DAKWERKERS GROEP SMET
ActiveSummary
The computed 12-month bankruptcy probability of DAKWERKERS GROEP SMET is 4.0% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €-9k. Equity is shrinking by ~98% per year across the filed fiscal years. Its solvency ranks better than 8% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-61
Solvency12▼-37
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.85 in 2024; short-term debt: 81.8% and cash: 25.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.6%
Return on assets
-30.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k
2024 · €5k
2023: €4k
2024: €5k
2023 → 2025
Total assets
€30k▲ 36.5%
2024 · €22k
2023: €20k
2024: €22k
2023 → 2025
Net result
€-9k
2024 · €2k
2023: €179
2024: €2k
2023 → 2025
Working capital
€-15k▼ 496%
2024 · €-3k
2023: €-10k
2024: €-3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€5k▲ 44.5%€-4k
Operating result€916-€2k▲ 171%€-8k
Net result€179-€2k▲ 813%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€21k ▲ 163%
Current assets
€10k ▼ 32.3%
Key figures and ratios
EBITDA
€1k▼
2024 · €10k
Cash flow
€561▼
2024 · €9k
Solvency
-12.6%▼
2024 · 23.9%
Current ratio
0.39▼
2024 · 0.85
Debt to equity
-8.93▼
2024 · 3.19
ROA
-30.1%▼
2024 · 7.4%
Interest coverage
2.00▼
2024 · 98.23
Debt
€34k▲
2024 · €17k
Debt ≤ 1 year
€25k▲
2024 · €17k
Debt > 1 year
€9k
Income taxes
€85▼
2024 · €735
Staff costs
€0▼
2024 · €439
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€30k▲
Fixed assets21/28€8k€21k▲
Tangible fixed assets22/27€7k€20k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€6k€14k▲
Financial fixed assets28€400€400=
Current assets29/58€14k€10k▼
Amounts receivable within one year40/41€9k€796▼
Trade receivables40€8k€0▼
Other amounts receivable41€2k€796▼
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€22k€30k▲
Equity10/15€5k€-4k▼
Contributions10/11€4k€4k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€-9k
Amounts payable17/49€17k€34k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€17k€25k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€8k€10k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€439€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€141€520▲
Gross operating margin9900€11k€2k▼
Operating profit (loss)9901€2k€-8k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€105€644▲
Recurring financial charges65€105€644▲
Profit (loss) for the period before taxes9903€2k€-9k▼
Income taxes67/77€735€85▼
Profit (loss) for the period9904€2k€-9k▼
Profit (loss) for the period to be appropriated9905€2k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-9k▼
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼659%
Net result drops to €-9k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €2k ▲813%
Operating result €2k, net result €2k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sportpleinstraat(KIE) 2A9130 Beveren-Kruibeke-ZwijndrechtGround area
920 m²
Building footprint
305 m²
Volume, LiDAR
1,680 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAKWERKERS GROEP SMET
since 20222.337.562.319
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012D0183/00F004 | Flanders | 480 m² | 1 · 138 m² | 9.0 m · 2 fl. |
| 46012D0183/00A005 | Flanders | 440 m² | 1 · 167 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAK DAK
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COUVTOIT
BE 0798.486.281
Ukkel · Eq €5,329
HANDY TOITURES
BE 0783.943.409
Arlon · Eq €5,359
DEP TOITURE
BE 0761.423.670
Morlanwelz · Eq €5,259
LM-AD
BE 0763.771.268
Antwerpen · Eq €5,375
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 1,540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.