D4 ANALYTICS
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
D4 ANALYTICS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,224 and a net result of €71,207. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 01-02-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Eugène Demolderlaan 60, 1030 Schaarbeek
- Activity
- “Gestion journalière de sociétés” (deed in French)From the articles, 153 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.355.112.686 1030 Schaarbeek, since 01-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 29-04-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €90,569
- ▲ 48.6%
- Turnover
- ≈ €270,000
- estimated
- Profit
- €71,207
- ▲ 48.3%
- Equity
- €122,224
- ▲ 140%
- Total assets
- €150,576
- ▲ 115%
Why 95raises riskFounded in 2024lowers riskLiquidity: current ratio 5.18, cash €116,136Size: total assets €150,576Equity €122,224 (81.2% of total assets)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 85% on liquidity, 90% on profitability and 95% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 33 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 29-06-2026
- Format
- micro format
- Reference
- 2026-00216418
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 49% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,016 | €1,448 | ▲ 42.5% |
| Gross operating margin9900 | €60,932 | €90,569 | ▲ 48.6% |
| Operating profit (loss)9901 | €59,915 | €89,121 | ▲ 48.7% |
| Financial charges65/66B | €1 | €99 | ▲ 97× |
| Recurring financial charges65 | €1 | €99 | ▲ 97× |
| Profit (loss) for the period before taxes9903 | €59,914 | €89,022 | ▲ 48.6% |
| Income taxes67/77 | €11,897 | €17,815 | ▲ 49.7% |
| Profit (loss) for the period9904 | €48,017 | €71,207 | ▲ 48.3% |
| Profit (loss) for the period to be appropriated9905 | €48,017 | €71,207 | ▲ 48.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €69,983 | €150,576 | ▲ 115% |
| Fixed assets21/28 | €5,087 | €3,639 | ▼ 28.5% |
| Tangible fixed assets22/27 | €5,031 | €3,583 | ▼ 28.8% |
| Furniture and vehicles24 | €5,031 | €3,583 | ▼ 28.8% |
| Financial fixed assets28 | €56 | €56 | = |
| Current assets29/58 | €64,896 | €146,937 | ▲ 126% |
| Amounts receivable within one year40/41 | €12,300 | €30,801 | ▲ 150% |
| Trade receivables40 | €12,300 | €28,314 | ▲ 130% |
| Other amounts receivable41 | - | €2,487 | - |
| Cash at bank and in hand54/58 | €52,108 | €116,136 | ▲ 123% |
| Deferred charges and accrued income490/1 | €488 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €69,983 | €150,576 | ▲ 115% |
| Equity10/15 | €51,017 | €122,224 | ▲ 140% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €48,000 | €118,000 | ▲ 146% |
| Distributable reserves133 | €48,000 | €118,000 | ▲ 146% |
| Profit (loss) carried forward14 | €17 | €1,224 | ▲ 70× |
| Amounts payable17/49 | €18,966 | €28,351 | ▲ 49.5% |
| Amounts payable within one year42/48 | €18,966 | €28,351 | ▲ 49.5% |
| Trade debts44 | €105 | €3 | ▼ 97.6% |
| Suppliers440/4 | €105 | €3 | ▼ 97.6% |
| Taxes, remuneration and social security45 | €18,860 | €28,349 | ▲ 50.3% |
| Taxes450/3 | €18,860 | €28,349 | ▲ 50.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €48,017 | €71,207 | ▲ 48.3% |
| + Depreciation and write-downs630 | €1,016 | €1,448 | ▲ 42.5% |
| Operating cash flow (approximation) | €49,034 | €72,655 | ▲ 48.2% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €64,028 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DEFOUR Loïc Jean Etienne Michel |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Two directors jointly
- Board ruleHow the board is made up, meets and takes decisions.
- “Tout administrateur peut mandater un autre membre du conseil par document signé (y compris signature électronique) notifié par courrier…”3 more provisions on this in the deed
- Permanent representative ruleA company that is a director names a natural person to carry out the mandate on its behalf.
