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Generated 28-06-2026
Active BE 0797.400.178Public limited company

D&S Contractors

Scheldedijk 30 ·2070 Beveren-Kruibeke-Zwijndrecht, Belgium· 3 yrs active
Sector: Architecture & engineering (71209)
Conclusion Checked

The computed 12-month bankruptcy probability of D&S Contractors is 0.6% (low). The 2024 annual accounts show equity of €1.26M and a net result of €-373k. Its solvency ranks better than 45% of 46 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €1.26M
Net result €-373k
Staff (FTE) 4
Better than sector 45%
Snowflake analysis 5 axes · computed by Checked
Health55Profitability0Solvency81Growth32Stability94
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 55
Profitability 0
Solvency 81
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
55 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · verkort
€-600k€-400k€-200k€0Operating result 2023: €-197k€-197kNet result 2023: €-166k€-166kOperating result 2024: €-420k€-420kNet result 2024: €-373k€-373k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 71 — Architecture & engineering · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 37.6% 43.0%
better than 45% of 46 sector peers
Net result €-373k €18k
better than 5% of 46 sector peers
Equity €1.26M €68k
better than 92% of 46 sector peers
Gross operating margin €-181k €64k
better than 5% of 46 sector peers
Total assets €3.35M €160k
better than 92% of 46 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-373k
-124.5% 23–24
Total assets
€3.35M
+86.1% 23–24
Equity
€1.26M
-22.8% 23–24
Working capital
€939k
-42.6% 23–24
Employees (FTE)
4
+300.0% 23–24
Staff costs
€239k
+190.2% 23–24
Income taxes
€271
— 23–24
Debt
€2.09M
+1148.9% 23–24
Debt ≤ 1y
€829k
+395.6% 23–24
Debt > 1y
€1.26M
— 23–24
Current ratio
2.13
-80.2% 23–24
Quick ratio
2.13
-80.2% 23–24
Solvency
37.6%
-58.5% 23–24
Debt / equity
1.66
+1518.1% 23–24
ROE
-29.6%
-190.9% 23–24
ROA
-11.1%
-20.7% 23–24
Figures by fiscal year
Fiscal year2024
Revenue—
EBITDA—
Net profit€-373k
Cash flow—
Staff costs€239k
Income taxes€271
Dividends—
Total assets€3.35M
Equity€1.26M
Debt€2.09M
of which ≤ 1y€829k
of which > 1y€1.26M
Working capital€939k
Employees (FTE)4.0
Ratios (computed)
2024
Current ratio2.13
Quick ratio2.13
Working capital ratio28.0%
Solvency37.6%
Debt / equity1.66
Long-term debt ratio1.00
Interest coverage—
Gross margin—
Net margin—
ROA-11.1%
ROE-29.6%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€3.35M
Fixed assets 21/28€1.58M
Tangible fixed assets 22/27€1.58M
Current assets 29/58€1.77M
Amounts receivable within one year 40/41€928k
Cash & bank 54/58€489k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.35M
Equity 10/15€1.26M
Contributions / capital 10/11€1.80M
Accumulated profits (losses) 14€-539k
Amounts payable 17/49€2.09M
Amounts payable after one year 17€1.26M
Amounts payable within one year 42/48€829k
Trade debts payable within one year 44€493k
Income statement
Gross operating margin 9900€-181k
Operating result 9901€-420k
Financial income 75€52k
Financial charges 65€4k
Result before taxes 9903€-373k
Income taxes 67/77€271
Net result for the period 9904€-373k
Result to be appropriated 9905€-373k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Architecture & engineering(71209)
Legal form Public limited company(014)
Incorporation19-01-2023
StatusActive
Postal code2070
Establishment units 1 location
D&S Contractors
Scheldedijk 30, 2070 Beveren-Kruibeke-ZwijndrechtVervaardiging van vuurvaste mortel, beton, enz
since 20232.343.691.234
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11056G0019/00L000 Flanders 2,270 m² — —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
04-06-2025
State Gazette act Director changes
19-05-2025
State Gazette act Director changes
2024
01-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Belgisch Staatsblad — acts 2 acts
All acts · 2 updated 1 year ago
2025
04-06-2025 7 directors appointed, 5 resigning Director changes
  • Smet Willem — Bestuurder
  • Dirk Smet — Bestuurder
  • Arjan van Bommel — Bestuurder
  • Simons Ronny — Bestuurder
  • Florian Stein — Bestuurder
  • Simons Ronny — Bestuurder
  • Smet Dirk — Bestuurder
  • Smet Willem — Bestuurder
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19-05-2025 Permanent representative changed: Tom Quittelier succeeds Philip De Meyer Director changes
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten in de constructie van gebouwen, neg43429Overige gespecialiseerde bouwwerkzaamheden43999Overige technische testen en toetsen71209Overige technische testen en toetsen71209Bouw van bruggen en tunnels42130Bouw van bruggen en tunnels42130Bouw van andere civieltechnische werken, n.e.g.42990Bouw van andere civieltechnische werken, neg42990Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Activiteiten van industriële designers74102Activiteiten van industriële designers74112
Primary activity highlighted.
Names & trade names
Legal nameNL D&S Contractors
Registered office
Scheldedijk 30
2070 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative