DAINEFF Claude
ActiveDAINEFF Claude has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €23k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 58% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+16
Solvency69▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.02 in 2024; short-term debt: 26.4% and cash: 39.8% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
17.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
37 d early
2023
42 d early
2022
49 d early
2021
47 d early
2020
29 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 47.3%
2024 · €40k
2018: €14k
2019: €9k
2020: €14k
2021: €19k
2022: €46k
2023: €35k
2024: €40k
2018 → 2025
Total assets
€132k▲ 43.8%
2024 · €92k
2018: €67k
2019: €88k
2020: €69k
2021: €64k
2022: €81k
2023: €94k
2024: €92k
2018 → 2025
Net result
€23k▲ 452%
2024 · €4k
2018: €539
2019: €-4k
2020: €5k
2021: €5k
2022: €26k
2023: €-10k
2024: €4k
2018 → 2025
Working capital
€40k▲ 57.8%
2024 · €25k
2018: €20k
2019: €12k
2020: €30k
2021: €24k
2022: €30k
2023: €24k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€46k▲ 136%€35k▼ 22.2%€40k▲ 11.6%€58k▲ 47.3%
Operating result€8k-€31k▲ 297%€-7k€9k€34k▲ 269%
Net result€5k-€26k▲ 431%€-10k€4k€23k▲ 452%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 269% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€57k▲ 37.6%
Current assets
€75k▲ 49.0%
Equity and liabilities €132k
Equity
€58k▲ 47.3%
Debt
€74k▲ 41.2%
The debt ratio falls from 56.9% to 55.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €23k
Cash flow
€33k▲
2024 · €18k
Solvency
44.2%▲
2024 · 43.1%
Current ratio
2.15▲
2024 · 2.02
Quick ratio
2.15▲
2024 · 2.02
Debt / equity
1.26▼
2024 · 1.32
ROE
39.0%▲
2024 · 10.4%
ROA
17.2%▲
2024 · 4.5%
Interest coverage
19.37▲
2024 · 8.30
Debt
€74k▲
2024 · €52k
Debt ≤ 1 year
€35k▲
2024 · €25k
Debt > 1 year
€39k▲
2024 · €27k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€132k▲
Fixed assets21/28€41k€57k▲
Tangible fixed assets22/27€41k€57k▲
Plant, machinery and equipment23€1k€855▼
Furniture and vehicles24€26k€29k▲
Leasing and similar rights25€14k€27k▲
Current assets29/58€50k€75k▲
Amounts receivable within one year40/41€12k€21k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€36k€52k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€92k€132k▲
Equity10/15€40k€58k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€25k€43k▲
Amounts payable17/49€52k€74k▲
Amounts payable after more than one year17€27k€39k▲
Financial debts170/4€27k€39k▲
Amounts payable within one year42/48€25k€35k▲
Current portion of amounts payable after more than one year42€12k€15k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€854€3k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€5k€8k▲
Accrued charges and deferred income492/3€27€19▼
Income statement
Code20242025
Non-recurring operating income76A-€20k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€11k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€25k€46k▲
Operating profit (loss)9901€9k€34k▲
Financial income75/76B€465€270▼
Recurring financial income75€465€270▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€32k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€4k€23k▲
Profit (loss) for the period to be appropriated9905€4k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€47k▲
Profit (loss) brought forward from the previous period14P€20k€25k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼139%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26k ▲431%
Net result €26k, the highest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Paradis 95377 Somme-LeuzeGround area
1,990 m²
Building footprint
124 m²
Parcel 91120A1030/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DAINEFF Claude
since 20142.228.181.753
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91120A1030/00M000 | Wallonia | 1,990 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2014
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:sprldaineffcarrelage@gmail.com
Phone:084/43.45.00
Phone:086434500