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D&S BOUW

Active
Private limited companyfounded 2006active for 20 yearsRoelerweg 2, 3690 Zutendaal, BelgiumKBO/BCE: BE 0879.762.977
Summary

The computed 12-month bankruptcy probability of D&S BOUW is 1.6% (moderate). The 2025 annual accounts show negative equity (-€23,964) and a net result of -€16,487. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 11,063 sector peers (NACE 68, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€65,200total assets 2025
Equity
-€23,964
Loss
-€16,487
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Accounts on time0 of 2 deeds read
Why 53raises riskLoss of €16,487, the second in a row (financial year 2025)Negative equity -€23,964Liquidity: current ratio 2.79, cash €156lowers riskSize: total assets €65,200Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 0-15
equity -36.8% of total assets
Liquidity 34-10
short-term debt 35.8% · cash 0.2%
Profitability 0-11
return on assets -25.3%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,549 companies, NACE 68, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.8%▼ -0.1 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025lowest value 04-2025: 1.0%▲ +0.2 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 0.9%▼ -0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.2 percentage points vs 03-2026 05-2026: 1.5%▲ +0.4 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 1.6%● unchanged vs 06-2026highest value 08-2026: 1.6%● unchanged vs 07-2026highest value 09-2026: 1.6%● unchanged vs 08-2026highest value 10-2026: 1.6%● unchanged vs 09-2026highest value
No credit on open account
Liquidity ample (current ratio 2.79, compared with 4.94 in 2024; short-term debt: 35.8% and cash: 0.2% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 5% on solvency, 27% on liquidity, 4% on profitability and 3% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €65,200
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €16,487, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€23,964
NBB · annual accounts
raises risk · Liquidity: current ratio 2.79, cash €156
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€23,964
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
62 days early
2023
39 days early
2022
31 days early
2021
26 days early
2020
3 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 March (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€16,487
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€23,964 View
  • Risk: 4 loss-making years in a rowloss financial year 2025 -€16,487 View
  • Caution: Among the weakest 7% on solvencysector median 31.2% · 11,063 companies -36.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€65,200
Loss
-€16,487
Solvency
-36.8%
Total assets▼ 10.9%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2007
Next accounts
by 30-04-2027
  1. 22-03-2024Annual accounts filed
  2. 30-03-2023Annual accounts filed
  3. 04-04-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
27-02-2006
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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