DAKWERKEN VERMEIR G.
ActiveDAKWERKEN VERMEIR G. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €-2k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-54
Solvency56▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.71 in 2023; short-term debt: 63.4% and cash: 1.1% of total assets), and 69% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31%
Return on assets
-1.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
30 d late
2022
28 d late
2021
31 d late
2020
19 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€45k▼ 5.1%
2023 · €48k
2018: €22k
2019: €30k
2020: €30k
2021: €31k
2022: €37k
2023: €48k
2018 → 2024
Total assets
€147k▲ 11.2%
2023 · €132k
2018: €218k
2019: €166k
2020: €145k
2021: €166k
2022: €133k
2023: €132k
2018 → 2024
Net result
€-2k
2023 · €17k
2018: €4k
2019: €8k
2020: €13
2021: €806
2022: €6k
2023: €17k
2018 → 2024
Working capital
€40k▼ 14.5%
2023 · €47k
2018: €-1k
2019: €-4k
2020: €10k
2021: €20k
2022: €31k
2023: €47k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€31k▲ 2.6%€37k▲ 18.5%€48k▲ 29.1%€45k▼ 5.1%
Operating result€8k-€8k▼ 5.7%€13k▲ 61.4%€30k▲ 135%€6k▼ 80.1%
Net result€13-€806▲ 6,206%€6k▲ 619%€17k▲ 190%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€13k▼ 26.6%
Current assets
€133k▲ 17.3%
Equity and liabilities €147k
Equity
€45k▼ 5.1%
Debt
€101k▲ 20.5%
The debt ratio rises from 63.7% to 69.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2023 · €35k
Cash flow
€2k▼
2023 · €22k
Solvency
31.0%▼
2023 · 36.3%
Current ratio
1.43▼
2023 · 1.71
Quick ratio
0.58▼
2023 · 1.34
Debt / equity
2.23▲
2023 · 1.75
ROE
-5.4%▼
2023 · 35.1%
ROA
-1.7%▼
2023 · 12.7%
Interest coverage
1.23▼
2023 · 5.53
Debt
€101k▲
2023 · €84k
Debt ≤ 1 year
€93k▲
2023 · €66k
Debt > 1 year
€8k▼
2023 · €13k
Income taxes
€375▼
2023 · €7k
Staff costs
€55k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€132k€147k▲
Fixed assets21/28€18k€13k▼
Tangible fixed assets22/27€18k€13k▼
Land and buildings22€2k€1k▼
Leasing and similar rights25€16k€12k▼
Financial fixed assets28€135€135=
Current assets29/58€114k€133k▲
Stocks and contracts in progress3€25k€79k▲
Stocks30/36€25k€39k▲
Contracts in progress37€0€40k▲
Amounts receivable within one year40/41€71k€39k▼
Trade receivables40€56k€29k▼
Other amounts receivable41€15k€10k▼
Cash at bank and in hand54/58€5k€2k▼
Deferred charges and accrued income490/1€13k€13k▲
Equity and liabilities
Total equity and liabilities10/49€132k€147k▲
Equity10/15€48k€45k▼
Contributions10/11€6k€6k=
Reserves13€42k€39k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€37k€36k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€84k€101k▲
Amounts payable after more than one year17€13k€8k▼
Financial debts170/4€13k€8k▼
Amounts payable within one year42/48€66k€93k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Financial debts43-€14k
Credit institutions430/8-€14k
Trade debts44€34k€50k▲
Suppliers440/4€34k€50k▲
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€16k€18k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€6k€0▼
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€52k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€88k€68k▼
Operating profit (loss)9901€30k€6k▼
Financial income75/76B€549€749▲
Recurring financial income75€549€749▲
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€24k€-2k▼
Income taxes67/77€7k€375▼
Profit (loss) for the period9904€17k€-2k▼
Profit (loss) for the period to be appropriated9905€17k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-2k▼
Transfer from equity791/2€6k€2k▼
Transfer to equity691/2€17k€0▼
To other reserves6921€17k€0▼
Profit to be distributed694/7€6k€0▼
Return on contributions (dividend)694€6k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €17k ▲190%
Operating result €30k, net result €17k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardstraat 181745 OpwijkGround area
1,581 m²
Building footprint
290 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Wijngaardstraat 18A, 1745 Opwijk
since 20002.099.986.949
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752F0012/00K000 | Flanders | 815 m² | 1 · 144 m² | - |
| 23752F0012/00H000 | Flanders | 767 m² | 1 · 146 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,636 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2000
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.