Equity
€103,923 ▲ 58.9%
DAAD paid out €1,666 in dividends. That is 4% of the 2025 profit.
DAAD
Overview
Lifetime
2 annual accounts with figures on one time axispeak €89,216 (2024)
€58,973▼ 33.9%
peak €66,070 (2024)
€40,184▼ 39.2%
peak €103,923 (2025)
€103,923▲ 58.9%
€22,282▼ 42.9%
Board1 name since 2023
1 directorD'HONDT Alexis
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €89,216 to €58,973Result from €66,070 to €40,184Dividend €1,666Equity from €65,404 to €103,923Debts from €39,021 to €22,282
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Liquidity
5.91 was 3.01 in 2024
Short-term debts fell from €34,296 to €21,305.
2025 accounts filed 31 days after the deadline
Checked score
97
Excellent
Financially stronger than 78% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.7 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 5.91, cash €39,713
Equity €103,923 (82.3% of total assets)
Figures for financial year 2025 (filed on 02-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 68% on liquidity, 80% on profitability and 82% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DAAD has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DAAD itself is lower: < 0.1% within 12 months. It rests on far more data about DAAD than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DAAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.91 (3.01 in 2024), above the usual 1.5. Short-term debt is 16.9% and cash 31.5% of total assets. 17.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797737797
Incorporation
Founder: D'HONDT Alexis · Appointment: D'HONDT Alexis (director) · 100 shares · published on 31-01-2023 · Gazette deed
First establishment
Zeger van Malestraat 22, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DAAD Bruges | €126,204 | €58,973 | 82.3% | - |
| Perfect Imperfect Bruges | €126,834 | €47,504 | 61.5% | - |
| Centre Pluridisciplinaire de l'Image Anderlues | €122,593 | €67,502 | 84.0% | - |
| Céline Van Nieuwenborgh Jodoigne | €138,060 | €64,638 | 93.8% | - |
| STEIMES NATHALIE Liège | €115,639 | €48,965 | 55.1% | - |
| VIKAS België Bruges | €83,143 | €49,212 | -13.6% | 1 |
| Physio Telukov Kortrijk | €102,673 | €50,999 | 92.7% | - |
These companies have the same main activity as DAAD: psychology services (NACE 86931). They are comparable in size and age: total assets between €83,100 and €138,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-01-2023Normal situation
- Activity
- Psychology servicesNACE 86931
- Establishment unit
- 2.341.374.2218000 Bruges, since 27-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €58,973▼ 33.9%
- €40,184▼ 39.2%
- €103,923▲ 58.9%
- €126,204▲ 20.9%
- Filing
- Filed on 31-08-2026
Insights on DAAD
DAAD has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,923 and a net result of €40,184.
Its solvency ranks better than 73% of 20,767 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€58,973
▼ 33.9%
€57,107
▼ 32.7%
€40,184
▼ 39.2%
€104,620
▲ 51.5%
82.3%
▲ 19.7 percentage points
5.91
▲ 2.90
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €110,000 and €240,000.
Amounts without an identifiable currency are taken as euros.
Balance sheet
balance sheet total €126,204 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
82.3%
Higher than 73% of 20,767 companies in 2025.
5.91
Higher than 73% of 20,341 companies in 2025.
31.8%
Higher than 67% of 20,623 companies in 2025.
DAAD
Middle half of the sector
80% of the sector
Micro accounts in human health (NACE 86)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
126,204 | 104,425 | |
21/28 |
279 | 1,072 | |
22/27 |
279 | 1,072 | |
24 |
279 | 1,072 | |
29/58 |
125,925 | 103,353 | |
40/41 |
86,212 | 63,494 | |
40 |
86,081 | 63,494 | |
41 |
131 | - | |
54/58 |
39,713 | 39,859 | |
| Balance sheet: equity and liabilities | |||
10/49 |
126,204 | 104,425 | |
10/15 |
103,923 | 65,404 | |
10/11 |
1,000 | 1,000 | |
13 |
102,923 | 64,404 | |
133 |
102,923 | 64,404 | |
17/49 |
22,282 | 39,021 | |
42/48 |
21,305 | 34,296 | |
44 |
980 | 2,055 | |
440/4 |
980 | 2,055 | |
45 |
5,382 | 18,736 | |
450/3 |
5,382 | 18,736 | |
47/48 |
14,943 | 13,504 | |
492/3 |
976 | 4,725 | |
| Income statement | |||
9900 |
58,973 | 89,216 | |
630 |
792 | 3,329 | |
640/8 |
1,073 | 1,002 | |
9901 |
57,107 | 84,885 | |
75/76B |
- | 300 | |
75 |
- | 300 | |
65/66B |
1,541 | 379 | |
65 |
1,541 | 379 | |
9903 |
55,566 | 84,806 | |
67/77 |
15,382 | 18,736 | |
9904 |
40,184 | 66,070 | |
9905 |
40,184 | 66,070 | |
| Appropriation of the result | |||
9906 |
40,184 | 66,070 | |
691/2 |
38,518 | 64,404 | |
6921 |
38,518 | 64,404 | |
694/7 |
1,666 | 1,666 | |
694 |
1,666 | 1,666 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00485204.
