Equity
€215,882 ▲ 504%
D.S. CONSTRUCT has made a profit without a break since 2020.
D.S. CONSTRUCT
Lifetime
10 annual accounts with figures on one time axispeak €252,914 (2025)
€252,914▲ 659%
lowest -€24,203 (2019)
€180,163▲ 15×
peak €215,882 (2025)
€215,882▲ 504%
€72,846▲ 10.2%
Board1 name since 2016
1 directorSMARANDESCU Danut
Documentsfilings and deeds
01-06-202660 days before the deadline
2025abbreviated format
Gross margin from €33,342 to €252,914Result from €11,858 to €180,163Equity from €35,719 to €215,882Cash from €26,876 to €215,714
Key points
from the 2025 annual accountsResult
€180,163 ▲ 15×
The result rose in 2025 from €11,858 to €180,163.
Turnover
≈ €540,000 estimated
The abbreviated format states no turnover.
Liquidity
5.48 was 1.74 in 2024
Short-term debts rose from €26,758 to €41,922.
Filings
10 annual accounts since 2016
The last five annual accounts were filed 54 to 60 days before the end of the period.
Position in the sector
€180,163
Higher net result than 88% of companies in construction of buildings. Sector median €19,022 · 2,812 companies.
Checked score
99
Excellent
Financially stronger than 92% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.6%▼ -0.1 percentage points vs 05-2025
07-2025: 0.6%▼ -1.0 percentage point vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.5%▼ -0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.5 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 5.48, cash €215,714
Equity €215,882 (74.8% of total assets)
Founded in 2016
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 96% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as D.S. CONSTRUCT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of D.S. CONSTRUCT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for D.S. CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.48 (1.74 in 2024), above the usual 1.5. Short-term debt is 14.5% and cash 74.7% of total assets. 25.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
58 days early
2023
58 days early
2022
56 days early
2021
54 days early
2020
57 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 49 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: SMARANDESCU Danut, from manager to director
“De vennootschap heeft tot voorwerp het uitvoeren van bouw- en aannemingswerken in de brede zin voor zowel…” (deed in Dutch) · General meeting of 29-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0648606633
Incorporation
published on 15-02-2016 · Gazette deed
First establishment
Leuvensesteenweg 65, Diest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D.S. CONSTRUCT Diest | €288,728 | €252,914 | 74.8% | - |
| Pharsalus Construct Zemst | €301,636 | €265,764 | 69.0% | - |
| DEBRY C. Mettet | €298,064 | €250,802 | 42.3% | - |
| K&O Projects Bonheiden | €302,868 | €274,667 | 51.2% | - |
| Bouwwerken Nicola Geraardsbergen | €281,061 | €231,376 | -39.1% | - |
| LS CONSTRUCT Binche | €306,890 | €260,834 | 38.4% | - |
| GOPOSE Chiny | €326,335 | €239,127 | 67.4% | 3 |
These companies have the same main activity as D.S. CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €281,000 and €326,000, founded between 2015 and 2016.
Official details
Source: KBO- Status
- Active since 11-02-2016Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.251.923.1953290 Diest, since 11-02-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2024
Annual accounts 2025
- €288,728▲ 184%
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on D.S. CONSTRUCT
D.S. CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €11,769 in 2016 to €252,914 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D.S. CONSTRUCT
- What is the company number of D.S. CONSTRUCT?
- The company number of D.S. CONSTRUCT is 0648.606.633. The VAT number is the same number with BE in front: BE 0648.606.633.
- Where is D.S. CONSTRUCT based?
- The registered office is at Leuvensesteenweg 65, 3290 Diest.Company details
- What does D.S. CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of D.S. CONSTRUCT?
- D.S. CONSTRUCT is a private limited company (BV).
- When was D.S. CONSTRUCT founded?
- D.S. CONSTRUCT was founded on 11-02-2016.
- Is D.S. CONSTRUCT still active?
- Yes, D.S. CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of D.S. CONSTRUCT?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €252,914 and 30 comparable companies (NACE 41001). It probably lies between €430,000 and €800,000.Financials
- Is D.S. CONSTRUCT profitable?
- In financial year 2025, D.S. CONSTRUCT made a profit of €180,163.
- Where can I find the annual accounts of D.S. CONSTRUCT?
- D.S. CONSTRUCT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D.S. CONSTRUCT due?
- D.S. CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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