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DACMAN

Active Private limited companyfounded 2014active for 11 yearsMechelsesteenweg 206, 2500 LierKBO/BCE: BE 0506.827.671

Lifetime

11 annual accounts with figures on one time axis
peak €292,603 (2023)
€210,955▼ 23.0%
lowest -€2,824 (2022)
€33,141▼ 39.6%
peak €194,625 (2025)
€194,625▲ 8.6%
€712,457▼ 2.4%
peak 1.1 FTE (2020)
-not published
Board2 names since 2021
2 directorsVan Herck Stef and 1 other
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €274,140 to €210,955Result from €54,872 to €33,141Legal-form change · Resignations & appointments 17-02Dividend €17,647Cash from €84,602 to €49,809

Key points

from the 2025 annual accounts

Equity

€194,625 ▲ 8.6%
179,1312024+33,141Profit-17,647Dividend194,6252025

DACMAN paid out €17,647 in dividends. That is 53% of the 2025 profit.

Turnover

≈ €690,000 estimated

The micro format states no turnover.

Debts

€712,457 78% of the balance sheet
Financial debts 82%Suppliers 5%Taxes and wages 1%Other 12%

Of this, €126,961 falls due within a year.

Staff

1 employees on 31-12-2025
112021312022342023342024112025

In 2025, 1 person joined and 1 left.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 3 to 29 days before the end of the period.

Position in the sector

€194,625

More equity than 83% of companies in specialised construction. Sector median €57,703 · 35,137 companies.

Checked score

88
Excellent
Financially stronger than 40% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

46+1equity 21.3% of total assets
54-7short-term debt 13.9% · cash 5.5%
66-10return on assets 3.6%

Score breakdown

raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €913,771
Figures for financial year 2025 (filed on 02-07-2026)
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 23% of them on solvency, 50% on liquidity, 32% on profitability and 53% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as DACMAN has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DACMAN itself is lower: 0.2% within 12 months. It rests on far more data about DACMAN than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for DACMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.82 (1.17 in 2024), below 1. Short-term debt is 13.9% and cash 5.5% of total assets. 78.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €913,771
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed on 02-07-2026)
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 35125 sector peers (2025).
NBB · sector comparison
Position among 35125 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
16 days early
2023
22 days early
2022
4 days early
2021
3 days early
2020
19 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VH
Van Herck Stef
Director
VL
Van Loocke Jurgen
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0506827671
Legal-form change · Resignations & appointments “Alle mogelijke advies- en/of dienstenfuncties; Alle mogelijke activiteiten die verband houden met het verlenen…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 13-01-2025 · Gazette deed
First establishment Mechelsesteenweg 206, Lier
Incorporation published on 24-12-2014 · Gazette deed
All 20 events

Comparable companies

same main activity, similar in size and age
Company
DACMAN Lier €913,771 €210,955 21.3% -
LS ROOF Kortrijk €910,658 €220,653 62.6% 2.9
Charles Cowez Toitures Ham-sur-Heure-Nalinnes €789,099 €200,787 23.0% 2.6
Dehertoghe Aarschot €888,250 €169,592 21.3% -
DAKWERKEN VE-TB Heist-op-den-Berg €989,677 €263,459 12.0% -
Dak- & Zinkwerken Dennis van Laerhoven Essen €853,116 €207,596 76.8% -
Optimus Dakwerken Ranst €666,895 €203,200 69.1% -

These companies have the same main activity as DACMAN: roofing work (NACE 43410). They are comparable in size and age: total assets between €667,000 and €990,000, founded between 2011 and 2016.

Official details

Source: KBO
Status
Active since 11-12-2014Normal situation
Activity
Roofing workNACE 43410and 4 others
Establishment unit
2.238.223.5302500 Lier, since 15-12-2014
Financial year end
31 December
Peppol
Reachable since 07-06-2025
Company details

Annual accounts 2025

€913,771▲ 0.6%
Employeeson 31-12-2025
1=
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on DACMAN

DACMAN files the micro format. That format states no turnover. The gross margin rose from €32,336 in 2015 to €210,955 in 2025.

The balance sheet grew most from 2018 to 2020 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DACMAN

What is the company number of DACMAN?
The company number of DACMAN is 0506.827.671. The VAT number is the same number with BE in front: BE 0506.827.671.
Where is DACMAN based?
The registered office is at Mechelsesteenweg 206, 2500 Lier.Company details
What does DACMAN do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of DACMAN?
DACMAN is a private limited company (BV).
When was DACMAN founded?
DACMAN was founded on 11-12-2014.
Is DACMAN still active?
Yes, DACMAN is an active enterprise in the KBO register.
How many employees does DACMAN have?
DACMAN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DACMAN?
The turnover in financial year 2025 is ≈ €690,000. This figure is estimated from the gross margin of €210,955 and 232 comparable companies (NACE 43). It probably lies between €530,000 and €970,000.
Is DACMAN profitable?
In financial year 2025, DACMAN made a profit of €33,141.
Where can I find the annual accounts of DACMAN?
DACMAN filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DACMAN due?
DACMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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