QD Dakwerken
ActiveSummary
QD Dakwerken has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €72k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-4
Solvency72=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 4.01 in 2024; short-term debt: 14.7% and cash: 22.9% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
45 d early
2023
54 d early
2022
41 d early
2021
30 d early
2020
4 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▲ 6.2%
2024 · €256k
2018: €32k
2019: €46k
2020: €53k
2021: €62k
2022: €112k
2023: €175k
2024: €256k
2018 → 2025
Total assets
€574k▲ 6.2%
2024 · €540k
2018: €37k
2019: €91k
2020: €108k
2021: €76k
2022: €172k
2023: €234k
2024: €540k
2018 → 2025
Net result
€72k▼ 12.5%
2024 · €82k
2018: €13k
2019: €13k
2020: €8k
2021: €9k
2022: €51k
2023: €63k
2024: €82k
2018 → 2025
Working capital
€172k▲ 16.0%
2024 · €149k
2018: €31k
2019: €34k
2020: €32k
2021: €44k
2022: €81k
2023: €154k
2024: €149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€112k▲ 81.7%€175k▲ 55.7%€256k▲ 46.3%€272k▲ 6.2%
Operating result€13k-€75k▲ 480%€90k▲ 19.9%€123k▲ 36.8%€111k▼ 9.8%
Net result€9k-€51k▲ 489%€63k▲ 23.6%€82k▲ 29.0%€72k▼ 12.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€317k ▼ 7.4%
Current assets
€257k ▲ 29.7%
Equity and liabilities €574k
Equity
€272k ▲ 6.2%
Debt
€302k ▲ 6.2%
Debt's share of the balance-sheet total stays at 52.6%.
Key figures and ratios
EBITDA
€149k▼
2024 · €167k
Cash flow
€109k▼
2024 · €126k
Current ratio
3.04▼
2024 · 4.01
Quick ratio
2.83▼
2024 · 3.82
Debt to equity
1.11=
2024 · 1.11
ROE
26.3%▼
2024 · 32.0%
ROA
12.5%▼
2024 · 15.1%
Interest coverage
13.22▼
2024 · 19.51
Debt ≤ 1 year
€84k▲
2024 · €49k
Debt > 1 year
€216k▼
2024 · €233k
Income taxes
€29k▼
2024 · €34k
Staff costs
€165k▲
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€540k€574k▲
Fixed assets21/28€342k€317k▼
Tangible fixed assets22/27€342k€317k▼
Land and buildings22€325k€300k▼
Plant, machinery and equipment23€1k€493▼
Furniture and vehicles24€16k€17k▲
Current assets29/58€198k€257k▲
Stocks and contracts in progress3€9k€18k▲
Stocks30/36€9k€18k▲
Amounts receivable within one year40/41€82k€100k▲
Trade receivables40€36k€73k▲
Other amounts receivable41€46k€27k▼
Cash at bank and in hand54/58€100k€131k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€540k€574k▲
Equity10/15€256k€272k▲
Contributions10/11€6k€6k=
Reserves13€250k€266k▲
Distributable reserves133€250k€266k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€284k€302k▲
Amounts payable after more than one year17€233k€216k▼
Financial debts170/4€233k€216k▼
Amounts payable within one year42/48€49k€84k▲
Current portion of amounts payable after more than one year42€18k€17k▼
Trade debts44€13k€30k▲
Suppliers440/4€13k€30k▲
Taxes, remuneration and social security45€18k€33k▲
Taxes450/3€18k€23k▲
Remuneration and social security454/9-€10k
Other amounts payable47/48€601€5k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€111k€165k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€38k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€285k€318k▲
Operating profit (loss)9901€123k€111k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€116k€101k▼
Income taxes67/77€34k€29k▼
Profit (loss) for the period9904€82k€72k▼
Profit (loss) for the period to be appropriated9905€82k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€72k▼
Transfer from equity791/2-€55k
Transfer to equity691/2€81k€71k▼
To other reserves6921€81k€71k▼
Profit to be distributed694/7€859€56k▲
Return on contributions (dividend)694€859€56k▲
Social balance
Average headcount (FTE)90872.03.0▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €82k ▲29%
Operating result €123k, net result €82k, both a record.
31-12
Financial
Equity above €200kEq €256k ▲46.3%
7 profitable years in a row build equity to €256k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €175k ▲55.7%
6 profitable years in a row build equity to €175k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €112k ▲81.7%
5 profitable years in a row build equity to €112k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 4.01
Current ratio from 1.58 to 4.01; short-term debt falls from €55k to €14k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼44%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
Show earlier events
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leebeeklaan 169890 GavereGround area
726 m²
Building footprint
140 m²
Volume, LiDAR
546 m³
Parcel 44003A0347/00L002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QD Dakwerken
since 20132.365.630.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003A0347/00L002 | Flanders | 726 m² | 1 · 140 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.