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D & P VERVAEKE

Active
Private limited companyfounded 200322 yrs activeMeulebekestraat 105B, 8740 Pittem, BelgiumKBO/BCE: BE 0862.345.341
Summary

D & P VERVAEKE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.7m and a net result of -€25,955. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 5584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
D & P VERVAEKEActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Freight transport by road
NACE 49410NACE 60242
#1 company by total assets in Pittem, Transport and storage sector1 site
Size
€12.8mtotal assets 2025
Staff
6.6 FTE
Equity
€12.7m
Loss
-€25,955
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
1
Accounts filed 31 d late0 of 4 deeds read
Why 87- Liquidity: current ratio 2.36, cash €64,096, halved- Sector Land transport and transport via pipelines (NACE 49)- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €12.8mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 49, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.6% of total assets
Liquidity 51-1
short-term debt 1.4% · cash 0.5%
Profitability 68+6
return on assets -0.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (274 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -3.7% vs 12-2024lowest value 02-2025: 0.1%▲ +1.3% vs 01-2025 03-2025: 0.1%▲ +6.3% vs 02-2025 04-2025: 0.1%▲ +15.5% vs 03-2025 05-2025: 0.1%▲ +4.1% vs 04-2025 06-2025: 0.1%▲ +15.8% vs 05-2025 07-2025: 0.2%▲ +42.7% vs 06-2025 08-2025: 0.3%▲ +50.9% vs 07-2025 09-2025: 0.1%▼ -58.7% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -2.9% vs 12-2025 02-2026: 0.1%▲ +1.0% vs 01-2026 03-2026: 0.1%▲ +5.9% vs 02-2026 04-2026: 0.1%▲ +14.8% vs 03-2026 05-2026: 0.1%▲ +4.0% vs 04-2026 06-2026: 0.1%▼ -0.8% vs 05-2026 07-2026: 0.2%▲ +17.2% vs 06-2026 08-2026: 0.3%▲ +76.7% vs 07-2026 09-2026: 0.3%▲ +30.6% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 2.36, cash €64,096, halved raises the probability
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Size: total assets €12.8m lowers the probability for this profile
Credit up to €1,100,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 3.07 in 2024; short-term debt: 1.4% and cash: 0.5% of total assets), and 1.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, medium-sized). Better than this share of them on solvency 97%, liquidity 80%, profitability 54%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.36, cash €64,096, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €12.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
15 d early
2022
33 d early
2021
61 d early
2020
60 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€25,955
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 7% on net resultsector median €5,808 · 5,559 companies -€25,955 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€25,955 View
  • Total assets 20256 fiscal years filed €12.8m View

By topic

Financials

Fiscal year
2025
Total assets
€12.8m
Loss
-€25,955
Solvency
98.6%
Total assets▲ 0.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
22-12-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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