DD & DA
ActiveSummary
The computed 12-month bankruptcy probability of DD & DA is 1.7% (moderate). The 2024 annual accounts show equity of €12,704 and a net result of €26,149. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 18932 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability81▼-4
Solvency52▲+52
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.61 in 2023; short-term debt: 72.5% and cash: 31.3% of total assets), and 72.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.5%
Return on assets
56.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
83 d late
2022
28 d late
2021
34 d early
2020
22 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€12,704
2023 · -€13,445
Total assets
€46,223▲ 45.7%
2023 · €31,734
Net result
€26,149▲ 553%
2023 · €4,004
Working capital
€10,313
2023 · -€17,812
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,086€7,561▲ 596%€1,741▼ 77.0%€4,346▲ 150%€32,615▲ 650%
Net result-€1,899▲ 71.8%€5,921-€2,918€4,004€26,149▲ 553%
Equity-€20,453▼ 10.2%-€14,532▲ 28.9%-€17,449▼ 20.1%-€13,445▲ 22.9%€12,704
Total assets€17,081▼ 7.8%€24,896▲ 45.7%€15,330▼ 38.4%€31,734▲ 107%€46,223▲ 45.7%
Debt€37,534▲ 1.2%€39,427▲ 5.0%€32,779▼ 16.9%€45,179▲ 37.8%€33,520▼ 25.8%
Working capital-€23,468▼ 3.9%-€21,009▲ 10.5%-€23,406▼ 11.4%-€17,812▲ 23.9%€10,313
Staff (FTE)2.1▲ 10.5%6.5▲ 210%4.9▼ 24.6%3.9▼ 20.4%3.9=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 650% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46,223
Fixed assets
€2,390 ▼ 45.3%
Current assets
€43,833 ▲ 60.2%
Equity and liabilities €46,223
Equity
€12,704
Debt
€33,520
Debt finances 72.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€34,592▲
2023 · €5,935
Cash flow
€28,126▲
2023 · €5,593
Current ratio
1.31▲
2023 · 0.61
Quick ratio
1.20▲
2023 · 0.48
Debt to equity
2.64▲
2023 · -3.36
ROE
205.8%
ROA
56.6%▲
2023 · 12.6%
Interest coverage
3.76▼
2023 · 8.53
Debt ≤ 1 year
€33,520▼
2023 · €45,179
Staff costs
€49,772▼
2023 · €57,934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,811 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €81,529 | €58,828 | €57,934 | €49,772 | ▼ 14.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,019 | €1,517 | €2,379 | €1,589 | €1,977 | ▲ 24.4% |
| Other operating charges640/8 | - | €815 | €931 | €889 | €871 | ▼ 2.0% |
| Non-recurring operating charges66A | - | - | €248 | - | - | - |
| Gross operating margin9900 | €86,391 | €91,423 | €64,126 | €64,758 | €85,235 | ▲ 31.6% |
| Operating profit (loss)9901 | €1,086 | €7,561 | €1,741 | €4,346 | €32,615 | ▲ 650% |
| Financial income75/76B | - | €1,202 | €4 | €353 | €2,731 | ▲ 673% |
| Recurring financial income75 | €171 | €1,202 | €4 | €353 | €2,731 | ▲ 673% |
| Financial charges65/66B | - | €2,843 | €4,663 | €695 | €9,198 | ▲ 1,223% |
| Recurring financial charges65 | €3,156 | €2,843 | €4,663 | €695 | €9,198 | ▲ 1,223% |
| Profit (loss) for the period before taxes9903 | -€1,899 | €5,921 | -€2,918 | €4,004 | €26,149 | ▲ 553% |
| Profit (loss) for the period9904 | -€1,899 | €5,921 | -€2,918 | €4,004 | €26,149 | ▲ 553% |
| Profit (loss) for the period to be appropriated9905 | -€1,899 | €5,921 | -€2,918 | €4,004 | €26,149 | ▲ 553% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,081 | €24,896 | €15,330 | €31,734 | €46,223 | ▲ 45.7% |
| Fixed assets21/28 | €3,015 | €6,478 | €5,956 | €4,367 | €2,390 | ▼ 45.3% |
| Tangible fixed assets22/27 | €2,761 | €6,224 | €5,702 | €4,113 | €2,136 | ▼ 48.1% |
| Plant, machinery and equipment23 | - | €3,997 | €2,664 | €2,004 | €1,242 | ▼ 38.0% |
| Furniture and vehicles24 | - | €2,227 | €1,588 | €1,123 | €527 | ▼ 53.1% |
