D-PLACIDO CONSTRUCT
ActiveSummary
D-PLACIDO CONSTRUCT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €56k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+7
Solvency58▲+58
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.5 in 2023; short-term debt: 66.6% and cash: 1.5% of total assets), and 66.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.4%
Return on assets
50.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
68 d late
2022
60 d late
2021
100 d late
2020
296 d late
2019
138 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€490k
EBIT margin
-3.5%
Net result
€56k▲ 281%
2023 · €15k
2018: €-25k
2019: €10k▲ +140% vs 2018
2020: €-2k▼ -116% vs 2019
2021: €33k▲ +2198% vs 2020
2022: €-98k▼ -400% vs 2021lowest in 7 years
2023: €15k▲ +115% vs 2022
2024: €56k▲ +281% vs 2023highest in 7 years
2018 → 2024
Working capital
€23k
2023 · €-34k
2018: €19k
2019: €28k▲ +52.9% vs 2018
2020: €42k▲ +48.1% vs 2019
2021: €44k▲ +3.2% vs 2020highest in 7 years
2022: €-49k▼ -213% vs 2021lowest in 7 years
2023: €-34k▲ +32.0% vs 2022
2024: €23k▲ +168% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€63k▲ 105%€-34k€-19k▲ 43.3%€37k
2020: €31k
2021: €63k▲ +105% vs 2020highest in 5 years
2022: €-34k▼ -154% vs 2021lowest in 5 years
2023: €-19k▲ +43.3% vs 2022
2024: €37k▲ +291% vs 2023
Operating result€11k-€52k▲ 388%€-86k€22k€62k▲ 182%
2020: €11k
2021: €52k▲ +388% vs 2020
2022: €-86k▼ -266% vs 2021lowest in 5 years
2023: €22k▲ +126% vs 2022
2024: €62k▲ +182% vs 2023highest in 5 years
Net result€-2k-€33k€-98k€15k€56k▲ 281%
2020: €-2k
2021: €33k▲ +2198% vs 2020
2022: €-98k▼ -400% vs 2021lowest in 5 years
2023: €15k▲ +115% vs 2022
2024: €56k▲ +281% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 182% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €111k
Fixed assets
€14k ▼ 53.4%
Current assets
€96k ▲ 182%
Equity and liabilities €111k
Equity
€37k
Debt
€74k
Debt finances 66.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€78k▲
2023 · €39k
Cash flow
€72k▲
2023 · €32k
Current ratio
1.31▲
2023 · 0.50
Debt to equity
1.99▲
2023 · -4.35
ROE
152.3%
ROA
50.9%▲
2023 · 22.9%
Interest coverage
13.59▲
2023 · 5.42
Debt ≤ 1 year
€74k▲
2023 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€65k€111k▲
Fixed assets21/28€31k€14k▼
Tangible fixed assets22/27€30k€14k▼
Leasing and similar rights25€30k€14k▼
Financial fixed assets28€180-
Current assets29/58€34k€96k▲
Amounts receivable within one year40/41€31k€95k▲
Trade receivables40€22k€75k▲
Other amounts receivable41€9k€20k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€65k€111k▲
Equity10/15€-19k€37k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-41k€15k▲
Amounts payable17/49€84k€74k▼
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€68k€74k▲
Current portion of amounts payable after more than one year42€25k€17k▼
Financial debts43€5k€2k▼
Credit institutions430/8€5k€2k▼
Trade debts44€29k€47k▲
Suppliers440/4€29k€47k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€3k-
Remuneration and social security454/9€5k€8k▲
Other amounts payable47/48€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€1k€5k▲
Non-recurring operating charges66A-€180
Gross operating margin9900€40k€83k▲
Operating profit (loss)9901€22k€62k▲
Financial income75/76B-€157
Recurring financial income75-€157
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€15k€56k▲
Profit (loss) for the period9904€15k€56k▲
Profit (loss) for the period to be appropriated9905€15k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€15k▲
Profit (loss) brought forward from the previous period14P€-56k€-41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €19k | €17k | €16k | ▼ 4.2% |
| Other operating charges640/8 | €3k | €2k | €4k | €1k | €5k | ▲ 218% |
| Non-recurring operating charges66A | - | - | - | - | €180 | - |
| Gross operating margin9900 | €20k | €61k | €-63k | €40k | €83k | ▲ 106% |
| Operating profit (loss)9901 | €11k | €52k | €-86k | €22k | €62k | ▲ 182% |
