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D.S. RAM

Active
Private limited company (pre-2019)founded 200422 yrs activeGosseliesstraat 31, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0865.935.925

The computed 12-month bankruptcy probability of D.S. RAM is 4.3% (elevated). For D.S. RAM, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €33k and a net result of €34k. Equity is growing by ~136.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 1824 sector peers (fiscal year 2022). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2019
Profitability100=
Solvency79▲+25
Growth85▲+24
Track record100
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
54.1%
Return on assets
57%
Age of the figures
45 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 13-10-2023, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
74 d late
2019
118 d late
2018
42 d late
2017
35 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2022, full schema

Turnover
€182k▲ 152%
2019 · €72k
2018: €73k 2019: €72k
2018 → 2022
EBIT margin
20.0%▲ 5.5pp
2019 · 14.4%
2018: 5.1% 2019: 14.4%
2018 → 2022
Net result
€34k▲ 236%
2019 · €10k
2018: €4k 2019: €10k
2018 → 2022
Working capital
€31k▲ 1,921%
2019 · €2k
2018: €-9k 2019: €2k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line201820192022Trend
Turnover€73k-€72k▼ 1.4%€182k▲ 152%
Equity€-7k-€3k€33k▲ 1,008%
Operating result€4k-€10k▲ 178%€36k▲ 249%
Net result€4k-€10k▲ 191%€34k▲ 236%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2018: €4k€4kNet result 2018: €4k€4kOperating result 2019: €10k€10kNet result 2019: €10k€10kOperating result 2022: €36k€36kNet result 2022: €34k€34k201820192022
The operating result is €36k in 2022, compared with €10k in 2019. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2019 as the grey bar beneath
Assets €60k
Fixed assets €1k=
Current assets €59k▲ 573%
Equity and liabilities €60k
Equity €33k▲ 1,008%
Debt €28k▲ 284%
The debt ratio falls from 71.0% to 45.9%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2019
Solvency
54.1%
2019 · 29.0%
Current ratio
2.13
2019 · 1.21
Quick ratio
2.08
2019 · 1.05
Debt / equity
0.85
ROE
105.5%
2019 · 348.4%
ROA
57.0%
2019 · 101.0%
Debt
€28k
2019 · €7k
Debt ≤ 1 year
€28k
2019 · €7k
Income taxes
€2k
Staff costs
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2019
Balance sheet Code20192022
Assets
Total assets20/58€10k€60k
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€9k€59k
Stocks and contracts in progress3€1k€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€5k€55k
Trade receivables40-€10k
Other amounts receivable41-€45k
Cash at bank and in hand54/58€3k€3k
Equity and liabilities
Total equity and liabilities10/49€10k€60k
Equity10/15€3k€33k
Contributions10/11€17k€17k=
Reserves13€11k€14k
Non-distributable reserves130/1-€246
Reserves not available under the articles1311-€246
Distributable reserves133-€14k
Profit (loss) carried forward14€-25k€1k
Amounts payable17/49€7k€28k
Amounts payable within one year42/48€7k€28k
Trade debts44€3k€3k
Suppliers440/4-€3k
Advances received on contracts in progress46-€11k
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48-€8k
Income statement Code20192022
Turnover70€72k€182k
Goods, raw materials, services and sundry goods60/61-€133k
Remuneration, social security and pensions62-€13k
Non-recurring operating charges66A-€108
Gross operating margin9900€24k€49k
Operating profit (loss)9901€10k€36k
Financial charges65/66B-€190
Recurring financial charges65€168€190
Profit (loss) for the period before taxes9903€10k€36k
Income taxes67/77-€2k
Profit (loss) for the period9904€10k€34k
Profit (loss) for the period to be appropriated9905€10k€34k
Appropriation of the result
Profit (loss) to be appropriated9906-€5k
Profit (loss) brought forward from the previous period14P-€-29k
Transfer to equity691/2-€4k
To the legal reserve6920-€246
To other reserves6921-€4k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2023
13-10
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 74 days late
2022
31-12
Financial Highest result since 2018net €34k ▲236%
Operating result €36k, net result €34k, both a record.
2020
26-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
31-12
Financial Liquidity triplescurrent ratio 1.21
Current ratio from 0.46 to 1.21; short-term debt falls from €16k to €7k.
11-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 42 days late
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
24-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
09-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
25-08
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 25 days late
2013
07-06
NBB filing Annual accounts filed
fiscal year 2012 · full schema
2012
01-08
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 1 day late
2011
11-07
NBB filing Annual accounts filed
fiscal year 2010 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gosseliesstraat 311080 Sint-Jans-Molenbeek
Ground area
77 m²
Building footprint
77 m²
Volume, LiDAR
1,022 m³
Parcel 21523B0946/00P014, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
D.S. Ram
Gosseliesstraat 31, 1080 Sint-Jans-MolenbeekNACE 5530202
since 20042.233.328.196
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21523B0946/00P014 Brussels 76 m² 1 · 77 m² 15.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Jans-Molenbeek2.233.328.196
1 permission
Toelating · Eetgelegenheid · since 05-05-2006

Similar companies · same sector, comparable size

Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,425 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded23-06-2004
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.