D.R.D.
ActiveD.R.D. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.58M and a net result of €780k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 61% of 7932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency80▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.55 in 2024; short-term debt: 44.7% and cash: 14.9% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
27.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
8 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.58M▼ 12.3%
2024 · €1.80M
2018: €539k
2019: €647k
2020: €759k
2021: €890k
2022: €1.50M
2023: €2.47M
2024: €1.80M
2018 → 2025
Total assets
€2.88M▼ 27.1%
2024 · €3.95M
2018: €1.04M
2019: €1.69M
2020: €1.81M
2021: €1.86M
2022: €2.64M
2023: €3.08M
2024: €3.95M
2018 → 2025
Net result
€780k▼ 5.6%
2024 · €826k
2018: €185k
2019: €139k
2020: €222k
2021: €218k
2022: €613k
2023: €966k
2024: €826k
2018 → 2025
Working capital
€926k▼ 20.6%
2024 · €1.17M
2018: €567k
2019: €612k
2020: €659k
2021: €859k
2022: €1.49M
2023: €1.83M
2024: €1.17M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€890k-€1.50M▲ 68.9%€2.47M▲ 64.3%€1.80M▼ 27.3%€1.58M▼ 12.3%
Operating result€329k-€821k▲ 149%€1.32M▲ 60.7%€1.05M▼ 20.5%€983k▼ 6.3%
Net result€218k-€613k▲ 181%€966k▲ 57.6%€826k▼ 14.5%€780k▼ 5.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.88M
Fixed assets
€664k▼ 2.1%
Current assets
€2.21M▼ 32.3%
Equity and liabilities €2.88M
Equity
€1.58M▼ 12.3%
Debt
€1.30M▼ 39.5%
The debt ratio falls from 54.5% to 45.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.15M▼
2024 · €1.21M
Cash flow
€945k▼
2024 · €990k
Solvency
54.7%▲
2024 · 45.5%
Current ratio
1.72▲
2024 · 1.55
Quick ratio
1.19▼
2024 · 1.22
Debt / equity
0.83▼
2024 · 1.20
ROE
49.5%▲
2024 · 46.0%
ROA
27.1%▲
2024 · 20.9%
Interest coverage
83.15▲
2024 · 74.65
Debt
€1.30M▼
2024 · €2.15M
Debt ≤ 1 year
€1.29M▼
2024 · €2.10M
Debt > 1 year
€15k▼
2024 · €49k
Income taxes
€268k▼
2024 · €283k
Staff costs
€1.07M▲
2024 · €994k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.95M€2.88M▼
Fixed assets21/28€678k€664k▼
Intangible fixed assets21€9k€7k▼
Tangible fixed assets22/27€663k€651k▼
Land and buildings22€360k€320k▼
Plant, machinery and equipment23€55k€44k▼
Furniture and vehicles24€248k€287k▲
Financial fixed assets28€5k€5k▲
Current assets29/58€3.27M€2.21M▼
Amounts receivable after more than one year29€1.40M-
Other amounts receivable291€1.40M-
Stocks and contracts in progress3€704k€678k▼
Stocks30/36€704k€678k▼
Amounts receivable within one year40/41€507k€1.11M▲
Trade receivables40€487k€644k▲
Other amounts receivable41€20k€464k▲
Current investments50/53€125k-
Cash at bank and in hand54/58€491k€428k▼
Deferred charges and accrued income490/1€43k-
Equity and liabilities
Total equity and liabilities10/49€3.95M€2.88M▼
Equity10/15€1.80M€1.58M▼
Contributions10/11€19k€19k=
Reserves13€871k€871k=
Distributable reserves133€871k€871k=
Profit (loss) carried forward14€905k€685k▼
Amounts payable17/49€2.15M€1.30M▼
Amounts payable after more than one year17€49k€15k▼
Financial debts170/4€49k€15k▼
Amounts payable within one year42/48€2.10M€1.29M▼
Current portion of amounts payable after more than one year42€47k€35k▼
Financial debts43€74k-
Other loans439€74k-
Trade debts44€197k€2k▼
Suppliers440/4€197k€2k▼
Taxes, remuneration and social security45€286k€251k▼
Taxes450/3€173k€127k▼
Remuneration and social security454/9€113k€124k▲
Other amounts payable47/48€1.50M€1.00M▼
Income statement
Code20242025
Non-recurring operating income76A€6k€10k▲
Remuneration, social security and pensions62€994k€1.07M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€164k€165k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€221-
Other operating charges640/8€21k€30k▲
Gross operating margin9900€2.23M€2.24M▲
Operating profit (loss)9901€1.05M€983k▼
Financial income75/76B€76k€78k▲
Recurring financial income75€76k€78k▲
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Non-recurring financial charges66B€63€45▼
Profit (loss) for the period before taxes9903€1.11M€1.05M▼
Income taxes67/77€283k€268k▼
Profit (loss) for the period9904€826k€780k▼
Profit (loss) for the period to be appropriated9905€826k€780k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.41M€1.69M▼
Profit (loss) brought forward from the previous period14P€1.58M€905k▼
Profit to be distributed694/7€1.50M€1.00M▼
Return on contributions (dividend)694€1.50M€1.00M▼
Social balance
Average headcount (FTE)908714.915.3▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €966k ▲57.6%
Operating result €1.32M, net result €966k, both a record.
31-12
Financial
Equity above €2MEq €2.47M ▲64.3%
6 profitable years in a row build equity to €2.47M.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.50M ▲68.9%
5 profitable years in a row build equity to €1.50M.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €139k ▼24.8%
Net result drops to €139k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wayenborgstraat 162800 MechelenGround area
4,033 m²
Building footprint
1,177 m²
Volume, LiDAR
8,202 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVBA D.R.D.
since 19892.043.528.989
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0077/00G002 | Flanders | 3,194 m² | 1 · 1,154 m² | 8.4 m · 2 fl. |
| 24109B0496/00M000 | Flanders | 840 m² | 1 · 23 m² | 2.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,013 EUR awarded · 5,013 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,261 EUR | 3,261 EUR |
| 2024 | 1 | 747 EUR | 747 EUR |
| 2023 | 1 | 643 EUR | 643 EUR |
| 2022 | 1 | 362 EUR | 362 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 798 companies in sector 46450 we hold annual accounts for 452. 208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1989
Fiscal year end31-12
Activities, NACEBEL
46442Wholesale trade
46450Wholesale of perfume and cosmetics
51442
47783Retail trade
47784Retail trade
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.