector's middle half▲ 7.5%14.8above the sector's middle half▲ 14.7%15.6above the sector's middle half▲ 5.4%20.3above the sector's middle half▲ 30.1%
above
within
below
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 7 times that of 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€573,908 ▼ 2.6%
Current assets
€2.4m ▲ 5.9%
Equity and liabilities €3.0m
Equity
€1.2m ▲ 0.7%
Debt
€1.8m ▲ 6.6%
Debt's share of the balance-sheet total rises from 58.7% to 60.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€464,392▲
2024 · €287,742
Cash flow
€489,888▲
2024 · €325,060
Quick ratio
0.72▲
2024 · 0.70
Debt to equity
1.50▲
2024 · 1.42
ROE
22.5%▲
2024 · 6.1%
Interest coverage
10.20▲
2024 · 5.78
Debt ≤ 1 year
€1.6m▲
2024 · €1.5m
Debt > 1 year
€214,957▲
2024 · €191,690
Income taxes
€62,660▲
2024 · €44,932
Staff costs
€1.3m▲
2024 · €926,953
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 13 | 12 | 16 | 19 | 24 |
| full-time | 13 | 11 | 14 | 15 | 21 |
| part-time | - | 1 | 2 | 4 | 3 |
| in full-time equivalents | 13 | 11.8 | 15.7 | 18.1 | 23.2 |
| Average over the year, in full-time equivalents | 12 | 12.9 | 14.8 | 15.6 | 20.3 |
| On a permanent contract | 13 | 12 | 16 | 19 | 22 |
| Joined | 5 | 7 | 9 | 14 | 15 |
| Left | 3 | 8 | 5 | 11 | 10 |
| Training hours | 10 | - | 16 | 24 | 63 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €175,948 | €478,366 | €205,776 | €160,996 | €245,628 |
| Intangible fixed assets | €6,901 | - | €3,250 | €13,541 | €15,250 |
| Financial fixed assets | - | - | €597 | - | €0 |
| Depreciation and write-downs of the year | €148,098 | €195,739 | €235,034 | €252,742 | €219,141 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €2,960 awarded · €2,959 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €465 | €465 |
| 2024 | 1 | €693 | €692 |
| 2023 | 1 | €748 | €748 |
| 2022 | 1 | €1,054 | €1,054 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0.03m | €0.03m | €0.005m | €0.003m | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | - | €0.6m | €0.7m | €0.8m | €0.9m | €1.3m | ▲ 36.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 13.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €0.01m | €0.002m | €0.005m | €0.01m | ▲ 139% |
| Other operating charges640/8 | - | - | - | €0.03m | €0.04m | €0.04m | €0.03m | €0.04m | ▲ 25.3% |
| Gross operating margin9900 | €0.5m | €0.9m | €0.9m | €1.0m | €1.4m | €1.6m | €1.3m | €1.8m | ▲ 42.2% |
| Operating profit (loss)9901 | €0.07m | €0.2m | €0.2m | €0.2m | €0.5m | €0.5m | €0.04m | €0.2m | ▲ 601% |
| Financial income75/76B | - | - | - | €0.05m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 1.3% |
| Recurring financial income75 | €0.03m | €0.03m | €0.04m | €0.05m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 1.3% |
| Financial charges65/66B | - | - | - | €0.02m | €0.03m | €0.05m | €0.05m | €0.05m | ▼ 8.5% |
| Recurring financial charges65 | €0.01m | €0.01m | €0.01m | €0.02m | €0.03m | €0.05m | €0.05m | €0.05m | ▼ 8.5% |
| Non-recurring financial charges66B | - | - | - | €40 | €70 | €50 | €20 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €0.09m | €0.2m | €0.3m | €0.3m | €0.6m | €0.6m | €0.1m | €0.3m | ▲ 184% |
| Income taxes67/77 | €0.03m | €0.06m | €0.08m | €0.08m | €0.2m | €0.2m | €0.04m | €0.06m | ▲ 39.5% |
| Profit (loss) for the period9904 | €0.06m | €0.1m | €0.2m | €0.2m | €0.4m | €0.4m | €0.07m | €0.3m | ▲ 274% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | €0.06m | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.06m | €0.1m | €0.2m | €0.2m | €0.4m | €0.3m | €0.07m | €0.3m | ▲ 274% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.3m | €1.5m | €1.6m | €2.0m | €2.7m | €2.9m | €2.9m | €3.0m | ▲ 4.1% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.4m | €0.4m | €0.7m | €0.7m | €0.6m | €0.6m | ▼ 2.6% |
