Skip to content

DA NONNA PEPPA

Active
Private limited companyfounded 20197 yrs activeAllée des Chênes(GER) 13, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0733.854.587

The computed 12-month bankruptcy probability of DA NONNA PEPPA is 3.7% (moderate). The 2024 annual accounts show equity of €111k and a net result of €22k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 1762 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-6
Solvency100=
Growth56=
Track record100
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 37.18 against 9.82 in 2023; short-term debt: 2.7% and cash: 39.6% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-02-2026, 201 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
201 d late
2023
19 d late
2022
29 d late
2021
58 d late
2020
117 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€18k▼ 6.1%
2021 · €19k
2021: €19k
2021 → 2022
EBIT margin
91.2%▲ 56.0pp
2021 · 35.1%
2021: 35.1%
2021 → 2022
Net result
€22k▼ 7.1%
2023 · €23k
2020: €16k 2021: €3k 2022: €30k 2023: €23k
2020 → 2024
Working capital
€109k▲ 37.5%
2023 · €79k
2020: €16k 2021: €9k 2022: €48k 2023: €79k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€19k€18k▼ 6.1%
Equity€33k-€36k▲ 9.0%€66k▲ 85.1%€89k▲ 35.2%€111k▲ 24.2%
Operating result€6k-€7k▲ 17.2%€16k▲ 144%€27k▲ 64.8%€32k▲ 20.1%
Net result€16k-€3k▼ 81.9%€30k▲ 936%€23k▼ 23.4%€22k▼ 7.1%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €6k€6kNet result 2020: €16k€16kOperating result 2021: €7k€7kNet result 2021: €3k€3kOperating result 2022: €16k€16kNet result 2022: €30k€30kOperating result 2023: €27k€27kNet result 2023: €23k€23kOperating result 2024: €32k€32kNet result 2024: €22k€22k20202021202220232024
The operating result has risen four years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets €1k▼ 84.7%
Current assets €112k▲ 26.9%
Equity and liabilities €114k
Equity €111k▲ 24.2%
Debt €3k▼ 66.5%
The debt ratio falls from 9.2% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€40k
2023 · €35k
Cash flow
€30k
2023 · €31k
Solvency
97.3%
2023 · 90.8%
Current ratio
37.18
2023 · 9.82
Quick ratio
36.49
2023 · 9.49
Debt / equity
0.03
2023 · 0.10
ROE
19.5%
2023 · 26.0%
ROA
19.0%
2023 · 23.6%
Interest coverage
23.11
2023 · 12.85
Debt
€3k
2023 · €9k
Debt ≤ 1 year
€3k
2023 · €9k
Income taxes
€7k
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€98k€114k
Fixed assets21/28€10k€1k
Tangible fixed assets22/27€10k€1k
Plant, machinery and equipment23€3k-
Furniture and vehicles24€7k€1k
Current assets29/58€88k€112k
Stocks and contracts in progress3€3k€2k
Stocks30/36€3k€2k
Amounts receivable within one year40/41€62k€65k
Trade receivables40€8k€8k
Other amounts receivable41€54k€57k
Cash at bank and in hand54/58€24k€45k
Equity and liabilities
Total equity and liabilities10/49€98k€114k
Equity10/15€89k€111k
Contributions10/11€17k€67k
Reserves13€810€810=
Non-distributable reserves130/1€810€810=
Reserves not available under the articles1311€810€810=
Profit (loss) carried forward14€72k€43k
Amounts payable17/49€9k€3k
Amounts payable within one year42/48€9k€3k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Taxes, remuneration and social security45€6k€2k
Taxes450/3€6k-
Remuneration and social security454/9-€2k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€34k€70k
Non-recurring operating charges66A€2k-
Gross operating margin9900€70k€111k
Operating profit (loss)9901€27k€32k
Financial income75/76B€6k-
Recurring financial income75€6k-
Non-recurring financial income76B€6k-
Financial charges65/66B€5k€4k
Recurring financial charges65€3k€2k
Non-recurring financial charges66B€3k€2k
Profit (loss) for the period before taxes9903€27k€29k
Income taxes67/77€4k€7k
Profit (loss) for the period9904€23k€22k
Profit (loss) for the period to be appropriated9905€23k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€72k€43k
Profit (loss) brought forward from the previous period14P€49k€22k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
17-02
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 201 days late
2024
31-12
Financial Liquidity quadruplescurrent ratio 37.18
Current ratio from 9.82 to 37.18; short-term debt falls from €9k to €3k.
31-12
Financial Equity above €100kEq €111k ▲24.2%
5 profitable years in a row build equity to €111k.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
31-12
Financial Liquidity doublescurrent ratio 9.82
Current ratio from 4.86 to 9.82; short-term debt falls from €12k to €9k.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial Highest result since 2020net €30k ▲936%
Net result €30k, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 4.86
Current ratio from 1.65 to 4.86; short-term debt falls from €14k to €12k.
27-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 58 days late
2021
31-12
Financial Weakest financial yearnet €3k ▼81.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
25-11
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 117 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée des Chênes(GER) 136280 Gerpinnes
Ground area
1,079 m²
Building footprint
297 m²
Volume, LiDAR
2,867 m³
2 parcels, Wallonia · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DA NONNA PEPPA
Place du Manège 1, 6000 CharleroiFull-service restaurants
since 20192.293.450.083
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52025A0313/00P049 Wallonia 905 m² 1 · 171 m² 15.1 m · 2 fl.
52011B0240/02X000 Wallonia 174 m² 1 · 126 m² 16.0 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.293.450.083
1 permission
Toelating · Eetgelegenheid · since 12-10-2022

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,451 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-09-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.