Equity
-€32,668
Debts exceed assets in financial year 2025.
Campina Imans Consult
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €32,176 (2008)
-€3,423▲ €1,433
Resultlowest -€9,875 (2023)
-€5,918▲ €736
Equitypeak €43,386 (2009)
-€32,668▼ €5,918
Debts
€49,148▲ 42.4%
Board1 name since 2006
1 directorImans Josephus Albertus
Documentsfilings and deeds
19-08-2026111 days late
2025micro format
UBO non-compliance 09-01Gross margin from -€4,857 to -€3,423Loss of €5,918Equity from -€26,750 to -€32,668Debts from €34,520 to €49,148
Key points
from the 2025 annual accountsLosses
-€38,747 in five years
Every financial year from 2020 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€49,148 298% of the balance sheet
Suppliers 1%Taxes and wages 0%Other 98%
2025 accounts filed 111 days after the deadlineTurnover not published (micro format)
Checked score
53
Fair
Financially stronger than 15% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.2%
01-2025: 4.4%▼ -2.8 percentage points vs 12-2024
02-2025: 7.8%▲ +3.4 percentage points vs 01-2025highest value
03-2025: 2.0%▼ -5.8 percentage points vs 02-2025
04-2025: 2.0%● unchanged vs 03-2025
05-2025: 2.0%● unchanged vs 04-2025
06-2025: 2.0%● unchanged vs 05-2025
07-2025: 2.0%● unchanged vs 06-2025
08-2025: 2.0%● unchanged vs 07-2025
09-2025: 2.0%● unchanged vs 08-2025
10-2025: 2.0%● unchanged vs 09-2025
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 2.0%● unchanged vs 12-2025
02-2026: 2.0%● unchanged vs 01-2026
03-2026: 2.0%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.3 percentage points vs 03-2026
05-2026: 2.7%▲ +0.4 percentage points vs 04-2026
06-2026: 2.8%▲ +0.1 percentage points vs 05-2026
07-2026: 3.2%▲ +0.4 percentage points vs 06-2026
08-2026: 3.4%▲ +0.2 percentage points vs 07-2026
09-2026: 1.6%▼ -1.8 percentage points vs 08-2026lowest value
10-2026: 1.6%● unchanged vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Last filed accounts filed 111 days late; 2 of the last 3 accounts late
Loss of €5,918, the second in a row (financial year 2025)
Negative equity -€32,668
lowers risk
Size: total assets €16,480
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 33% on liquidity, 4% on profitability and 21% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as Campina Imans Consult has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Campina Imans Consult itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for Campina Imans Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.32 (0.2 in 2024), below 1. Short-term debt is 298.2% and cash 51.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
192022232425
2019 to 2025 · latest year -€32,668
raises risk · 2025 accounts filed 111 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-08-2026, 111 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
111 days late
2024
68 days early
2023
199 days late
2022
565 days late
2020
214 days late
2019
76 days early
2018
68 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 125 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 16 November (4 of the last 5 accounts filed within 268 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end06-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879255510
UBO non-compliance
effective 23-12-2024 · KBO administration
Registered office moved from Kasterlee - Goor to Gierle - Veenzijde
New registered office: 2275 Gierle - Veenzijde 22A · Previous registered office: 2460 Kasterlee - Goor 23 · General meeting of 02-12-2022 · Gazette deed
Incorporation
published on 21-02-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Campina Imans Consult Lille | €16,480 | -€3,423 | -198.2% | - |
| Key-On Antwerp | €17,690 | -€133 | -21.9% | - |
| Van Gaever Kapellen | €17,315 | -€19,988 | 36.4% | - |
| BEECONN Herentals | €16,738 | -€3,607 | -233.7% | - |
| DALI Bonheiden | €13,255 | -€7,596 | -152.0% | - |
| AMOUN Brasschaat | €19,780 | -€3,787 | 0.7% | - |
| SMEYERS BEHEER Antwerp | €20,459 | -€6,638 | -144.7% | - |
These companies have the same main activity as Campina Imans Consult: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €13,300 and €20,500, founded between 2003 and 2008.
Official details
Source: KBO- Status
- Active since 09-02-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.195.041.4072275 Lille, since 07-02-2006
- Financial year end
- 30 September
- Peppol
- Reachable since 29-05-2026
Insights on Campina Imans Consult
Campina Imans Consult files the micro format. That format states no turnover. The gross margin fell from €11,876 in 2007 to -€3,423 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Campina Imans Consult
- What is the company number of Campina Imans Consult?
- The company number of Campina Imans Consult is 0879.255.510. The VAT number is the same number with BE in front: BE 0879.255.510.
- Where is Campina Imans Consult based?
- The registered office is at Veenzijde 22, 2275 Lille.Company details
- What does Campina Imans Consult do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Campina Imans Consult?
- Campina Imans Consult is a private limited company (pre-2019) (BVBA).
- When was Campina Imans Consult founded?
- Campina Imans Consult was founded on 09-02-2006.
- Is Campina Imans Consult still active?
- Yes, Campina Imans Consult is an active enterprise in the KBO register.
- What is the turnover of Campina Imans Consult?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Campina Imans Consult profitable?
- In financial year 2025, Campina Imans Consult made a loss of €5,918.
- Where can I find the annual accounts of Campina Imans Consult?
- Campina Imans Consult filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Campina Imans Consult due?
- Campina Imans Consult must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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