| Intangible fixed assets21 | - | - | - | €0.006m | €0.004m | €0.004m | €0.01m | €0.02m | ▲ 80.5% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.4m | €0.4m | €0.7m | €0.7m | €0.6m | €0.6m | ▼ 4.2% |
| Plant, machinery and equipment23 | - | - | - | €0.03m | €0.05m | €0.06m | €0.06m | €0.09m | ▲ 41.5% |
| Furniture and vehicles24 | - | - | - | €0.4m | €0.6m | €0.6m | €0.5m | €0.4m | ▼ 9.8% |
| Other tangible fixed assets26 | - | - | - | €0.008m | €0.006m | €0.008m | €0.03m | €0.03m | ▼ 12.8% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.002m | €0.002m | €0.001m | ▼ 20.8% |
| Current assets29/58 | €1.0m | €1.2m | €1.2m | €1.5m | €2.0m | €2.2m | €2.3m | €2.4m | ▲ 5.9% |
| Stocks and contracts in progress3 | €0.4m | €0.5m | €0.5m | €0.9m | €1.1m | €1.2m | €1.3m | €1.3m | ▲ 2.7% |
| Stocks30/36 | - | - | - | €0.9m | €1.1m | €1.2m | €1.3m | €1.3m | ▲ 2.7% |
| Amounts receivable within one year40/41 | €0.5m | €0.6m | €0.6m | €0.6m | €0.7m | €0.8m | €0.8m | €0.9m | ▲ 8.1% |
| Trade receivables40 | - | - | - | €0.3m | €0.4m | €0.6m | €0.7m | €0.8m | ▲ 15.1% |
| Other amounts receivable41 | - | - | - | €0.3m | €0.3m | €0.2m | €0.1m | €0.1m | ▼ 24.9% |
| Current investments50/53 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Cash at bank and in hand54/58 | €0.1m | €0.07m | €0.06m | €0.03m | €0.1m | €0.09m | €0.2m | €0.2m | ▲ 22.2% |
| Deferred charges and accrued income490/1 | - | - | - | €0.02m | €0.02m | €0.02m | €0.03m | €0.02m | ▼ 18.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.3m | €1.5m | €1.6m | €2.0m | €2.7m | €2.9m | €2.9m | €3.0m | ▲ 4.1% |
| Equity10/15 | €0.1m | €0.2m | €0.4m | €0.5m | €0.8m | €1.1m | €1.2m | €1.2m | ▲ 0.7% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.002m | €0.1m | €0.3m | €0.4m | €0.7m | €1.0m | €1.1m | €1.2m | ▲ 11.2% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | - | - | €0.06m | €0.06m | €0.06m | = |
| Distributable reserves133 | - | - | - | €0.4m | €0.7m | €0.9m | €1.0m | €1.1m | ▲ 11.9% |
| Profit (loss) carried forward14 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0 | ▼ 100% |
| Amounts payable17/49 | €1.2m | €1.2m | €1.2m | €1.5m | €1.9m | €1.7m | €1.7m | €1.8m | ▲ 6.6% |
| Amounts payable after more than one year17 | €0.1m | €0.09m | €0.2m | €0.4m | €0.5m | €0.4m | €0.2m | €0.2m | ▲ 12.1% |
| Financial debts170/4 | - | - | - | €0.4m | €0.5m | €0.4m | €0.2m | €0.2m | ▲ 12.1% |
| Amounts payable within one year42/48 | €1.0m | €1.1m | €1.1m | €1.0m | €1.4m | €1.4m | €1.5m | €1.6m | ▲ 7.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.2m | €0.3m | €0.4m | €0.3m | €0.2m | ▼ 42.7% |
| Financial debts43 | - | - | - | €0.3m | €0.3m | €0.3m | €0.4m | €0.3m | ▼ 37.5% |
| Credit institutions430/8 | - | - | - | €0.3m | €0.3m | €0.3m | €0.4m | €0.3m | ▼ 37.5% |
| Trade debts44 | €0.7m | €0.6m | €0.6m | €0.5m | €0.6m | €0.5m | €0.6m | €0.7m | ▲ 16.0% |
| Suppliers440/4 | - | - | - | €0.5m | €0.6m | €0.5m | €0.6m | €0.7m | ▲ 16.0% |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 36.7% |
| Taxes450/3 | - | - | - | €0.04m | €0.08m | €0.04m | €0.04m | €0.06m | ▲ 46.3% |
| Remuneration and social security454/9 | - | - | - | €0.07m | €0.1m | €0.1m | €0.1m | €0.2m | ▲ 34.1% |
| Other amounts payable47/48 | - | - | - | €0.001m | €0.03m | €0.01m | €0.01m | €0.2m | ▲ 19× |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.002m | €243 | €0.02m | €0.007m | ▼ 69.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63,928 | €112,615 | €184,755 | €193,141 | €396,331 | €392,688 | €72,318 | €270,748 | ▲ 274% |
