Equity
€103,923 ▲ 58.9%
DAAD paid out €1,666 in dividends. That is 4% of the 2025 profit.
DAAD
Lifetime
2 annual accounts with figures on one time axispeak €89,216 (2024)
€58,973▼ 33.9%
peak €66,070 (2024)
€40,184▼ 39.2%
peak €103,923 (2025)
€103,923▲ 58.9%
€22,282▼ 42.9%
Board1 name since 2023
1 directorD'HONDT Alexis
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €89,216 to €58,973Result from €66,070 to €40,184Dividend €1,666Equity from €65,404 to €103,923Debts from €39,021 to €22,282
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Liquidity
5.91 was 3.01 in 2024
Short-term debts fell from €34,296 to €21,305.
2025 accounts filed 31 days after the deadline
Checked score
97
Excellent
Financially stronger than 78% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.7 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 5.91, cash €39,713
Equity €103,923 (82.3% of total assets)
Figures for financial year 2025 (filed on 02-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 68% on liquidity, 80% on profitability and 82% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DAAD has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DAAD itself is lower: < 0.1% within 12 months. It rests on far more data about DAAD than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DAAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.91 (3.01 in 2024), above the usual 1.5. Short-term debt is 16.9% and cash 31.5% of total assets. 17.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797737797
Incorporation
Founder: D'HONDT Alexis · Appointment: D'HONDT Alexis (director) · 100 shares · published on 31-01-2023 · Gazette deed
First establishment
Zeger van Malestraat 22, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DAAD Bruges | €126,204 | €58,973 | 82.3% | - |
| Perfect Imperfect Bruges | €126,834 | €47,504 | 61.5% | - |
| Centre Pluridisciplinaire de l'Image Anderlues | €122,593 | €67,502 | 84.0% | - |
| Céline Van Nieuwenborgh Jodoigne | €138,060 | €64,638 | 93.8% | - |
| STEIMES NATHALIE Liège | €115,639 | €48,965 | 55.1% | - |
| VIKAS België Bruges | €83,143 | €49,212 | -13.6% | 1 |
| Physio Telukov Kortrijk | €102,673 | €50,999 | 92.7% | - |
These companies have the same main activity as DAAD: psychology services (NACE 86931). They are comparable in size and age: total assets between €83,100 and €138,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-01-2023Normal situation
- Activity
- Psychology servicesNACE 86931
- Establishment unit
- 2.341.374.2218000 Bruges, since 27-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on DAAD
DAAD has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,923 and a net result of €40,184.
Its solvency ranks better than 73% of 20,767 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DAAD
- What is the company number of DAAD?
- The company number of DAAD is 0797.737.797. The VAT number is the same number with BE in front: BE 0797.737.797.
- Where is DAAD based?
- The registered office is at Zeger van Malestraat 22, 8000 Bruges.Company details
- What does DAAD do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of DAAD?
- DAAD is a private limited company (BV).
- When was DAAD founded?
- DAAD was founded on 27-01-2023.
- Is DAAD still active?
- Yes, DAAD is an active enterprise in the KBO register.
- What is the turnover of DAAD?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €58,973 and 33 comparable companies (NACE 869). It probably lies between €110,000 and €240,000.Financials
- Is DAAD profitable?
- In financial year 2025, DAAD made a profit of €40,184.
- Where can I find the annual accounts of DAAD?
- DAAD filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DAAD due?
- DAAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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