| Financial income75/76B | €61 | €1 | €15 | - | €157 | - |
| Recurring financial income75 | €61 | €1 | €15 | - | €157 | - |
| Financial charges65/66B | €12k | €7k | €12k | €7k | €6k | ▼ 19.7% |
| Recurring financial charges65 | €12k | €7k | €12k | €7k | €6k | ▼ 19.7% |
| Profit (loss) for the period before taxes9903 | €-2k | €45k | €-97k | €15k | €56k | ▲ 281% |
| Income taxes67/77 | - | €12k | €231 | - | - | - |
| Profit (loss) for the period9904 | €-2k | €33k | €-98k | €15k | €56k | ▲ 281% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €33k | €-98k | €15k | €56k | ▲ 281% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €94k | €205k | €77k | €65k | €111k | ▲ 71.1% |
| Fixed assets21/28 | €9k | €66k | €47k | €31k | €14k | ▼ 53.4% |
| Tangible fixed assets22/27 | €9k | €66k | €47k | €30k | €14k | ▼ 53.1% |
| Furniture and vehicles24 | €9k | €3k | €702 | - | - | - |
| Leasing and similar rights25 | - | €63k | €46k | €30k | €14k | ▼ 53.1% |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | - | - |
| Current assets29/58 | €85k | €139k | €30k | €34k | €96k | ▲ 182% |
| Amounts receivable within one year40/41 | €84k | €134k | €19k | €31k | €95k | ▲ 204% |
| Trade receivables40 | €82k | €130k | €12k | €22k | €75k | ▲ 244% |
| Other amounts receivable41 | €2k | €4k | €7k | €9k | €20k | ▲ 112% |
| Cash at bank and in hand54/58 | €231 | €3k | €10k | €3k | €2k | ▼ 46.3% |
| Deferred charges and accrued income490/1 | €410 | €1k | €1k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €94k | €205k | €77k | €65k | €111k | ▲ 71.1% |
| Equity10/15 | €31k | €63k | €-34k | €-19k | €37k | ▲ 291% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €9k | €41k | €-56k | €-41k | €15k | ▲ 136% |
| Amounts payable17/49 | €63k | €141k | €112k | €84k | €74k | ▼ 12.3% |
| Amounts payable after more than one year17 | €20k | €46k | €32k | €16k | - | - |
| Financial debts170/4 | €20k | €46k | €32k | €16k | - | - |
| Amounts payable within one year42/48 | €43k | €95k | €79k | €68k | €74k | ▲ 8.9% |
| Current portion of amounts payable after more than one year42 | - | €30k | €26k | €25k | €17k | ▼ 31.6% |
| Financial debts43 | €5k | €5k | - | €5k | €2k | ▼ 50.7% |
| Credit institutions430/8 | €5k | €5k | - | €5k | €2k | ▼ 50.7% |
| Trade debts44 | €29k | €5k | €17k | €29k | €47k | ▲ 62.8% |
| Suppliers440/4 | €29k | €5k | €17k | €29k | €47k | ▲ 62.8% |
| Taxes, remuneration and social security45 | €3k | €25k | €26k | €8k | €8k | ▼ 7.5% |
| Taxes450/3 | €3k | €12k | €12k | €3k | - | - |
| Remuneration and social security454/9 | - | €12k | €13k | €5k | €8k | ▲ 55.6% |
| Other amounts payable47/48 | €6k | €31k | €11k | €1k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €33k | €-98k | €15k | €56k | ▲ 281% |
| + Depreciation and write-downs630 | €7k | €7k | €19k | €17k | €16k | ▼ 4.2% |
| Operating cash flow (approximation) | €5k | €40k | €-79k | €32k | €72k | ▲ 129% |
| Investment in fixed assets (approximation) | - | €-65k | €0 | €0 | €180 | - |
| Change in cash | - | €3k | €7k | €-7k | €-1k | ▲ 79.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €56k ▲281%
Operating result €62k, net result €56k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.50 to 1.31.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
23-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 296 days late
2021
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 253 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2015
Ground area
1,083 m²
Building footprint
195 m²
Volume, LiDAR
595 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rozenlaan 13, 1700 Dilbeek
since 20152.241.492.826
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412K0171/00K000 | Flanders | 836 m² | 1 · 127 m² | - |
| 23352F0220/00A004 | Flanders | 247 m² | 1 · 68 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,754 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.