| + Depreciation and write-downs630 | €115,510 | €157,455 | €124,255 | €148,098 | €195,739 | €235,034 | €252,742 | €219,141 | ▼ 13.3% |
| Operating cash flow (approximation) | €179,438 | €270,070 | €309,009 | €341,239 | €592,070 | €627,722 | €325,060 | €489,888 | ▲ 50.7% |
| Investment in fixed assets (approximation) | - | -€126,601 | -€258,728 | -€166,845 | -€478,264 | -€204,284 | -€174,537 | -€203,984 | ▼ 16.9% |
| Change in cash | - | -€63,113 | -€16,660 | -€23,799 | €104,211 | -€47,813 | €77,046 | €37,111 | ▼ 51.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 20,136 companies had the same profile as DAMI has now. Two years later, 95.0% were still going and 0.2% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.0%
was still going
4.7%
stopped otherwise
0.2%
went bankrupt
That fits the bankruptcy probability of DAMI itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for DAMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-07-2026 | 2026-00372041 | |
| 31-12-2024 | abbreviated format | 25-07-2025 | 2025-00311166 | |
| 31-12-2023 | abbreviated format | 02-10-2024 | 2024-00488850 | |
| 31-12-2022 | abbreviated format | 07-08-2023 | 2023-00315400 | |
| 31-12-2021 | abbreviated format | 10-06-2022 | 2022-20055471 | |
| 31-12-2020 | abbreviated format | 28-06-2021 | 2021-26100404 | |
| 31-12-2019 | abbreviated format | 13-08-2020 | 2020-42100211 | |
| 31-12-2018 | abbreviated format | 30-07-2019 | 2019-40400531 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-58700447 | |
| 31-12-2016 | abbreviated format | 22-08-2017 | 2017-45600072 |
Board & ownership
Directors
Directors
2 directors, last change in 2024
Board 2
PEETERS Gertruda
Current
Director · since 22-08-2023 · earlier manager, until 24-08-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Immo Dami
Current
Director · since 01-04-2024 · term without a fixed end · Private limited company · permanent representative: Gerry De Roover · listed in the 2025 annual accounts, filed on 31-07-2026
Permanent representatives 1
Gerry De Roover
Current
Permanent representative · appointed in the act of 25-11-2024 · for Immo Dami
Owners and capital
Capital transactions
Capital over time
- 24-08-2023 Converted to unavailable equity
Mandate history
3 people, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| PEETERS Gertruda |
|
| Immo Dami |
|
| Gerry De Roover |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, bestuurder(s)in functie als vereffenaar(s)krachtens…”
Articles of association, deed of 24-08-2023 (in Dutch)
Network & group
Companies at the same address
2 other companiesConnections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
31-07
abbreviated format · on the deadline day
2025
25-07
abbreviated format · 6 days before the deadline
2024
25-11
Gazette deed
1 director appointed, 1 director resigningResignation: Gerry De Roover (director) · Appointment: Immo Dami (director) · Permanent representative: Gerry De Roover5 points ▸
Gazette deed
1 director appointed, 1 director resigning
Resignation: Gerry De Roover (director) · Appointment: Immo Dami (director) · Permanent representative: Gerry De Roover5 points ▸
- General meeting, 06-11-2024
- Director resignation, Gerry De Roover (director)
- Director appointment, Immo Dami (director)
- Permanent representative, Gerry De Roover
- Other provision, “alle sinds 01-04-2024 door voormelde rechtspersoon in haar hoedanigheid van bestuurder gestelde handelingen tot op heden”, 01-04-2024 (deed in Dutch)
02-10
abbreviated format · 63 days late
2023
31-12
Financial
Equity above €1mequity €1.1m ▲41.2%
With a profit in every financial year since 2018, equity grows to €1.1m.
