DALI
ActiveDALI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-20k) and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2410 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2410 sector peers (2025).
NBB · sector comparisonPosition among 2410 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
35 d early
2023
40 d early
2022
16 d early
2021
9 d early
2020
14 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-20k▼ 88.4%
2024 · €-11k
2018: €-4k
2019: €-789
2020: €2k
2021: €3k
2022: €-655
2023: €9k
2024: €-11k
2018 → 2025
Net result
€-9k▲ 53.0%
2024 · €-20k
2018: €323
2019: €3k
2020: €3k
2021: €857
2022: €-4k
2023: €10k
2024: €-20k
2018 → 2025
Total assets
€13k▼ 35.6%
2024 · €21k
2018: €22k
2019: €20k
2020: €14k
2021: €8k
2022: €4k
2023: €32k
2024: €21k
2018 → 2025
Solvency
-152.0%▼ 100.0pp
2024 · -51.9%
2018: -18.5%
2019: -4.0%
2020: 15.9%
2021: 36.6%
2022: -17.6%
2023: 29.8%
2024: -51.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-655€9k€-11k€-20k▼ 88.4%
Operating result€1k-€-3k€15k€-20k€-9k▲ 53.9%
Net result€857-€-4k€10k€-20k€-9k▲ 53.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €20k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-152.0%▼
2024 · -51.9%
ROE
46.9%▼
2024 · 187.9%
ROA
-71.3%▲
2024 · -97.6%
Debt
€33k▲
2024 · €31k
Debt ≤ 1 year
€33k▲
2024 · €31k
Income taxes
€284▲
2024 · €267
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€13k▼
Current assets29/58€21k€13k▼
Amounts receivable within one year40/41€17k€12k▼
Other amounts receivable41€17k€12k▼
Cash at bank and in hand54/58€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€21k€13k▼
Equity10/15€-11k€-20k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-29k€-39k▼
Amounts payable17/49€31k€33k▲
Amounts payable within one year42/48€31k€33k▲
Trade debts44€144€0▼
Suppliers440/4€144€0▼
Taxes, remuneration and social security45€267€284▲
Taxes450/3€267€284▲
Other amounts payable47/48€31k€33k▲
Income statement
Code20242025
Other operating charges640/8€920€2k▲
Gross operating margin9900€-19k€-8k▲
Operating profit (loss)9901€-20k€-9k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€42€56▲
Recurring financial charges65€42€56▲
Profit (loss) for the period before taxes9903€-20k€-9k▲
Income taxes67/77€267€284▲
Profit (loss) for the period9904€-20k€-9k▲
Profit (loss) for the period to be appropriated9905€-20k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-39k▼
Profit (loss) brought forward from the previous period14P€-9k€-29k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-20k ▼300%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.42
Current ratio from 0.59 to 1.42.
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hondshoek 82820 BonheidenGround area
1,146 m²
Building footprint
193 m²
Parcel 12005C0440/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Hondshoek 8, 2820 Bonheiden
since 20062.157.983.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0440/00C000 | Flanders | 1,146 m² | 1 · 193 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,670 companies in sector 66220 we hold annual accounts for 3,216. 970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-09-2006
Fiscal year end30-09
Activities, NACEBEL
66220Insurance agents and brokers
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bali.rr.com