BELGOBRI
ActiveBELGOBRI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €6k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 6541 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▲+27
Solvency75▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.6 in 2023; short-term debt: 49.7% and cash: 19% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.3%
Return on assets
5.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
78 d late
2023
90 d late
2021
30 d late
2020
181 d late
2019
98 d late
2018
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€199k
EBIT margin
3.8%
Net result
€6k
2023 · €-462
2018: €-11k
2019: €4k
2020: €58k
2021: €-14k
2023: €-462
2018 → 2024
Working capital
€53k▲ 27.9%
2023 · €41k
2018: €11k
2019: €15k
2020: €77k
2021: €64k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Turnover€199k
Equity€24k-€82k▲ 242%€69k▼ 16.6%€52k▼ 24.8%€58k▲ 12.4%
Operating result€6k-€75k▲ 1,064%€-10k€4k€8k▲ 93.0%
Net result€4k-€58k▲ 1,412%€-14k€-462▲ 96.6%€6k
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 93% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115k
Fixed assets
€5k▼ 50.1%
Current assets
€110k▲ 0.4%
Equity and liabilities €115k
Equity
€58k▲ 12.4%
Debt
€57k▼ 16.3%
The debt ratio falls from 57.0% to 49.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2023 · €7k
Cash flow
€12k▲
2023 · €2k
Solvency
50.3%▲
2023 · 43.0%
Current ratio
1.92▲
2023 · 1.60
Quick ratio
0.53▲
2023 · 0.42
Debt / equity
0.99▼
2023 · 1.33
ROE
11.0%▲
2023 · -0.9%
ROA
5.5%▲
2023 · -0.4%
Interest coverage
11.47▲
2023 · 2.54
Debt
€57k▼
2023 · €68k
Debt ≤ 1 year
€57k▼
2023 · €68k
Income taxes
€120▼
2023 · €2k
Staff costs
€16k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€120k€115k▼
Formation expenses20€353€134▼
Fixed assets21/28€10k€5k▼
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€1k-
Leasing and similar rights25€3k-
Current assets29/58€110k€110k▲
Stocks and contracts in progress3€81k€80k▼
Stocks30/36€81k€80k▼
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€7k▲
Other amounts receivable41-€300
Cash at bank and in hand54/58€23k€22k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€120k€115k▼
Equity10/15€52k€58k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€37k€44k▲
Amounts payable17/49€68k€57k▼
Amounts payable within one year42/48€68k€57k▼
Trade debts44€43k€35k▼
Suppliers440/4€43k€35k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€14k€7k▼
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€5k€5k▼
Income statement
Code20232024
Turnover70-€199k
Goods, raw materials, services and sundry goods60/61-€175k
Remuneration, social security and pensions62€16k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€3k€207▼
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€28k€30k▲
Operating profit (loss)9901€4k€8k▲
Financial income75/76B€39€6▼
Recurring financial income75€39€6▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€1k€6k▲
Income taxes67/77€2k€120▼
Profit (loss) for the period9904€-462€6k▲
Profit (loss) for the period to be appropriated9905€-462€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€44k▲
Profit (loss) brought forward from the previous period14P€38k€37k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 78 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 181 days late
2021
31-12
Financial
Weakest financial yearnet €-14k ▼123%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2020
31-12
Financial
Highest result since 2018net €58k ▲1412%
Operating result €75k, net result €58k, both a record.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin 414020 LiègeGround area
765 m²
Building footprint
143 m²
Volume, LiDAR
299 m³
2 parcels, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BELGOBRI
since 20152.246.607.201
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62020A0478/00X004 | Wallonia | 690 m² | 1 · 85 m² | 5.1 m · 1 fl. |
| 62020A0478/00Y004 | Wallonia | 75 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-07-2015
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.