24-08
Gazette deed
Legal-form change · Resignations & appointmentsResignations: DE ROOVER Gerry (manager) and PEETERS Gertruda (manager) · Reappointments: DE ROOVER Gerry (director) and PEETERS Gertruda (director) · Incorporation16 points ▸
Gazette deed
Legal-form change · Resignations & appointments
Resignations: DE ROOVER Gerry (manager) and PEETERS Gertruda (manager) · Reappointments: DE ROOVER Gerry (director) and PEETERS Gertruda (director) · Incorporation16 points ▸
- General meeting, 22-08-2023
- Incorporation, 27-11-2000
- Other provision, 14-12-2000, “statuten ongewijzigd tot op heden” (deed in Dutch)
- Other provision, “inschrijving en BTW”, 0473.391.375 (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, statuten aanpassen en rechtsvorm besloten vennootschap (BV) behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “statutair onbeschikbare eigen vermogensrekening aangelegd bij toepassing artikel 39,§2,tweede lid, opheffen” (deed in Dutch)
- Purpose change
- Amendment of the articles
- Capital
- Director resignation, DE ROOVER Gerry (manager)
- Director resignation, PEETERS Gertruda (manager)
- The act holds 4 more points.
07-08
abbreviated format · 7 days late
2022
31-12
Financial
Highest result from 2018 to 2025net €396,331 ▲105%
The net result of €396,331 is the highest of those years.
31-12
Financial
Equity above €500,000equity €795,266 ▲60%
With a profit in every financial year since 2018, equity grows to €795,266.
10-06
abbreviated format · 51 days before the deadline
2021
28-06
abbreviated format · 33 days before the deadline
2020
13-08
abbreviated format · 13 days late
Show earlier events
2019
31-12
Financial
Equity above €200,000equity €233,182 ▲93.4%
With a profit in every financial year since 2018, equity grows to €233,182.
30-07
abbreviated format · 1 day before the deadline
2018
31-08
abbreviated format · 31 days late
2017
22-08
abbreviated format · 22 days late
2000
14-12
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
DAMI in Dutch
Enterprise number
0473.391.375
Legal form
Private limited company
Status
Active, normale toestand
Founded
05-12-2000
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-08-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, Artikel 2”
deed of 24-08-2023 (in Dutch)Registered office and establishments
Registered office
Liersesteenweg 101, 2220 Heist-op-den-Berg, Belgium
Establishment unit
DAMI, Liersesteenweg 101, 2220 Heist-op-den-Berg since 22-12-2000 · unit number 2.101.126.40346321 Wholesale of meat and meat products, excluding game and poultry
Activities
NACEBEL 2025VAT activities
46392
Non-specialised wholesale main activity
47110
Non-specialised retail sale with food, beverages or tobacco predominating
Social security (RSZ) activities
46389
Wholesale of other food products main activity
Codes under NACEBEL 2008
VAT activities
46392
Non-specialised wholesale main activity
47112
Retail trade
Social security (RSZ) activities
46389
Wholesale of other food products main activity
Codes under NACEBEL 2003
51392
main activity
52112
Joint committees
119 Paritair Comité voor de handel in voedingswaren
201 Paritair Comité voor de zelfstandige kleinhandel annual accounts 2025
Invoicing and payment
VAT number
BE 0473.391.375
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Tuesday of June at 20:00
deed of 24-08-2023 (in Dutch)Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Bergunit number 2.101.126.403
Sites & property
Location
Buildings and parcels at the address
Ground area
4,738 m²
Building footprint
2,010 m²
Building volume
6,819 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12322H0279/00R002 | Flanders | 4,738 m² | 1 · 2,010 m² | 7.1 m · 1 |