DAKWERKEN JOHAN JACOBS
ActiveSummary
DAKWERKEN JOHAN JACOBS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €273k and a net result of €76k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 7445 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+11
Solvency95▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.04 against 4.4 in 2023; short-term debt: 7.8% and cash: 31.8% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
19 d early
2022
26 d early
2021
24 d early
2020
15 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€273k▲ 17.7%
2023 · €232k
2018: €142k
2019: €184k
2020: €224k
2021: €248k
2022: €195k
2023: €232k
2018 → 2024
Total assets
€389k▲ 3.6%
2023 · €376k
2018: €405k
2019: €452k
2020: €443k
2021: €454k
2022: €374k
2023: €376k
2018 → 2024
Net result
€76k▲ 98.1%
2023 · €38k
2018: €4k
2019: €42k
2020: €40k
2021: €24k
2022: €22k
2023: €38k
2018 → 2024
Working capital
€184k▲ 21.9%
2023 · €151k
2018: €101k
2019: €103k
2020: €131k
2021: €155k
2022: €104k
2023: €151k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€224k-€248k▲ 10.7%€195k▼ 21.2%€232k▲ 18.7%€273k▲ 17.7%
Operating result€60k-€38k▼ 37.6%€35k▼ 8.4%€53k▲ 53.2%€104k▲ 96.1%
Net result€40k-€24k▼ 39.6%€22k▼ 6.8%€38k▲ 72.4%€76k▲ 98.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 96% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389k
Fixed assets
€175k ▼ 3.0%
Current assets
€214k ▲ 9.7%
Equity and liabilities €389k
Equity
€273k ▲ 17.7%
Debt
€117k ▼ 19.1%
Debt's share of the balance-sheet total falls from 38.4% to 29.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▲
2023 · €80k
Cash flow
€91k▲
2023 · €65k
Current ratio
7.04▲
2023 · 4.40
Debt to equity
0.43▼
2023 · 0.62
ROE
27.9%▲
2023 · 16.6%
ROA
19.5%▲
2023 · 10.2%
Interest coverage
34.38▲
2023 · 20.05
Debt ≤ 1 year
€30k▼
2023 · €44k
Debt > 1 year
€86k▼
2023 · €100k
Income taxes
€31k▲
2023 · €17k
Staff costs
€158k▲
2023 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€376k€389k▲
Fixed assets21/28€181k€175k▼
Tangible fixed assets22/27€181k€175k▼
Land and buildings22€175k€167k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€6-
Current assets29/58€195k€214k▲
Amounts receivable within one year40/41€39k€20k▼
Trade receivables40€24k€1k▼
Other amounts receivable41€16k€19k▲
Current investments50/53€48k€66k▲
Cash at bank and in hand54/58€98k€124k▲
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€376k€389k▲
Equity10/15€232k€273k▲
Contributions10/11€6k€6k=
Reserves13€225k€266k▲
Tax-exempt reserves132€18k€18k=
Distributable reserves133€207k€248k▲
Amounts payable17/49€144k€117k▼
Amounts payable after more than one year17€100k€86k▼
Financial debts170/4€100k€86k▼
Amounts payable within one year42/48€44k€30k▼
Current portion of amounts payable after more than one year42€15k€14k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€3k€673▼
Suppliers440/4€3k€673▼
Taxes, remuneration and social security45€21k€15k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€4k€907▼
Income statement
Code20232024
Remuneration, social security and pensions62€139k€158k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€15k▼
Other operating charges640/8€13k€13k▼
Gross operating margin9900€232k€290k▲
Operating profit (loss)9901€53k€104k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€55k€107k▲
Income taxes67/77€17k€31k▲
Profit (loss) for the period9904€38k€76k▲
Profit (loss) for the period to be appropriated9905€38k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€76k▲
Transfer from equity791/2€2k€35k▲
Transfer to equity691/2€38k€76k▲
To other reserves6921€38k€76k▲
Profit to be distributed694/7€2k€35k▲
Return on contributions (dividend)694€2k€35k▲
Social balance
Average headcount (FTE)90873.53.5=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €76k ▲98.1%
Operating result €104k, net result €76k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €232k ▲18.7%
6 profitable years in a row build equity to €232k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €224k ▲21.5%
3 profitable years in a row build equity to €224k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €184k ▲29.3%
2 profitable years in a row build equity to €184k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 1043900 PeltGround area
751 m²
Building footprint
176 m²
Volume, LiDAR
833 m³
Parcel 72029B0268/00Y000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN JOHAN JACOBS
since 20032.126.476.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029B0268/00Y000 | Flanders | 751 m² | 1 · 176 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,627 EUR awarded · 1,547 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 80 EUR | 39 EUR |
| 2024 | 1 | 78 EUR | 204 EUR |
| 2023 | 1 | 606 EUR | 441 EUR |
| 2022 | 1 | 863 EUR | 863 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 endedDakdekker leien en pannen (so)
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BATITOIT
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43230Insulation installation
43310Plastering work
43320Joinery installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.