CIYA ISMET
ActiveSummary
CIYA ISMET has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €60k. Its solvency ranks better than 38% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.1; short-term debt: 63.8% and cash: 37.6% of total assets), and 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
48.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€45k
Total assets
€125k
Net result
€60k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €125k
Fixed assets
€37k
Current assets
€88k
Equity and liabilities €125k
Equity
€45k
Debt
€80k
Debt finances 63.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€82k
Cash flow
€67k
Current ratio
1.10
Debt to equity
1.76
ROE
133.0%
ROA
48.1%
Interest coverage
32.66
Debt ≤ 1 year
€80k
Income taxes
€12k
Staff costs
€28k
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €28k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k |
| Other operating charges640/8 | €749 |
| Gross operating margin9900 | €111k |
| Operating profit (loss)9901 | €75k |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €3k |
| Recurring financial charges65 | €3k |
| Profit (loss) for the period before taxes9903 | €73k |
| Income taxes67/77 | €12k |
| Profit (loss) for the period9904 | €60k |
| Profit (loss) for the period to be appropriated9905 | €60k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €125k | |
| Fixed assets21/28 | €37k | |
| Tangible fixed assets22/27 | €37k | |
| Plant, machinery and equipment23 | €18k | |
| Furniture and vehicles24 | €20k | |
| Current assets29/58 | €88k | |
| Amounts receivable within one year40/41 | €38k | |
| Trade receivables40 | €33k | |
| Other amounts receivable41 | €5k | |
| Cash at bank and in hand54/58 | €47k | |
| Deferred charges and accrued income490/1 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €125k | |
| Equity10/15 | €45k | |
| Contributions10/11 | €5k | |
| Reserves13 | €40k | |
| Distributable reserves133 | €40k | |
| Profit (loss) carried forward14 | €0 | |
| Amounts payable17/49 | €80k | |
| Amounts payable within one year42/48 | €80k | |
| Trade debts44 | €50k | |
| Suppliers440/4 | €50k | |
| Taxes, remuneration and social security45 | €14k | |
| Taxes450/3 | €12k | |
| Remuneration and social security454/9 | €2k | |
| Other amounts payable47/48 | €16k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €60k |
| + Depreciation and write-downs630 | €6k |
| Operating cash flow (approximation) | €67k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-09
State Gazette act
General meeting · Registered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
2 facts ▸
- General meeting, 25-05-2026
- Registered-office move, Uebergdreef 55, 9160 Lokeren
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Ground area
378 m²
Building footprint
117 m²
Volume, LiDAR
693 m³
Parcel 46014A0742/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CIYA ISMET
since 20242.364.432.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0742/00E000 | Flanders | 378 m² | 1 · 117 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CRUTZEN Henri
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Of 8,568 companies in sector 43410 we hold annual accounts for 4,363. 3,640 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43230Insulation installation
43320Joinery installation
43421Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.