Daanamit · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Daanamit is 0.2% (very low). The 2025 annual accounts show equity of €19k and a net result of €38k. Equity is shrinking by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 2768 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2768 sector peers (2025).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 8 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	28-01-2026	3 d early	2026-00016077
30-06-2024	31-01-2025	27-01-2025	4 d early	2025-00010701
30-06-2023	31-01-2024	22-01-2024	9 d early	2024-00006832
30-06-2022	31-01-2023	26-01-2023	5 d early	2023-00004579
30-06-2021	31-01-2022	20-12-2021	42 d early	2021-81300449
30-06-2020	31-01-2021	14-12-2020	48 d early	2020-75400559
30-06-2019	31-01-2020	21-01-2020	10 d early	2020-02100332
30-06-2018	31-01-2019	23-01-2019	8 d early	2019-01900429

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€38k+258.1%

Working capital€-29k-165.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Net result: declining trend of ~2.6%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	14.6%	62.1%	better than 22% of 2768 sector peers
Net result	€38k	€39k	better than 49% of 2770 sector peers
Equity	€19k	€62k	better than 28% of 2769 sector peers
Gross operating margin	€58k	€62k	better than 46% of 2770 sector peers
Total assets	€128k	€121k	better than 53% of 2770 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P22

Weakening position over 2020-2025 · n=655-7351

Net result P49

Weakening position over 2020-2025 · n=652-7348

Equity P28

Weakening position over 2020-2025 · n=656-7353

Gross operating margin P46

Stable position over 2020-2025 · n=651-7342

Describes the position versus peers, not a forecast.

EBITDA

€57k

+192.9% 19-25

Net profit

€38k

+258.1% 19-25

Cash flow

€46k

+185.2% 19-25

Total assets

€128k

+35.1% 19-25

Equity

€19k

0.0% 19-25

Working capital

€-29k

-165.5% 19-25

Employees (FTE)

0

- 19-25

Income taxes

€10k

+212.9% 19-25

Show 11 other metrics

Dividends

€38k

-18.2% 19-25

Debt

€109k

+43.8% 19-25

Debt ≤ 1y

€73k

-3.8% 19-25

Debt > 1y

€36k

- 19-25

Current ratio

0.61

-29.1% 19-25

Quick ratio

0.61

-29.1% 19-25

Solvency

14.6%

-26.0% 19-25

Debt / equity

5.86

+43.8% 19-25

ROE

203.3%

+258.1% 19-25

ROA

29.6%

+165.0% 19-25

Interest coverage

31.32

+85.8% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€57k
Net profit	€38k
Cash flow	€46k
Staff costs	-
Income taxes	€10k
Dividends	€38k
Total assets	€128k
Equity	€19k
Debt	€109k
of which ≤ 1y	€73k
of which > 1y	€36k
Working capital	€-29k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.61
Quick ratio	0.61
Working capital ratio	-22.4%
Solvency	14.6%
Debt / equity	5.86
Long-term debt ratio	1.94
Interest coverage	31.32
Gross margin	-
Net margin	-
ROA	29.6%
ROE	203.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €83k · 65.2% Current assets €44k · 34.8%

Equity & liabilities

Equity €19k · 14.6% Debt €109k · 85.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€128k
Fixed assets	21/28	€83k
Tangible fixed assets	22/27	€83k
Current assets	29/58	€44k
Amounts receivable within one year	40/41	€20k
Investments	50/53	€4k
Cash & bank	54/58	€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€128k
Equity	10/15	€19k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€109k
Amounts payable after one year	17	€36k
Amounts payable within one year	42/48	€73k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€58k
Operating result	9901	€49k
Financial income	75	€1k
Financial charges	65	€2k
Result before taxes	9903	€48k
Income taxes	67/77	€10k
Net result for the period	9904	€38k
Result to be appropriated	9905	€38k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

53 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gaversesteenweg 3509820 Merelbeke-Melle

Establishment units

1 location

Daanamit

Gaversesteenweg 350, 9820 Merelbeke-MelleOntwerpen en programmeren van computerprogramma's

since 20172.266.422.321

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,454 m²

Buildings1

Building footprint161 m²

Volume (LiDAR)781 m³

Tallest building8.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44412B1014/00E002	Flanders	1,454 m²	1 · 161 m²	8.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.