D.S.I.
ActiveD.S.I. has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €838k and a net result of €589k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▼-14
Growth73=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.46 in 2024; short-term debt: 45.1% and cash: 57.5% of total assets), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
34.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
128 d early
2023
55 d early
2022
123 d early
2021
60 d early
2020
29 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.82M▲ 2.4%
2023 · €2.76M
2021: €2.17M
2023: €2.76M
2021 → 2024
EBIT margin
30.5%▲ 1.0pp
2023 · 29.5%
2021: 25.2%
2023: 29.5%
2021 → 2024
Net result
€589k▼ 11.1%
2024 · €663k
2018: €185k
2019: €238k
2020: €415k
2021: €359k
2022: €843k
2023: €598k
2024: €663k
2018 → 2025
Working capital
€541k▼ 56.1%
2024 · €1.23M
2018: €520k
2019: €835k
2020: €870k
2021: €1.11M
2022: €849k
2023: €1.35M
2024: €1.23M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.17M-€2.76M€2.82M▲ 2.4%
Equity€1.53M-€1.26M▼ 17.8%€1.67M▲ 32.9%€1.68M▲ 0.2%€838k▼ 50.0%
Operating result€547k-€1.14M▲ 108%€813k▼ 28.7%€862k▲ 6.0%€799k▼ 7.3%
Net result€359k-€843k▲ 134%€598k▼ 29.0%€663k▲ 10.9%€589k▼ 11.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€388k▼ 27.1%
Current assets
€1.31M▼ 37.2%
Equity and liabilities €1.69M
Equity
€838k▼ 50.0%
Debt
€854k▼ 8.3%
The debt ratio rises from 35.7% to 50.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€965k▼
2024 · €1.01M
Cash flow
€755k▼
2024 · €812k
Solvency
49.5%▼
2024 · 64.3%
Current ratio
1.71▼
2024 · 2.46
Quick ratio
1.71▼
2024 · 2.46
Debt / equity
1.02▲
2024 · 0.56
ROE
70.3%▲
2024 · 39.5%
ROA
34.8%▲
2024 · 25.4%
Interest coverage
171.65▼
2024 · 1914.11
Debt
€854k▼
2024 · €932k
Debt ≤ 1 year
€764k▼
2024 · €845k
Income taxes
€219k▼
2024 · €239k
Staff costs
€842k▲
2024 · €770k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.61M€1.69M▼
Fixed assets21/28€532k€388k▼
Tangible fixed assets22/27€490k€345k▼
Plant, machinery and equipment23€58k€45k▼
Furniture and vehicles24€432k€301k▼
Financial fixed assets28€42k€42k▲
Current assets29/58€2.08M€1.31M▼
Amounts receivable within one year40/41€784k€266k▼
Trade receivables40€281k€256k▼
Other amounts receivable41€504k€10k▼
Current investments50/53€400k€0▼
Cash at bank and in hand54/58€830k€973k▲
Deferred charges and accrued income490/1€64k€67k▲
Equity and liabilities
Total equity and liabilities10/49€2.61M€1.69M▼
Equity10/15€1.68M€838k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.01M€776k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.01M€770k▼
Profit (loss) carried forward14€602k€277▼
Amounts payable17/49€932k€854k▼
Amounts payable within one year42/48€845k€764k▼
Trade debts44€55k€34k▼
Suppliers440/4€55k€34k▼
Advances received on contracts in progress46€5k€0▼
Taxes, remuneration and social security45€125k€133k▲
Taxes450/3€29k€22k▼
Remuneration and social security454/9€96k€111k▲
Other amounts payable47/48€660k€598k▼
Accrued charges and deferred income492/3€86k€90k▲
Income statement
Code20242025
Turnover70€2.82M-
Non-recurring operating income76A€10k€0▼
Goods, raw materials, services and sundry goods60/61€1.04M-
Remuneration, social security and pensions62€770k€842k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149k€165k▲
Other operating charges640/8€16k€8k▼
Non-recurring operating charges66A€12k€0▼
Gross operating margin9900€1.81M€1.81M▲
Operating profit (loss)9901€862k€799k▼
Financial income75/76B€41k€15k▼
Recurring financial income75€41k€15k▼
Financial charges65/66B€528€6k▲
Recurring financial charges65€528€6k▲
Profit (loss) for the period before taxes9903€903k€809k▼
Income taxes67/77€239k€219k▼
Profit (loss) for the period9904€663k€589k▼
Profit (loss) for the period to be appropriated9905€663k€589k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.26M€1.19M▼
Profit (loss) brought forward from the previous period14P€598k€602k▲
Transfer from equity791/2€0€238k▲
Profit to be distributed694/7€660k€1.43M▲
Return on contributions (dividend)694€660k€1.43M▲
Social balance
Average headcount (FTE)90879.610.7▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.66
Current ratio from 1.63 to 4.66; short-term debt falls from €1.34M to €371k.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €843k ▲134%
Operating result €1.14M, net result €843k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €1MEq €1.04M ▲29.8%
2 profitable years in a row build equity to €1.04M.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Altiero Spinelli 41401 NivellesGround area
3,319 m²
Building footprint
596 m²
Volume, LiDAR
6,735 m³
Parcel 25004A0023/00E008, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
D.S.I.
since 19812.122.695.540
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004A0023/00E008 | Wallonia | 3,319 m² | 1 · 596 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,729 companies in sector 63100 we hold annual accounts for 1,273. 699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-06-1981
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:admin@dsi.eu
Phone:+3267645500