Checked.be
Active
BE 0728.617.874Private limited company
DACHDECKEREI SCHWALL
Steinborn,Emmels 21 ·4780 Sankt Vith, Belgium· 7 yrs active
Sector: Roofing work
(43410)
Conclusion
The computed 12-month bankruptcy probability of DACHDECKEREI SCHWALL is 5.5% (elevated). The 2022 annual accounts show equity of €22k and a net result of €-8k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €22k |
| Net result | €-8k |
| Active | 7 yrs |
| Locations | 1 |
Financial profile
59
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
62
Profitability
0
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
62
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
78
2021
62
2022
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 6.80 (≥ 1.5)
+10
Quick ratio
Quick ratio 6.80 (≥ 1.0)
+5
Leverage
Debt/equity 0.17 (< 1.0)
+10
Profitability
Negatieve ROE -35%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview
Annual accounts filed on 06-10-2023 with the NBB · fiscal year 2022 · unclassified schema
€-8k
-
21-22
€26k
-62.9%
21-22
€22k
-25.9%
21-22
€22k
-33.0%
21-22
1
-
21-22
€-501
-
21-22
€2k
-
21-22
€4k
-90.5%
21-22
€4k
-89.6%
21-22
€3k
-
21-22
6.80
+258.5%
21-22
6.80
+258.5%
21-22
85.3%
+99.4%
21-22
0.17
-87.1%
21-22
-35.0%
-
21-22
-29.9%
-
21-22
Figures by fiscal year and ratios
| Fiscal year | 2022 | 2021 |
|---|---|---|
| Deposit | unclassified schema | unclassified schema |
| Revenue | - | - |
| EBITDA | - | - |
| Net profit | €-8k | €5k |
| Cash flow | - | - |
| Staff costs | €-501 | €38k |
| Income taxes | - | €2k |
| Dividends | - | - |
| Total assets | €26k | €71k |
| Equity | €22k | €30k |
| Debt | €4k | €40k |
| of which ≤ 1y | €4k | €37k |
| of which > 1y | - | €3k |
| Working capital | €22k | €33k |
| Employees (FTE) | - | 0.8 |
Ratios (computed)
| 2022 | 2021 | |
|---|---|---|
| Current ratio | 6.80 | 1.90 |
| Quick ratio | 6.80 | 1.90 |
| Working capital ratio | 85.3% | 47.3% |
| Solvency | 85.3% | 42.8% |
| Debt / equity | 0.17 | 1.34 |
| Long-term debt ratio | - | 0.10 |
| Interest coverage | - | - |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | -29.9% | 6.9% |
| ROE | -35.0% | 16.2% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2022
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 | 2021 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €26k | €71k |
| Current assets | 29/58 | €26k | €71k |
| Amounts receivable within one year | 40/41 | €24k | €15k |
| Cash & bank | 54/58 | €2k | €55k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €26k | €71k |
| Equity | 10/15 | €22k | €30k |
| Contributions / capital | 10/11 | €8k | €8k |
| Reserves | 13 | €5k | €5k |
| Accumulated profits (losses) | 14 | €9k | €17k |
| Amounts payable | 17/49 | €4k | €40k |
| Amounts payable after one year | 17 | - | €3k |
| Amounts payable within one year | 42/48 | €4k | €37k |
| Trade debts payable within one year | 44 | €2k | €10k |
| Income statement | |||
| Gross operating margin | 9900 | €-7k | €61k |
| Operating result | 9901 | €-8k | €7k |
| Financial income | 75 | €2 | €1k |
| Financial charges | 65 | €264 | €1k |
| Result before taxes | 9903 | €-8k | €7k |
| Income taxes | 67/77 | - | €2k |
| Net result for the period | 9904 | €-8k | €5k |
| Result to be appropriated | 9905 | €-8k | €5k |
Legal Structure
| NACE primary | Roofing work(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 18-06-2019 |
| Status | Active |
| Postal code | 4780 |
Establishment units
Dachdeckerei Schwall
since 20192.290.232.059
Updates
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 67 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 6.80
Current ratio from 1.90 to 6.80; short-term debt falls from €37k to €4k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 78 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Roofing work43410Joinery installation43320Wholesale of construction materials, general range46831Retail sale of hardware, building materials, paint and glass (general range)47521
Names & trade names
| Legal nameDE | DACHDECKEREI SCHWALL |
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