- One provision in the deed
- Permanent representativeA company that is a director names a natural person to carry out the mandate on its behalf.
- One provision in the deed
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour les modifications aux statuts, décision de l'assemblée générale”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Si aucun autre liquidateur n'aurait été désigné, faculté de l'assemblée générale de désigner un ou plusieurs liquidateurs et de déterminer…”
Articles of association, deed of 05-02-2024
Owners and capital
Capital and shareholders
- DEFOUR Loïc Jean Etienne Michel 100 shares (100%) · €3,000 in cash
- 05-02-2024 Incorporation · €3,000 · 100 shares
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, Chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation”1 more provision on this in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- 2 provisions in the deed
Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Articles of association, deed of 05-02-2024 (in French)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 1 February 2024, D4 ANALYTICS was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 DEFOUR Loïc Jean Etienne Michel is administrateur non statutaire of the company, appointed in the act of 05-02-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
05-02
Gazette deed
IncorporationAppointment: DEFOUR Loïc Jean Etienne Michel (administrateur non statutaire) · Founder · Founding capital9 facts ▸
- Incorporation, 01-02-2024
- Founder, DEFOUR Loïc Jean Etienne Michel
- Founding capital, €3,000
- Registered office clause, “Région de Bruxelles-Capitale, B-1030 Schaerbeek, Avenue Eugène Demolder 60” (deed in French)
- Other provision, “absence of unavailable equity” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, DEFOUR Loïc Jean Etienne Michel (administrateur non statutaire)
- Pre-incorporation commitments, “takeover, tous les engagements souscrits par le fondateur au nom de la société en formation” (deed in French)
- Registered office clause, “Région de Bruxelles-Capitales, B-1030 Schaerbeek, Avenue Eugène Demolder 60” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Gestion journalière de sociétés; Analyses de besoins; D’études techniques et scientifiques; D’études de marché; De méthode de marketing et…”
153 activities
- Gestion journalière de sociétés
- Analyses de besoins
- D’études techniques et scientifiques
- D’études de marché
- De méthode de marketing et de commercialisation de services ou de produits
- Études de sécurité
- Économiques
- Juridiques et fiscales
- Restructuration d’entreprise
- Analyses financières
- Organisation et gestion des ressources humaines
- Administrative
- Mise en place de structure financière
- Opération de restructuration
- De type venture capital
- Fusion et acquisition
- Politique d’investissement
- En matière de logistique et de création
- D’administration et gestion (d’entreprises)
- La gestion de projets
- Le développement et la mise en place de solutions dans les domaines financiers
- Administratifs
- Organisationnels et informatiques
- De stratégie managériale
- De l’informatique
- De la communication
- De l’audiovisuel
- Les télécommunications et des multimédias
- Du project management et coaching
- Ainsi que le courtage commercial dans les domaines ci-avant décrits
- La gestion et la coordination de chantiers
- La sécurité
- L’analyse de risques
- La création et la gestion de projets
- L’utilisation de l’intelligence artificielle
- De la robotique
- Etc. (sans que cette liste ne soit limitative) comme outils de gestion des sociétés
- La consultance et l’expertise dans le domaine agricole et horticole
- L’étude sous forme de bureau d’étude
- La création
- L’aménagement et l’entretien de jardin
- Terrains de sport et plaines de jeux
- De rénovation et amélioration de biens immeubles
- L’aménagement de terrain
- L’installation et entretien de systèmes de récupération d'eaux de pluie
- Le montage
- Démontage
- Modification
- Adaptation
- Rangement de tout type de matériel audiovisuel
- L’animation musicale et l’organisation de telles manifestations
- La location et l’installation de matériel de sonorisation et d’éclairage de salle ou de scènes ainsi que tout matériel et accessoires nécessaires pour animations ou manifestations diverses telles que soirées
- Bals
- Concerts
- Fêtes
- Etc.
