BLC group
ActiveBLC group has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.19M and a net result of €134k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 1845 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+52
Solvency82▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity short (current ratio 0.79 against 1.11 in 2024; short-term debt: 19.7% and cash: 1.2% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
1.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
on the day
2022
3 d early
2021
30 d early
2020
9 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.19M▲ 2.7%
2024 · €5.06M
2018: €2.79M
2019: €3.80M
2020: €4.80M
2021: €5.59M
2022: €4.02M
2023: €5.07M
2024: €5.06M
2018 → 2025
Total assets
€9.18M▲ 11.5%
2024 · €8.23M
2018: €9.62M
2019: €10.04M
2020: €10.38M
2021: €7.67M
2022: €5.53M
2023: €7.47M
2024: €8.23M
2018 → 2025
Net result
€134k
2024 · €-310k
2018: €637k
2019: €1.01M
2020: €1.00M
2021: €788k
2022: €-1.56M
2023: €1.05M
2024: €-310k
2018 → 2025
Working capital
€-376k
2024 · €223k
2018: €-8k
2019: €758k
2020: €1.26M
2021: €2.64M
2022: €1.01M
2023: €1.52M
2024: €223k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.59M-€4.02M▼ 28.0%€5.07M▲ 26.0%€5.06M▼ 0.2%€5.19M▲ 2.7%
Operating result€1.29M-€-1.21M€1.76M€278k▼ 84.2%€226k▼ 18.5%
Net result€788k-€-1.56M€1.05M€-310k€134k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.18M
Fixed assets
€7.75M▲ 29.7%
Current assets
€1.43M▼ 36.6%
Equity and liabilities €9.18M
Equity
€5.19M▲ 2.7%
Provisions
€396k▼ 5.2%
Debt
€3.59M▲ 30.2%
The debt ratio rises from 33.5% to 39.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€455k▲
2024 · €424k
Cash flow
€363k▲
2024 · €-164k
Solvency
56.6%▼
2024 · 61.4%
Current ratio
0.79▼
2024 · 1.11
Quick ratio
0.79▼
2024 · 1.11
Debt / equity
0.69▲
2024 · 0.55
ROE
2.6%▲
2024 · -6.1%
ROA
1.5%▲
2024 · -3.8%
Interest coverage
7.50▲
2024 · 0.62
Debt
€3.59M▲
2024 · €2.76M
Debt ≤ 1 year
€1.81M▼
2024 · €2.04M
Debt > 1 year
€1.78M▲
2024 · €721k
Income taxes
€74k▲
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.23M€9.18M▲
Fixed assets21/28€5.97M€7.75M▲
Tangible fixed assets22/27€4.09M€5.86M▲
Land and buildings22€4.07M€5.86M▲
Furniture and vehicles24€18k€4k▼
Financial fixed assets28€1.88M€1.88M=
Current assets29/58€2.26M€1.43M▼
Amounts receivable within one year40/41€2.17M€1.32M▼
Trade receivables40€272k€245k▼
Other amounts receivable41€1.90M€1.07M▼
Cash at bank and in hand54/58€88k€106k▲
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€8.23M€9.18M▲
Equity10/15€5.06M€5.19M▲
Contributions10/11€1.19M€1.19M=
Capital10€1.19M€1.19M=
Issued capital100€1.19M€1.19M=
Revaluation surpluses12€250k€250k=
Reserves13€3.61M€3.75M▲
Non-distributable reserves130/1€118k€118k=
Legal reserve130€118k€118k=
Tax-exempt reserves132€1.73M€1.28M▼
Distributable reserves133€1.77M€2.35M▲
Profit (loss) carried forward14€391€443▲
Provisions and deferred taxes16€418k€396k▼
Deferred taxes168€418k€396k▼
Amounts payable17/49€2.76M€3.59M▲
Amounts payable after more than one year17€721k€1.78M▲
Financial debts170/4€721k€1.78M▲
Amounts payable within one year42/48€2.04M€1.81M▼
Current portion of amounts payable after more than one year42€393k€465k▲
Trade debts44€840k€477k▼
Suppliers440/4€840k€477k▼
Taxes, remuneration and social security45€48k€103k▲
Taxes450/3€48k€103k▲
Other amounts payable47/48€758k€764k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€146k€229k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-693-
Other operating charges640/8€35k€27k▼
Gross operating margin9900€458k€482k▲
Operating profit (loss)9901€278k€226k▼
Financial income75/76B€158k€21k▼
Recurring financial income75€158k€21k▼
Financial charges65/66B€688k€61k▼
Recurring financial charges65€688k€61k▼
Profit (loss) for the period before taxes9903€-252k€186k▲
Transfer from deferred taxes780€15k€22k▲
Income taxes67/77€74k€74k▲
Profit (loss) for the period9904€-310k€134k▲
Transfer from tax-exempt reserves789€369k€444k▲
Profit (loss) for the period to be appropriated9905€59k€578k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€578k▲
Profit (loss) brought forward from the previous period14P€535€391▼
Transfer to equity691/2€59k€578k▲
To other reserves6921€59k€578k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €134k
Net result €134k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €1.05M
Net result €1.05M after one loss-making year.
30-09
Financial
Equity above €5MEq €5.07M ▲26%
Equity rises from €4.02M to €5.07M.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-1.56M ▼298%
Net result drops to €-1.56M, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity triplescurrent ratio 3.88
Current ratio from 1.36 to 3.88; short-term debt falls from €3.51M to €917k.
30-09
Financial
Equity above €5MEq €5.59M ▲16.4%
4 profitable years in a row build equity to €5.59M.
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Frankrijkstraat 219600 RonseGround area
1.2 ha
Building footprint
413 m²
Volume, LiDAR
1,311 m³
Parcel 45422C1034/00E000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BLC group
since 20052.148.138.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1034/00E000 | Flanders | 1.2 ha | 1 · 413 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0412.998.581
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FORREZ INTERNATIONAL
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NDQ
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VERZELE DONALD
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TRANSPORT PIESSENS
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Londerzeel · Eq €5.14M
Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 1,707 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-07-2005
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
38219Waste collection, recovery and disposal activities
38330Waste collection, recovery and disposal activities
71210
77120Rental and leasing activities
90021
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.