| Leasing and similar rights25 | - | - | €1,450 | €986 | €367 | ▼ 62.8% |
| Financial fixed assets28 | €254 | €254 | €254 | €254 | €254 | = |
| Current assets29/58 | €14,066 | €18,418 | €9,373 | €27,367 | €43,833 | ▲ 60.2% |
| Stocks and contracts in progress3 | €5,630 | €7,499 | €3,038 | €5,479 | €3,751 | ▼ 31.5% |
| Stocks30/36 | - | €7,499 | €3,038 | €5,479 | €3,751 | ▼ 31.5% |
| Amounts receivable within one year40/41 | €2,680 | €2,480 | €2,147 | €12,601 | €21,114 | ▲ 67.6% |
| Trade receivables40 | - | €282 | - | €100 | - | - |
| Other amounts receivable41 | - | €2,199 | €2,147 | €12,501 | €21,114 | ▲ 68.9% |
| Cash at bank and in hand54/58 | €5,006 | €4,302 | €3,472 | €6,782 | €14,472 | ▲ 113% |
| Deferred charges and accrued income490/1 | - | €4,138 | €716 | €2,505 | €4,496 | ▲ 79.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,081 | €24,896 | €15,330 | €31,734 | €46,223 | ▲ 45.7% |
| Equity10/15 | -€20,453 | -€14,532 | -€17,449 | -€13,445 | €12,704 | ▲ 194% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €20,460 | ▲ 1,000% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | - | - | - | €20,460 | - |
| Profit (loss) carried forward14 | -€40,913 | -€34,992 | -€37,909 | -€33,905 | -€7,756 | ▲ 77.1% |
| Amounts payable17/49 | €37,534 | €39,427 | €32,779 | €45,179 | €33,520 | ▼ 25.8% |
| Amounts payable within one year42/48 | €37,534 | €39,427 | €32,779 | €45,179 | €33,520 | ▼ 25.8% |
| Trade debts44 | €26,342 | €24,933 | €24,395 | €29,847 | €18,578 | ▼ 37.8% |
| Suppliers440/4 | - | €24,933 | €24,395 | €29,847 | €18,578 | ▼ 37.8% |
| Taxes, remuneration and social security45 | - | €5,927 | €7,066 | €13,855 | €13,516 | ▼ 2.4% |
| Taxes450/3 | - | €405 | €1,008 | €1,192 | €240 | ▼ 79.8% |
| Remuneration and social security454/9 | - | €5,522 | €6,058 | €12,663 | €13,276 | ▲ 4.8% |
| Other amounts payable47/48 | - | €8,567 | €1,318 | €1,477 | €1,426 | ▼ 3.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,899 | €5,921 | -€2,918 | €4,004 | €26,149 | ▲ 553% |
| + Depreciation and write-downs630 | €1,019 | €1,517 | €2,379 | €1,589 | €1,977 | ▲ 24.4% |
| Operating cash flow (approximation) | -€879 | €7,438 | -€539 | €5,593 | €28,126 | ▲ 403% |
| Investment in fixed assets (approximation) | - | -€4,980 | -€1,858 | €0 | €0 | - |
| Change in cash | - | -€705 | -€829 | €3,310 | €7,690 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €26,149 ▲553%
Operating result €32,615, net result €26,149, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.31
Current ratio from 0.61 to 1.31; short-term debt falls from €45,179 to €33,520.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
31-12
Financial
Back to profitnet €4,004
Net result €4,004 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5,921
Net result €5,921 after 3 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2005
Ground area
81 m²
Building footprint
81 m²
Volume, LiDAR
1,020 m³
Parcel 25783E0086/00P000, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PIZZA ARRIVO
since 20052.150.209.787
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25783E0086/00P000 | Wallonia | 81 m² | 1 · 81 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNivelles2.150.209.787
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TORO
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HOGIR
BE 0542.369.956
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Arte Bianca
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 7,438 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877127943
Also
9925:BE0877127943
Registered
09-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.