D10 CONSULTING
ActiveD10 CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €47k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 18.32 against 27.56 in 2024), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
14.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
77 d early
2023
42 d early
2022
6 d early
2021
75 d early
2020
50 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▲ 18.1%
2024 · €262k
2018: €113k
2019: €136k
2020: €169k
2021: €158k
2022: €184k
2023: €219k
2024: €262k
2018 → 2025
Total assets
€327k▲ 20.2%
2024 · €272k
2018: €120k
2019: €144k
2020: €185k
2021: €171k
2022: €194k
2023: €237k
2024: €272k
2018 → 2025
Net result
€47k▲ 11.5%
2024 · €42k
2018: €26k
2019: €24k
2020: €33k
2021: €35k
2022: €30k
2023: €50k
2024: €42k
2018 → 2025
Working capital
€305k▲ 17.9%
2024 · €258k
2018: €113k
2019: €137k
2020: €168k
2021: €155k
2022: €170k
2023: €215k
2024: €258k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€184k▲ 16.2%€219k▲ 19.2%€262k▲ 19.4%€309k▲ 18.1%
Operating result€50k-€43k▼ 13.6%€69k▲ 60.5%€61k▼ 11.8%€67k▲ 9.7%
Net result€35k-€30k▼ 14.0%€50k▲ 67.7%€42k▼ 15.6%€47k▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€4k▲ 16.5%
Current assets
€322k▲ 20.2%
Equity and liabilities €327k
Equity
€309k▲ 18.1%
Debt
€18k▲ 73.9%
The debt ratio rises from 3.7% to 5.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€69k▲
2024 · €63k
Cash flow
€49k▲
2024 · €44k
Solvency
94.6%▼
2024 · 96.3%
Current ratio
18.32▼
2024 · 27.56
Quick ratio
18.32▼
2024 · 27.56
Debt / equity
0.06▲
2024 · 0.04
ROE
15.3%▼
2024 · 16.2%
ROA
14.5%▼
2024 · 15.6%
Interest coverage
30.51▲
2024 · 24.64
Debt
€18k▲
2024 · €10k
Debt ≤ 1 year
€18k▲
2024 · €10k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€327k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€579€115▼
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€460€460=
Current assets29/58€268k€322k▲
Amounts receivable within one year40/41€15k€31k▲
Trade receivables40€14k€26k▲
Other amounts receivable41€968€5k▲
Cash at bank and in hand54/58€246k€286k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€272k€327k▲
Equity10/15€262k€309k▲
Contributions10/11€19k€19k=
Reserves13€243k€291k▲
Distributable reserves133€243k€291k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€10k€18k▲
Amounts payable within one year42/48€10k€18k▲
Trade debts44€0€195▲
Suppliers440/4€0€195▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€387€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€737€1k▲
Gross operating margin9900€63k€70k▲
Operating profit (loss)9901€61k€67k▲
Financial income75/76B€328€773▲
Recurring financial income75€328€773▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€59k€66k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€42k€47k▲
Profit (loss) for the period to be appropriated9905€42k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€47k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€42k€47k▲
To other reserves6921€42k€47k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲67.7%
Operating result €69k, net result €50k, both a record.
31-12
Financial
Equity above €200kEq €219k ▲19.2%
6 profitable years in a row build equity to €219k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €169k ▲24%
3 profitable years in a row build equity to €169k.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €24k ▼7.7%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lispersteenweg 542500 LierGround area
498 m²
Building footprint
358 m²
Volume, LiDAR
2,152 m³
Parcel 12392A0602/00A003, Flanders · tallest building 13.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lispersteenweg 54, 2500 Lier
since 20032.123.656.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0602/00A003 | Flanders | 498 m² | 1 · 358 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Prodigy
BE 0728.633.712
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Brainz4
BE 0668.994.548
Lebbeke · Eq €309k
PULSAR - IT
BE 0478.561.772
Brussel · Eq €309k
INCONET
BE 0441.136.006
Nieuwerkerken (Limb.) · Eq €309k
QUIPU
BE 0449.115.839
Huldenberg · Eq €309k
Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2003
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.