Skip to content

D&W Retail

Active
Private limited companyfounded 2020active for 6 yearsBreydelstraat 1, 2018 Antwerpen, BelgiumKBO/BCE: BE 0746.925.437
Summary

D&W Retail has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €793,201 and a net result of €198,612. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 39% of 411 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€4.2mtotal assets 2026
Staff
53.2 FTE
Equity
€793,201
Profit
€198,612
Turnover not published (abbreviated format)
Financial health
85 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 72 days early0 of 2 deeds read
Why 85raises riskFounded in 2020Equity €793,201 (19.0% of total assets)lowers riskFigures for financial year 2026 (filed 18-08-2026)Size: 53.2 FTE, total assets €4.2mShow the evidence

Checked score

Score 2026
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 47, medium-sized)
Financial strength · tick = 2025
Average
Solvency 44+5
equity 19.0% of total assets
Liquidity 35+5
short-term debt 59.1% · cash 12.3%
Profitability 75+32
return on assets 4.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (384 companies, NACE 47, medium-sized)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 1.8%▲ +1.2 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.7%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -1.3 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 1.0, compared with 0.94 in 2025, below 1; short-term debt: 59.1% and cash: 12.3% of total assets), and 81% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 41% on solvency, 46% on liquidity, 79% on profitability and 82% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2026 (filed 18-08-2026)
NBB · annual accounts
lowers risk · Size: 53.2 FTE, total assets €4.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €793,201 (19.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 29-03-2026 was due by 29-10-2026 and was filed on 18-08-2026, 72 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
72 days early
2025
50 days early
2024
38 days early
2023
31 days early
2022
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 42 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Back to profitnet €198,612
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Back in profit in 2026after -€150,581 in 2025 €198,612 View
  • Positive: Among the best 14% on net resultsector median €23,184 · 411 companies €198,612 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Flemish supportawarded from 2022 to 2025 €109,903 View

By topic

Financials

Financial year
2026
Total assets
€4.2m
Profit
€198,612
Solvency
19.0%
Total assets▼ 3.6%
Net result
20222026
Go to Financials

Timeline

Events
10
Since
2022
  1. 30-03-2025Weakest financial year
  2. 23-09-2024Annual accounts filed
  3. 31-03-2024Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
14-05-2020
Year ends
29-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.