BESIMO
ActiveSummary
BESIMO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €3k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▲+10
Solvency81▲+6
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.0 in 2024; short-term debt: 43.5% of total assets), and 43.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
4.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
8 d late
2023
13 d late
2022
24 d late
2021
20 d late
2020
22 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€48k▲ 90.2%
2019 · €25k
2018: €25klowest in 3 years
2019: €25k● 0.0% vs 2018lowest in 3 years
2020: €48k▲ +90.2% vs 2019highest in 3 years
2018 → 2020
EBIT margin
5.1%▼ 35.8pp
2019 · 40.9%
2018: -9.9%lowest in 3 years
2019: 40.9%▲ +514% vs 2018highest in 3 years
2020: 5.1%▼ -87.6% vs 2019
2018 → 2020
Net result
€3k▲ 5,381%
2024 · €53
2018: €-4klowest in 8 years
2019: €6k▲ +262% vs 2018highest in 8 years
2020: €-203▼ -103% vs 2019
2021: €4k▲ +1967% vs 2020
2022: €-1k▼ -137% vs 2021
2023: €5k▲ +427% vs 2022
2024: €53▼ -98.8% vs 2023
2025: €3k▲ +5381% vs 2024
2018 → 2025
Working capital
€38k▲ 8.3%
2024 · €35k
2018: €47khighest in 8 years
2019: €28k▼ -40.4% vs 2018
2020: €-33k▼ -219% vs 2019lowest in 8 years
2021: €-30k▲ +11.3% vs 2020
2022: €-31k▼ -4.7% vs 2021
2023: €-13k▲ +58.6% vs 2022
2024: €35k▲ +372% vs 2023
2025: €38k▲ +8.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€30k▼ 4.4%€35k▲ 15.0%€35k▲ 0.2%€38k▲ 8.3%
2021: €32k
2022: €30k▼ -4.4% vs 2021lowest in 5 years
2023: €35k▲ +15.0% vs 2022
2024: €35k▲ +0.2% vs 2023
2025: €38k▲ +8.3% vs 2024highest in 5 years
Operating result€6k-€11k▲ 87.2%€8k▼ 21.8%€3k▼ 67.7%€-4k
2021: €6k
2022: €11k▲ +87.2% vs 2021highest in 5 years
2023: €8k▼ -21.8% vs 2022
2024: €3k▼ -67.7% vs 2023
2025: €-4k▼ -234% vs 2024lowest in 5 years
Net result€4k-€-1k€5k€53▼ 98.8%€3k▲ 5,381%
2021: €4k
2022: €-1k▼ -137% vs 2021lowest in 5 years
2023: €5k▲ +427% vs 2022highest in 5 years
2024: €53▼ -98.8% vs 2023
2025: €3k▲ +5381% vs 2024
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €67k
Equity
€38k ▲ 8.3%
Debt
€29k ▼ 16.1%
Debt's share of the balance-sheet total falls from 49.9% to 43.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.30▲
2024 · 2.00
Debt to equity
0.77▼
2024 · 1.00
ROE
7.7%▲
2024 · 0.2%
ROA
4.3%▲
2024 · 0.1%
Debt ≤ 1 year
€29k▼
2024 · €35k
Income taxes
€392▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70k€67k▼
Current assets29/58€70k€67k▼
Amounts receivable within one year40/41€3k€16k▲
Trade receivables40€2k€15k▲
Other amounts receivable41€617€768▲
Current investments50/53-€2k
Deferred charges and accrued income490/1€67k€49k▼
Equity and liabilities
Total equity and liabilities10/49€70k€67k▼
Equity10/15€35k€38k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Share premium1100/10-€6k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€27k€30k▲
Amounts payable17/49€35k€29k▼
Amounts payable within one year42/48€35k€29k▼
Financial debts43€19k-
Credit institutions430/8€19k-
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€2k€15k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48-€5k
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€4k€-2k▼
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B-€8k
Recurring financial income75-€8k
Non-recurring financial income76B-€8k
Financial charges65/66B€858€1k▲
Recurring financial charges65€858€1k▲
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€2k€392▼
Profit (loss) for the period9904€53€3k▲
Profit (loss) for the period to be appropriated9905€53€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€30k▲
Profit (loss) brought forward from the previous period14P€27k€27k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1k | €4k | €1k | €1k | €1k | ▲ 22.2% |
| Non-recurring operating charges66A | €17 | - | - | - | - | - |
| Gross operating margin9900 | €7k | €15k | €10k | €4k | €-2k | ▼ 159% |
| Operating profit (loss)9901 | €6k | €11k | €8k | €3k | €-4k | ▼ 234% |
| Financial income75/76B | - | - | - | - | €8k | - |
