Skip to content

DABO

Active Private limited company (pre-2019)founded 1994active for 32 yearsWolfsvennen 25, 2490 BalenKBO/BCE: BE 0452.374.445

Lifetime

20 annual accounts with figures on one time axis, 32 filings since 1995
peak €74,797 (2022)
€17,806▲ 160%
lowest -€25,437 (2026)
-€25,437▼ €15,971
peak €59,480 (2023)
€20,797▼ 55.0%
€58,973▲ 49.8%
peak 1.8 FTE (2012)
-not published
Board3 names since 2019
2 directorsDammen André and 1 other
Documentsfilings and deeds
07-09-2026146 days before the deadline
2026micro format
Gross margin from €6,861 to €17,806Loss of €25,437Registered office moved from Mol to Balen 29-06Equity from €46,234 to €20,797Debts from €39,362 to €58,973Cash from €12,551 to €2,682

Key points

from the 2026 annual accounts

Equity

€20,797 from €59,480 in 2023

Equity fell by 65% in 3 years.

Losses

-€34,903 in two years
-9,4662025-25,4372026

The 2025 and 2026 financial years closed with a loss. 2026 was the heaviest.

Debts

€58,973 74% of the balance sheet
Suppliers 7%Taxes and wages 22%Other 71%

Of this, €57,837 falls due within a year.

Liquidity

0.85 was 1.43 in 2025

Short-term debts rose from €35,131 to €57,837.

Filings

32 annual accounts since 1995
deadline200020102020

The last five annual accounts were filed 68 to 147 days before the end of the period.

Position in the sector

-€25,437

Lower net result than 95% of companies in construction of buildings. Sector median €13,148 · 349 companies.

Checked score

49
Fair
Financially stronger than 15% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025lowest value 08-2025: 0.5%● unchanged vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.7 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 2.9%▲ +1.6 percentage points vs 09-2026highest value 11-2026: 2.9%● unchanged vs 10-2026highest value

Financial strength
Weak

51-28equity 26.1% of total assets
15-34short-term debt 72.5% · cash 3.4%
0-26return on assets -31.9%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
1 change of registered office in 24 months
Loss of €25,437, the second in a row (financial year 2026)
Liquidity: current ratio 0.85, cash €2,682, halved
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 33% of them on solvency, 13% on liquidity, 5% on profitability and 10% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2026.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,221 companies had the same profile as DABO has now. Each dot stands for 4 companies, two years later.

88.6%
were still trading
7.4%
stopped another way
3.8%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DABO itself: 2.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,221 companies, not a prediction for DABO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity is insufficient, with a current ratio of 0.85 (1.43 in 2025), below 1. Short-term debt is 72.5% and cash 3.4% of total assets. 73.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €25,437, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.85, cash €2,682, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€25,437
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 349 sector peers (2026).
NBB · sector comparison
Position among 349 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 07-09-2026, 146 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
146 days early
2025
145 days early
2024
143 days early
2023
68 days early
2022
147 days early
2021
94 days early
2020
146 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 127 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 8 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DS
Director, since 01-04-2025
DA
Dammen André
Director
Board & ownership

Recent changes

Registered office moved from Mol to Balen New registered office: Wolfsvennen 25 te 2490 Balen · Previous registered office: Beukenhoflaan 2 te 2400 Mol · General meeting of 01-06-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0452374445
Appointment: Dammen Sarah (director) General meeting of 21-03-2025 · Gazette deed
Resignation: Dammen Yannick (director) Director discharge: Dammen Yannick · General meeting of 30-06-2020 · Gazette deed
All 47 events

Comparable companies

same main activity, similar in size and age
Company
DABO Balen €79,770 €17,806 26.1% -
JPROTEX Bornem €72,059 €16,911 90.3% -
Karwei en Bouwwerken GOYVAERTS Lint €79,932 €19,998 -147.2% -
S.C.L. Construct Antoing €78,896 €18,540 -21.7% -
Entreprise de construction Warnant Profondeville €79,432 €16,491 17.6% -
JUNIOR CONTRACTORS Brakel €66,591 €17,462 41.7% -
CREA + Assesse €96,807 €17,517 78.8% -

These companies have the same main activity as DABO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €66,600 and €96,800, founded between 1990 and 1998.

Official details

Source: KBO
Status
Active since 30-03-1994Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 30-06-2026
Establishment unit
2.066.715.8502490 Balen, since 06-05-1994
Financial year end
30 June
Peppol
Reachable since 07-01-2026
Company details

Annual accounts to 30-06-2026

≈ €220,000estimated
€79,770▼ 6.8%
Employeeson 30-06-2026
1=
Filing
Filed on 07-09-2026, 146 days before the end of the filing period
Financials

Insights on DABO

DABO files the micro format. That format states no turnover. The gross margin rose from €13,901 in 2007 to €17,806 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DABO

What is the company number of DABO?
The company number of DABO is 0452.374.445. The VAT number is the same number with BE in front: BE 0452.374.445.
Where is DABO based?
The registered office is at Wolfsvennen 25, 2490 Balen.Company details
What does DABO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DABO?
DABO is a private limited company (pre-2019) (BVBA).
When was DABO founded?
DABO was founded on 30-03-1994.
Is DABO still active?
Yes, DABO is an active enterprise in the KBO register.
How many employees does DABO have?
DABO had an average of 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does DABO fall under?
In its 30-06-2026 annual accounts, DABO states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of DABO?
The turnover in financial year 2026 is ≈ €220,000. This figure is estimated from the gross margin of €17,806 and 263 comparable companies (NACE 41001). It probably lies between €110,000 and €390,000. It is a rough estimate.
Is DABO profitable?
In financial year 2026, DABO made a loss of €25,437.
Where can I find the annual accounts of DABO?
DABO filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of DABO due?
DABO must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.