- L’organisation
- La préparation et la réalisation de mariages ou autres fêtes au sens large tant dans le cadre privée que public
- La mise à disposition
- Le prêt
- La location
- La prise en location de personnel et/ou de matériel généralement quelconque et en particulier tout le matériel de type sonore ou audiovisuel et tout l'équipement logistique ou infrastructure que nécessite la réalisation des opérations dont question aux points ci-dessus
- Ainsi que l'achat
- La vente en gros et au détail
- Le financement
- L'importation
- L'exportation
- La représentation et le courtage dudit matériel et/ou des locaux
- Le tout dans le cadre des opérations dont question au point ci-dessus
- A) L’achat et la vente de biens immobiliers propres portant notamment sur : des immeubles résidentiels et des maisons d’habitation
- Des immeubles non résidentiels
- Y compris les salles d’exposition
- Les installations d’entreposage libre-service
- Les galeries et centres commerciaux
- Des terres et terrains
- B) les transactions sur biens propres tels que fonds de commerce
- Droit à bail et pas de porte
- C) l'organisation de visites et vente de maisons et appartements pour compte propre
- D) la location et l'exploitation de biens immobiliers résidentiels propres ou loués portant notamment sur : des appartements et des maisons
- Vides ou meublés
- Destinés à l'habitation ou à usage commercial
- Forestier ou agricole
- Des biens immobiliers en multipropriété
- E) la location de longue durée en hôtels-appartements
- F) la promotion immobilière de biens immobiliers résidentiels propres ou loués
- Sauf logements sociaux
- En vue d’une exploitation pour compte propre
- G) projets de cohabitation (cohousing) : location de ces habitations
- H) la location d'un bien en usufruit (biens immobiliers résidentiels propres ou loués
- Sauf logements sociaux)
- I) les activités de syndic tout en étant propriétaire de l’immeuble
- J) la gestion d'actifs immobiliers propres ou loués
- Dans ce cadre
- La société pourra effectuer l’exploitation de cafétéria et de petite restauration
- La fourniture de boissons
- La location de différents matériels relatifs à ces activités
- La gestion d’un centre d’affaires ou co-working
- Notamment la mise à disposition d’espaces de bureaux (poste de travail
- Bureau
- Salon) et d’infrastructures connexes (wifi
- Photocopieuse
- Scan
- Téléphonie
- Projecteur
- Cuisine
- Sanitaire
- Armoires de rangement
- Meubles de bureaux et petits matériels
- Etc)
- La recherche de sponsoring
- La location de salles et de matériel
- La location et la mise à disposition de personnel
- Toutes organisations d’expositions ou participations à des expositions
- D’enseignement ou prestations d’enseignement et cours
- La société pourra également effectuer toutes activités de formations
- Cours et l’étude de projets pour personnes privées ou pour des sociétés
- Toutes activités de coaching (dans tous domaines
- Et notamment scientifiques et financiers)
- Et de formations au coaching
- L’organisation d’activités en rapport avec le bien-être
- Le développement et le comportement de la personne
- L’organisation et la planification personnelle
- La gestion et la direction opérationnelle d’entreprises
- L’intérim management et la gestion de projet
- L'étude
- La création
- L'acquisition
- La vente
- La mise en valeur
- L'exploitation
- La direction
- La gérance
- La régie
- L'organisation
- Le financement
- Le contrôle de toutes affaires ou entreprises industrielles
- Commerciales
- Financières
- Mobilières et immobilières
- La commercialisation (en gros ou au détail)
- L’importation
- L’exportation
- La distribution
- Le service après-vente de tous types de matériels et de services
- De tous accessoires et produits dérivés ou publicitaires liés aux activités prédécrites
- Destinés à toute industrie et/ou administration publique ou privée
- Sous quelque forme que ce soit
- À la création
- Au développement
- À la transformation et au contrôle de toute société ou entreprise belge ou étrangée
- L’octroi à de telles entreprises de tous concours notamment financier
- Technique
- Commercial ou administratif
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 16:00
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- One provision in the deed
- Meeting procedureHow the meeting runs, from opening to minutes.
- One provision in the deed
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- One provision in the deed
Articles of association, deed of 05-02-2024 (in French)
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21015A0416/00V002 | Brussels | 101 m² | 1 · 58 m² | 18.1 m · 5 |