| Recurring financial income75 | - | - | - | - | €8k | - |
| Non-recurring financial income76B | - | - | - | - | €8k | - |
| Financial charges65/66B | €728 | €12k | €1k | €858 | €1k | ▲ 34.1% |
| Recurring financial charges65 | €728 | €1k | €1k | €858 | €1k | ▲ 34.1% |
| Non-recurring financial charges66B | - | €11k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €5k | €-1k | €7k | €2k | €3k | ▲ 77.2% |
| Income taxes67/77 | €1k | €92 | €3k | €2k | €392 | ▼ 78.3% |
| Profit (loss) for the period9904 | €4k | €-1k | €5k | €53 | €3k | ▲ 5,381% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-1k | €5k | €53 | €3k | ▲ 5,381% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €127k | €164k | €197k | €70k | €67k | ▼ 3.9% |
| Fixed assets21/28 | €61k | €61k | €61k | - | - | - |
| Tangible fixed assets22/27 | €61k | €61k | €61k | - | - | - |
| Land and buildings22 | €61k | €61k | €61k | - | - | - |
| Current assets29/58 | €65k | €103k | €135k | €70k | €67k | ▼ 3.9% |
| Stocks and contracts in progress3 | €32k | €36k | €18k | - | - | - |
| Contracts in progress37 | €32k | €36k | €18k | - | - | - |
| Amounts receivable within one year40/41 | €19k | €23k | €82k | €3k | €16k | ▲ 438% |
| Trade receivables40 | €19k | €19k | €81k | €2k | €15k | ▲ 549% |
| Other amounts receivable41 | €300 | €4k | €940 | €617 | €768 | ▲ 24.5% |
| Current investments50/53 | - | - | - | - | €2k | - |
| Cash at bank and in hand54/58 | €14k | €11k | €2k | - | - | - |
| Deferred charges and accrued income490/1 | - | €33k | €33k | €67k | €49k | ▼ 26.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €127k | €164k | €197k | €70k | €67k | ▼ 3.9% |
| Equity10/15 | €32k | €30k | €35k | €35k | €38k | ▲ 8.3% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Uncalled capital101 | €12k | €12k | - | - | - | - |
| Outside capital11 | - | - | €6k | - | €6k | - |
| Share premium1100/10 | - | - | €6k | - | €6k | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €24k | €22k | €27k | €27k | €30k | ▲ 10.8% |
| Amounts payable17/49 | €95k | €134k | €162k | €35k | €29k | ▼ 16.1% |
| Amounts payable within one year42/48 | €95k | €134k | €148k | €35k | €29k | ▼ 16.1% |
| Financial debts43 | €70k | €70k | €70k | €19k | - | - |
| Credit institutions430/8 | €70k | €70k | €70k | €19k | - | - |
| Trade debts44 | €14k | €15k | €40k | €8k | €6k | ▼ 20.7% |
| Suppliers440/4 | €14k | €15k | €40k | €8k | €6k | ▼ 20.7% |
| Advances received on contracts in progress46 | €3k | €3k | €11k | €3k | €3k | = |
| Taxes, remuneration and social security45 | €1k | €92 | €3k | €4k | €15k | ▲ 253% |
| Taxes450/3 | €1k | €92 | €3k | €2k | €15k | ▲ 669% |
| Remuneration and social security454/9 | - | - | - | €2k | - | - |
| Other amounts payable47/48 | €6k | €46k | €24k | - | €5k | - |
| Accrued charges and deferred income492/3 | - | - | €14k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-1k | €5k | €53 | €3k | ▲ 5,381% |
| Operating cash flow (approximation) | €4k | €-1k | €5k | €53 | €3k | ▲ 5,381% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €-3k | €-9k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
30-09
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.91 to 2.00; short-term debt falls from €148k to €35k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 20 days late
2021
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2006
Ground area
2,078 m²
Building footprint
243 m²
Volume, LiDAR
1,669 m³
2 parcels, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Besimo
since 20062.157.610.788
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0103/00V000 | Wallonia | 1,275 m² | 1 · 126 m² | 8.0 m · 2 fl. |
| 92039B0028/00C002 | Wallonia | 802 m² | 1 · 117 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 4,755 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2006
Fiscal year end30-09
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Contact
E-mail
ID.Construction@skynet.beNamur
Phone
081/30.70.62Namur
Fax
081/30.36.94Namur
Scores and ratios are computed by Checked and are not a credit decision.