Subsidies and aid
Flemish government 2023 to 2024, 2 entries, €1,170 awarded, €1,170 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €585 | €585 |
| 2023 | 1 | €585 | €585 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 57,899 | 88,214 | ||
| 40,977 | 69,399 | ||
| 0 | 2,377 | ||
| -146 | - | ||
| 104,620 | 69,057 | ||
| 82.3% | 62.6% | ||
| 5.91 | 3.01 | ||
| 0.21 | 0.60 | ||
| 38.7% | 101.0% | ||
| 31.8% | 63.3% | ||
| 37.58 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,377 |
| €792 | €3,329 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DAAD
The operating result for 2025 is 33% lower than in 2024.
Debt's share of the balance-sheet total falls from 37.4% to 17.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
since 27-01-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “*Op de zetel van de vennootschap wordt een register gehouden voor elke categorie van effecten op naam die de vennootschap heeft uitgegeven…”deed of 31-01-2023
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €1,039 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 31-01-2023 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 10:00
Founder
At incorporation
deed of 31-01-2023 ↗
- D'HONDT Alexis sole founder · 100% at incorporation
Network & group
No group
DAAD has no parent and no holdings in its annual accounts. D'HONDT Alexis is the only director.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
VIKAS België
via D'HONDT Alexis · Director · deed of 21-03-2023
Founded in 2023 · 1 FTE (2025) · negative equity
→
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797737797
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Equity above €100,000 equity €103,923 ▲58.9% With a profit in every financial year since 2024, equity grows to €103,923.
Annual accounts 2024 filed PDFmicro format · 26 days late
2023
IncorporationFounder: D'HONDT Alexis · Appointment: D'HONDT Alexis (director) · 100 shares · published on 31-01-20233 points ▸
- Founder, D'HONDT Alexis
- 100 shares
- Director appointment, D'HONDT Alexis
- The deed holds 1 more point.
First establishment Zeger van Malestraat 22, Bruges
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
DAAD was incorporated on 27 January 2023 as a private limited company by one natural person.12 Since 2023, D'HONDT Alexis has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0797.737.797
- VAT number
- BE 0797.737.797
- Peppol ID
- 0208:0797737797
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-01-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of June at 10:00deed of 31-01-2023 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DAAD in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Zeger van Malestraat 22, 8000 Brugge”deed of 31-01-2023 (in Dutch)
Activities
NACEBEL 202586931
Psychology services main activity
Codes under NACEBEL 2008
86904
Human health activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitoefenen van activiteiten als psycholoog; Het aanleggen,de samenstelling en het beheer van een onroerend vermogen,alle verrichtingen…”deed of 31-01-2023 (in Dutch)
11 activities
- Het uitoefenen van activiteiten als psycholoog
- Het aanleggen,de samenstelling en het beheer van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verfraaien,uitrusten,aanpassen,verbeteren,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met deze activiteiten in verband staan en die van aard zijn de uitbreiding en de opbrengst van de onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen
- Het verwerven en huren met het oog op het verhuren en onderverhuren van roerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,participaties,aandelenopties,obligaties,kasbonnen,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm,het zich borg stellen of aval verlenen,in de meest ruime zin,alle handelsoperaties en financiële operaties verrichten
- De investering,de onderschrijving,de vaste opname,de plaatsing,de koop,de verkoop en de verhandeling van aandelen,delen,obligaties,kredieten,gelden en andere roerende waarden uitgegeven door Belgische of buitenlandse ondernemingen die al dan niet de rechtsvorm hebben van een vennootschap,een instelling of vereniging en die al dan niet een (semi-) openbaar instituut hebben
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten vennootschappen en rechtspersonen,het stimuleren van,de planning van,de coördinatie van,de ontwikkeling van,de investering in en het verlenen van financiële en andere bijstand aan rechtspersonen en ondernemingen waarin zij al dan niet een participatie aanhoudt
- Het verlenen van adviezen en het verstrekken van prestaties op financieel,technisch,juridisch,logistiek,commercieel of administratief vlak;het stimuleren,plannen en coördineren van de ontwikkeling van andere rechtspersonen of ondernemingen
- Het beheer van de investeringen en de deelnemingen in dochtervennootschappen,het uitoefenen van mandaten,het verstrekken van advies,management en andere diensten van dezelfde aard;deze diensten kunnen zowel op contractuele als op statutaire basis worden verstrekt,zowel als extern adviseur als in hoedanigheid van orgaan
- Het waarnemen van bestuursopdrachten en -mandaten,het uitoefenen van opdrachten en functies;de vennootschap mag functies van bestuurder,of vereffenaar van andere vennootschappen uitoefenen,mits naleving van artikel 2:55 WVV
- Het maken van alle kosten en het doen van alle investeringen ten behoeve van het bezoldigen van de bestuurders en de werkende aandeelhouders in geld of in natura
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Zeger van Malestraat 22 registered office 8000 Bruges | 27-01-2023 | 2.341.374.221 |
Buildings and parcels at the address
- Ground area
- 95 m²
- Buildings
- 72 m²
- Volume, LiDAR
- 435 m³
- Tallest building
- 10.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31808M0513/07R003 | 94 m² | 1 · 72 m² | 10.9 m · 2 |
Contact
E-mail
psycholoogdhondt@gmail.com
Phone
+32 478 02 07 34