Dak- & Timmerwerken Eeckloo
ActiveThe computed 12-month bankruptcy probability of Dak- & Timmerwerken Eeckloo is 2.2% (moderate). The 2025 annual accounts show equity of €210k and a net result of €122k. Equity is growing by ~128.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 7757 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+7
Solvency45▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.63 in 2024; short-term debt: 24.5% and cash: 7.5% of total assets), and 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
11.5%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7757 sector peers (2025).
NBB · sector comparisonPosition among 7757 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
26 d late
2023
40 d late
2022
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€801k
EBIT margin
4.3%
Net result
€122k▲ 129%
2024 · €53k
2022: €10k
2023: €15k
2024: €53k
2022 → 2025
Working capital
€88k
2024 · €-169k
2022: €-19k
2023: €-18k
2024: €-169k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€801k
Equity€20k-€35k▲ 73.2%€88k▲ 154%€210k▲ 139%
Operating result€18k-€34k▲ 86.2%€93k▲ 172%€187k▲ 101%
Net result€10k-€15k▲ 46.7%€53k▲ 265%€122k▲ 129%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 101% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€712k▲ 15.2%
Current assets
€347k▲ 20.2%
Equity and liabilities €1.06M
Equity
€210k▲ 139%
Debt
€849k▲ 3.7%
The debt ratio falls from 90.3% to 80.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€256k▲
2024 · €142k
Cash flow
€191k▲
2024 · €103k
Solvency
19.8%▲
2024 · 9.7%
Current ratio
1.34▲
2024 · 0.63
Quick ratio
1.32▲
2024 · 0.62
Debt / equity
4.04▼
2024 · 9.31
ROE
58.1%▼
2024 · 60.7%
ROA
11.5%▲
2024 · 5.9%
Interest coverage
8.85▲
2024 · 6.47
Debt
€849k▲
2024 · €819k
Debt ≤ 1 year
€259k▼
2024 · €458k
Debt > 1 year
€590k▲
2024 · €358k
Income taxes
€42k▲
2024 · €21k
Staff costs
€167k▼
2024 · €220k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€907k€1.06M▲
Fixed assets21/28€618k€712k▲
Intangible fixed assets21€68k€60k▼
Tangible fixed assets22/27€551k€652k▲
Land and buildings22€409k€525k▲
Plant, machinery and equipment23€95k€80k▼
Furniture and vehicles24€46k€47k▲
Current assets29/58€289k€347k▲
Amounts receivable after more than one year29€95k€99k▲
Other amounts receivable291€95k€99k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€149k€163k▲
Trade receivables40€85k€72k▼
Other amounts receivable41€64k€91k▲
Cash at bank and in hand54/58€35k€79k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€907k€1.06M▲
Equity10/15€88k€210k▲
Contributions10/11€10k€10k=
Reserves13€78k€78k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14€0€122k▲
Amounts payable17/49€819k€849k▲
Amounts payable after more than one year17€358k€590k▲
Financial debts170/4€358k€590k▲
Amounts payable within one year42/48€458k€259k▼
Current portion of amounts payable after more than one year42€34k€79k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€141k€101k▼
Suppliers440/4€141k€101k▼
Taxes, remuneration and social security45€52k€38k▼
Taxes450/3€23k€29k▲
Remuneration and social security454/9€30k€9k▼
Other amounts payable47/48€231k€33k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€220k€167k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€69k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€367k€431k▲
Operating profit (loss)9901€93k€187k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€22k€29k▲
Recurring financial charges65€22k€29k▲
Profit (loss) for the period before taxes9903€75k€164k▲
Income taxes67/77€21k€42k▲
Profit (loss) for the period9904€53k€122k▲
Profit (loss) for the period to be appropriated9905€53k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€122k▲
Profit (loss) brought forward from the previous period14P€0€0=
Transfer to equity691/2€53k€0▼
To other reserves6921€53k€0▼
Social balance
Average headcount (FTE)90874.23.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2022net €122k ▲129%
Operating result €187k, net result €122k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.63 to 1.34; short-term debt falls from €458k to €259k.
31-03
Financial
Equity above €200kEq €210k ▲139%
4 profitable years in a row build equity to €210k.
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 40 days late
2022
18-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Limaerstraat(V) 68600 DiksmuideGround area
1,825 m²
Building footprint
171 m²
Volume, LiDAR
738 m³
Parcel 32024D0126/00Y000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Dak- & Timmerwerken Eeckloo
since 20212.311.663.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32024D0126/00Y000 | Flanders | 1,825 m² | 1 · 171 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 8,996 EUR awarded · 8,996 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 7,996 EUR | 7,996 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
1 live approval · 1 endedDakwerker duaal (so)
Similar companies · same sector, comparable size
DAKWERKEN MAEKELBERG
BE 0416.747.731
Kortemark · Eq €210k
G.MARTENS
BE 0419.999.409
Hoogstraten · Eq €210k
Dakwerken Debaene
BE 0763.650.217
Oudenburg · Eq €210k
DAKWERKEN VRIJENS
BE 0446.455.960
Riemst · Eq €210k
MiL Construct
BE 0765.974.158
Theux · Eq €210k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,575 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2021
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
43410Roofing work
16230Manufacture of other builders' carpentry and joinery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.